X0306 4 2018-05-23 0 0001685040 Brighthouse Financial, Inc. BHF 0001709189 Rosenthal John 334 MADISON AVENUE MORRISTOWN NJ 07960 0 1 0 0 EVP & Chief Investment Officer Restricted Stock Units 2018-05-23 4 A 0 40337 0.00 A Common Stock 40337 40337 D Restricted Stock Units 2018-05-23 4 A 0 6857 0.00 A Common Stock 6857 6857 D Eployee Stock Option (Right to Buy) 53.47 2018-05-23 4 A 0 22522 0.00 A 2028-02-29 Common Stock 22522 22522 D Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock. The award of RSUs was authorized on August 9, 2017, to be effective on September 8, 2017. The award was subject to approval by stockholders of BHF of the Brighthouse Financial, Inc. 2017 Stock and Incentive Compensation Plan (the "Employee Plan"). The Employee Plan was approved by stockholders of BHF on May 23, 2018. The RSUs will vest on September 30, 2018. RSU and Stock Option awards were authorized on February 16, 2018, to be effective on March 1, 2018. These awards were subject to approval by stockholders of BHF of the Employee Plan, which was obtained on May 23, 2018. The RSUs will vest in three substantially equal installments on March 1, 2019, March 1, 2020 and March 1, 2021. The Stock Options become exercisable in three substantially equal installments on March 1, 2019, March 1, 2020 and March 1, 2021. /s/ Jacob M. Jenkelowitz, authorized signer 2018-05-25