Consolidated Balance Sheets - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 1,746,000	$ 3,285,000
Fed funds sold	2,742,000	8,528,000
Cash and cash equivalents	4,488,000	11,813,000
Available for sale securities, stated at fair value	43,751,000	58,012,000
Loans held for sale	679,000	109,000
Loans, net of allowance for loan and lease losses of $2,118 and $1,800, respectively	198,694,000	171,355,000
Premises and equipment, net	5,057,000	5,290,000
Foreclosed assets	69,000	619,000
FHLB stock, at cost	739,000	514,000
Accrued interest receivable	768,000	782,000
Cash value of life insurance	7,007,000	6,558,000
Other assets	1,474,000	1,429,000
TOTAL ASSETS	262,726,000	256,481,000
Liabilities and Equity
Deposits	183,205,000	182,913,000
Advance payments by borrowers for taxes and insurance	55,000	36,000
FHLB advances	17,750,000	12,750,000
Accrued interest payable	70,000	37,000
Other liabilities	1,284,000	1,256,000
Total liabilities	202,364,000	196,992,000
Preferred stock ($0.01 par value, 1,000,000 authorized, no shares issued or outstanding as of December 31, 2018 and 2017, respectively)
Common stock ($0.01 par value, 19,000,000 authorized, 6,696,742 and 6,612,500 issued and outstanding as of December 31, 2018 and 2017, respectively)	67,000	66,000
Additional paid in capital	28,326,000	28,296,000
Unallocated common stock of Employee Stock Ownership Plan ("ESOP") (243,303 and 256,263 shares at December 31, 2018 and 2017, respectively)	(2,433,000)	(2,563,000)
Retained earnings	34,995,000	33,937,000
Accumulated other comprehensive loss, net of income taxes	(593,000)	(247,000)
Total equity	60,362,000	59,489,000
TOTAL LIABILITIES AND EQUITY	$ 262,726,000	$ 256,481,000