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Significant Accounting Policies - Summary of Financial Information of the Group's VIEs (Details)
¥ in Thousands, $ in Thousands
Dec. 31, 2021
CNY (¥)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
CNY (¥)
Dec. 31, 2020
USD ($)
Dec. 31, 2019
CNY (¥)
Dec. 31, 2018
CNY (¥)
ASSETS            
Cash and cash equivalents ¥ 2,664,132 $ 418,060 ¥ 1,563,755 $ 245,387 ¥ 2,085,234 ¥ 1,148,292
Restricted cash 1,454,682 228,271 1,276,151 $ 200,256 1,900,392 1,348,842
Restricted time deposits 1,745,898 273,969 1,779,458      
Financing receivables, net         4,411,488  
Loans at fair value 252,970 39,697 381,393      
Amounts due from Group companies 6,109   941      
Deposits to insurance companies and guarantee companies 1,378,489 216,315 1,066,281   1,251,003  
Contract assets, service fees receivable and guarantee receivables         3,454,851  
Property, equipment and software, net 195,330 30,652 125,694      
Land use rights, net and right of use assets 966,067 151,597 1,000,467      
TOTAL ASSETS 21,026,194 3,299,466 20,345,165      
Liabilities [Abstract]            
Funding debts 3,798,233          
Deferred guarantee income 419,843 65,883 694,582      
TOTAL LIABILITIES 12,958,385 2,033,452 14,814,427      
SHAREHOLDERS’ EQUITY:            
Total equity attributable to owners of the company 8,027,616 1,259,708 5,490,738      
Non-controlling interests 40,193 6,306 40,000      
TOTAL SHAREHOLDERS’ EQUITY 8,067,809 1,266,014 5,530,738   ¥ 6,599,539 ¥ 4,106,792
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY 21,026,194 $ 3,299,466 20,345,165      
VIEs            
ASSETS            
Cash and cash equivalents 2,132,402   1,300,220      
Restricted cash 1,423,233   1,274,718      
Restricted time deposits 424,678   509,600      
Financing receivables, net 4,014,102   5,123,309      
Loans at fair value 252,970   381,393      
Amounts due from Group companies 58,050   219,807      
Deposits to insurance companies and guarantee companies 1,378,489   1,066,281      
Contract assets, service fees receivable and guarantee receivables 4,661,403   5,103,246      
Property, equipment and software, net 129,769   58,812      
Land use rights, net and right of use assets 1,096,579   1,056,444      
Long-term investments 448,886   435,790      
Other assets 2,675,389   2,219,213      
TOTAL ASSETS 18,695,950   18,748,833      
Liabilities [Abstract]            
Amounts due to Group companies 6,452,376   4,930,414      
Short-term borrowings 1,735,931   1,751,633      
Funding debts 3,798,233   5,511,749      
Deferred guarantee income 419,843   694,582      
Contingent guarantee liabilities 928,840   1,738,787      
Other liabilities 3,593,686   2,754,100      
TOTAL LIABILITIES 16,928,909   17,381,265      
SHAREHOLDERS’ EQUITY:            
Total equity attributable to owners of the company 1,726,848   1,327,568      
Non-controlling interests 40,193   40,000      
TOTAL SHAREHOLDERS’ EQUITY 1,767,041   1,367,568      
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY ¥ 18,695,950   ¥ 18,748,833