X0202 SCHEDULE 13G/A 0001104659-18-007785 0001730801 XXXXXXXX LIVE 7 Ordinary shares 03/31/2026 0001708259 LexinFintech Holdings Ltd. 528877103 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD SHENZHEN F4 518057 Rule 13d-1(d) Xiao Wenjie F4 85241213.00 0.00 85241213.00 0.00 85241213.00 25.8 IN Represents (i) 6,689,076 ADSs, representing 13,378,152 Class A ordinary shares and 71,342,227 Class B ordinary shares held by The JX Chen Family Trust through Installment Payment Investment Inc., a company incorporated under the laws of the British Virgin Islands as of March 18, 2026; (ii) 87,500 Class A ordinary shares directly held by Mr. Xiao as of March 18, 2026; and (iii) 433,334 Class A ordinary shares issuable to Mr. Wenjie Xiao upon exercise of options granted to him within 60 days after March 18, 2026. The beneficiaries of The JX Chen Family Trust are Mr. Jay Wenjie Xiao and his family and therefore, Mr. Xiao may be deemed to be the beneficial owner of the shares held by Installment Payment Investment Inc. through the trust. Installment Payment Investment Inc. D8 84720379.00 0.00 84720379.00 0.00 84720379.00 25.7 CO Represents 13,378,152 Class A ordinary shares and 71,342,227 Class B ordinary shares. LexinFintech Holdings Ltd. 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD, 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD, SHENZHEN, CHINA, 518057 Wenjie Xiao Installment Payment Investment Inc. Wenjie Xiao c/o 27/F CES Tower No. 3099 Keyuan South Road Nanshan District, Shenzhen 518057 People's Republic of China Installment Payment Investment Inc. c/o 27/F CES Tower No. 3099 Keyuan South Road Nanshan District, Shenzhen 518057 People's Republic of China Wenjie Xiao - People Republic of China; Installment Payment Investment Inc. - British Virgin Islands Y 85,241,213 25.8%, based on 329,576,547 ordinary shares outstanding as of February 28, 2026, comprising of (i) 258,234,320 Class A ordinary shares, and (ii) 71,342,227 Class B ordinary shares, as reported in the Issuer's annual report on Form 20-F for the fiscal year ended December 31, 2025. 85,241,213 0 85,241,213 0 Y Y Y Y Y Y Xiao Wenjie /s/ Xiao Wenjie 05/15/2026 Installment Payment Investment Inc. /s/ Xiao Wenjie 05/15/2026