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Significant Accounting Policies - Additional Information (Details)
$ / shares in Units, $ in Thousands
12 Months Ended
Jan. 01, 2020
CNY (¥)
Dec. 31, 2021
CNY (¥)
Item
Segment
Dec. 31, 2021
USD ($)
Item
Segment
$ / shares
Dec. 31, 2020
CNY (¥)
Item
Dec. 31, 2019
CNY (¥)
Item
Dec. 31, 2021
USD ($)
Jan. 01, 2019
CNY (¥)
Dec. 31, 2018
CNY (¥)
Significant Accounting Policies [Line Items]                
Operating revenue   ¥ 11,380,525,000 $ 1,785,853 ¥ 11,645,255,000 ¥ 10,603,507,000      
Financing receivables   241,127,000   204,761,000   $ 37,838    
Contract assets and service fees receivable prior to ASU 326         3,454,851,000      
Increase (decrease) in cash flows from operating activities       (3,193,000,000) 49,000,000      
Increase (decrease) in cash flows from investing activities       715,000,000 (184,000,000)      
Increase (decrease) in cash flows from financing activities       2,478,000,000 135,000,000      
Foreign currency translation adjustments, net of tax   ¥ 7,965,000 $ 1,250 10,596,000 7,020,000      
Translation rate   6.3726       6.3726    
Retained earnings   ¥ 4,195,791,000   2,113,956,000   $ 658,411    
Credit allowance of financial receivable   ¥ 326,864,000   529,162,000 373,545,000     ¥ 384,036,000
Number of major types of incentive coupons | Item   2 2          
Cash coupons and repayment coupon expense   ¥ 200,700,000   196,300,000 281,000,000.0      
Referral code incentives recorded as sales and marketing expenses   27,300,000   17,100,000 19,700,000      
Revenue recognized that was included in the contract liabilities balance   52,000,000.0   ¥ 47,900,000        
Practical expedients, contract duration       true        
Transaction price allocated to remaining performance obligations related to customer contracts   ¥ 903,200,000   ¥ 1,101,300,000        
Remaining performance obligation is expected to be recognized as revenue (in years)   3 years 3 years          
Practical expedients, amortization period       true        
Cash equivalents   ¥ 0   ¥ 0        
Straight line basis amortized over land use right period   30 years 30 years          
Advertising costs   ¥ 1,000,000,000.0   ¥ 791,200,000 1,000,000,000.0      
Lease, Practical Expedients, Package   true true true        
Right-of-use assets             ¥ 113,200,000  
Operating Lease, Right-of-Use Asset, Statement of Financial Position             Other assets  
Weighted average remaining lease term   4 years 3 months 18 days       4 years 3 months 18 days    
Weighted average discount rate   4.91%       4.91%    
Rental expenses under operating leases         54,900,000      
Operating lease cost   ¥ 59,700,000   ¥ 57,900,000        
Short-term lease cost   ¥ 6,400,000   3,900,000        
Vesting period (in years)   4 years 4 years          
Exercise Price | $ / shares     $ 0.0001          
Number of reportable segments | Segment   1 1          
Minimum percentage of after-tax profit transferred by Chinese subsidiaries to general reserve fund (as a percent)   10.00%       10.00%    
Maximum percentage criteria for appropriation of after-tax profit of Chinese subsidiaries to general reserve fund (as a percent)   50.00%       50.00%    
Minimum percentage of after-tax profit transferred by VIEs to statutory surplus fund (as a percent)   10.00%       10.00%    
Maximum percentage criteria for in appropriation of after-tax profit by VIEs to certain statutory surplus funds (as a percent)   50.00%       50.00%    
Reserves allowed to transfer in terms of cash dividends, loans or advances, nor can they be distributed except under liquidation   ¥ 0            
Appropriation to statutory reserves   ¥ 252,100,000   ¥ 296,900,000 ¥ 152,100,000      
Number of Individual Investor or Institutional Funding Partner that accounted for more than 10% of the Group's total funding cost | Item   2 2 1 0      
Number of institutional funding partners that accounted for more than 10% of the Group's origination of off-balance sheet loans | Item   1 1 2 1      
Number of insurance company accounted for more than 10% of the Group's deposits to insurance companies and guarantee companies | Item       1        
Number of guarantee company accounted for more than 10% of the Group's deposits to insurance companies and guarantee companies | Item   2 2 3        
10% or More of Total Purchases, Number of Suppliers                
Significant Accounting Policies [Line Items]                
Number of inventory suppliers | Item   2 2 3 2      
10% or More of Accounts Payable, Number of Suppliers                
Significant Accounting Policies [Line Items]                
Number of inventory suppliers | Item   3 3 4        
Geographic Concentration Risk | Cash and Cash Equivalents, Restricted Cash and Restricted Time Deposits | PRC                
Significant Accounting Policies [Line Items]                
Cash and cash equivalents, restricted cash and restricted time deposits denominated in RMB that are subject to government controls   ¥ 5,119,000,000.0   ¥ 4,276,900,000        
Concentration risk (as a percent)   97.00% 97.00%          
Stock Options                
Significant Accounting Policies [Line Items]                
Vesting period (in years)   4 years 4 years          
Restricted Share Units                
Significant Accounting Policies [Line Items]                
Vesting period (in years)   4 years 4 years          
ASC 326                
Significant Accounting Policies [Line Items]                
Credit allowance of financial receivable         ¥ 229,661,000      
ASC 326 | Cumulative Effect Period Of Adoption Adjustment                
Significant Accounting Policies [Line Items]                
Contract assets and service fees receivable prior to ASU 326 ¥ (26,045,000)              
Retained earnings (1,918,500,000)              
Credit allowance of financial receivable 2,293,774,000              
Cumulative effect on retained earnings, tax 400,000,000              
ASC 326 | Cumulative Effect Period Of Adoption Adjustment | Application of CECL Methodology on Credit Losses of Financial Assets Measured at Amortized Cost                
Significant Accounting Policies [Line Items]                
Retained earnings (300,000,000)              
Credit allowance of financial receivable 300,000,000              
ASC 326 | Cumulative Effect Period Of Adoption Adjustment | Application of CECL Methodology on Certain Off-balance Sheet Credit Exposures                
Significant Accounting Policies [Line Items]                
Retained earnings ¥ 2,000,000,000.0              
ASC 606                
Significant Accounting Policies [Line Items]                
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]   true       true    
ASU 2016-01                
Significant Accounting Policies [Line Items]                
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]   true       true    
Change in Accounting Principle, Accounting Standards Update, Adoption Date   Jan. 01, 2018       Jan. 01, 2018    
Minimum                
Significant Accounting Policies [Line Items]                
Investor period term   7 days 7 days          
Maximum                
Significant Accounting Policies [Line Items]                
Investor period term   24 months 24 months          
VIEs                
Significant Accounting Policies [Line Items]                
Operating revenue   ¥ 11,103,407,000   11,580,441,000 10,608,717,000      
Contract assets and service fees receivable prior to ASU 326   4,661,403,000   ¥ 5,103,246,000        
Registered capitals and PRC statutory reserves   ¥ 5,848,000,000.0            
Beijing Shijitong | Nominee Shareholders                
Significant Accounting Policies [Line Items]                
Extension term of the loan   10 years 10 years          
Out-of-period Adjustment                
Significant Accounting Policies [Line Items]                
Financing receivables         63,600,000      
Contract assets and service fees receivable prior to ASU 326         2,500,000      
Out-of-period Adjustment | Credit-oriented services income                
Significant Accounting Policies [Line Items]                
Operating revenue         ¥ 66,100,000