Accruals and Other Current Liabilities (Tables)

12 Months Ended

Dec. 31, 2022

Payables and Accruals [Abstract]

Schedule of accruals and other current liabilities

	As of December 31,
	2021		2022
	(RMB in thousands)
Guarantee derivative liabilities at fair value (Note 9)		1,473,853		861,304
Tax payable		975,396		746,563
Accrued payroll and welfare		408,828		400,886
Funds payable to Institutional Funding Partners (i)		425,763		382,545
Accrued risk management fees		197,665		186,331
Accrued marketing expenses		61,193		130,937
Payable to third‑party sellers		47,114		88,686
Accrued professional fees and outsourcing fees		68,002		61,604
Short-term leasing liabilities		53,644		50,747
Deferred service fees		26,737		31,112
Other payable to Individual Investors on Juzi Licai		30,477		24,916
Security deposits from third‑party sellers		16,435		13,928
Accrued interest payable		24,851		12,354
Deferred interest and financial services income and others		9,880		4,420
Other accrued expenses		78,670		61,136
Total accurals and other current liabilities		3,898,508		3,057,469

(i)The payable balances mainly include repayment received from Borrowers but not yet transferred to accounts of Institutional Funding Partners due to the settlement time lag.