The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 143 1,100 SH   SOLE   0 0 0
Abbott Labs COM 002824100 210 1,930 SH   SOLE   0 0 0
AbbVie Inc. COM 00287Y109 197 1,283 SH   SOLE   0 0 0
Adobe Systems Incorporated COM 00724F101 14 38 SH   SOLE   0 0 0
Advanced Micro Devices Inc COM 007903107 94 1,226 SH   SOLE   0 0 0
Advisorshares Pure US Cannabis ETF COM 00768Y453 2 239 SH   SOLE   0 0 0
Air Prods & Chems Inc COM 009158106 29 119 SH   SOLE   0 0 0
Alnylam Pharmaceuticals Inc COM 02043Q107 143 981 SH   SOLE   0 0 0
Alphabet Inc Cl A COM 02079K305 4,694 2,154 SH   SOLE   0 0 0
Alphabet Inc CL C COM 02079K107 1,083 495 SH   SOLE   0 0 0
Altria Group Inc COM 02209S103 243 5,804 SH   SOLE   0 0 0
Amazon COM 023135106 4,267 40,165 SH   SOLE   0 0 0
American Elec Pwr Inc COM 025537101 57 594 SH   SOLE   0 0 0
American Tower Corporation COM 03027X100 5,929 23,200 SH   SOLE   0 0 0
American Water Works Co COM 030420103 256 1,723 SH   SOLE   0 0 0
Amgen Inc. COM 031162100 66 270 SH   SOLE   0 0 0
Anthem Inc COM 036752103 382 792 SH   SOLE   0 0 0
Apollo Commercial Real Estate REIT COM 03762U105 10 922 SH   SOLE   0 0 0
Apollo Global Management Inc. COM 03769M106 1 23 SH   SOLE   0 0 0
Apple Inc COM 037833100 8,210 60,050 SH   SOLE   0 0 0
AT&T Inc COM 00206R102 313 14,901 SH   SOLE   0 0 0
Automatic Data Processing Inc COM 053015103 126 599 SH   SOLE   0 0 0
AvalonBay Communities, Inc. COM 053484101 544 2,800 SH   SOLE   0 0 0
Baker Hughes Company COM 05722G100 7 226 SH   SOLE   0 0 0
Baxter International Inc. COM 071813109 223 3,473 SH   SOLE   0 0 0
Berkshire Hathaway Inc CL B COM 084670702 646 2,366 SH   SOLE   0 0 0
Blueprint Medicines Corp COM 09627Y109 5 101 SH   SOLE   0 0 0
Boeing Co COM 097023105 4 31 SH   SOLE   0 0 0
Bristol Myers Squibb Co COM 110122108 82 1,060 SH   SOLE   0 0 0
Brookfield Asset Mgmt Inc COM 112585104 1,064 23,917 SH   SOLE   0 0 0
Brookfield Infrastructure Partners LP COM G16252101 1,522 39,815 SH   SOLE   0 0 0
Brookfield Renewable Partners LP COM G16258108 448 12,866 SH   SOLE   0 0 0
Calcol Inc. COM 128699105 0 393,334 SH   SOLE   0 0 0
Camden National Corp COM 133034108 19 420 SH   SOLE   0 0 0
Carmax Inc COM 143130102 552 6,105 SH   SOLE   0 0 0
Carrier Global Corporation COM 14448C104 89 2,485 SH   SOLE   0 0 0
Caterpillar Inc COM 149123101 1,197 6,698 SH   SOLE   0 0 0
Cedar Fair LP COM 150185106 5 115 SH   SOLE   0 0 0
Cheniere Energy Inc COM 16411R208 266 2,000 SH   SOLE   0 0 0
Chevron Corporation COM 166764100 184 1,265 SH   SOLE   0 0 0
Chipotle Mexican Grill, Inc. COM 169656105 3 2 SH   SOLE   0 0 0
Cigna Corp COM 125523100 14 54 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102 648 15,176 SH   SOLE   0 0 0
Citigroup Inc COM 172967424 175 3,815 SH   SOLE   0 0 0
City Office Reit Inc COM 178587101 45 3,500 SH   SOLE   0 0 0
Coca-Cola Company COM 191216100 535 8,505 SH   SOLE   0 0 0
Colgate Palmolive Co COM 194162103 6 80 SH   SOLE   0 0 0
Comcast Corp CL A COM 20030N101 306 7,800 SH   SOLE   0 0 0
ConocoPhillips COM 20825C104 13 150 SH   SOLE   0 0 0
Consolidated Edison, Inc. COM 209115104 588 6,185 SH   SOLE   0 0 0
Consumer Staples Select Sector SPDR Fund COM 81369Y308 5 67 SH   SOLE   0 0 0
Copart Inc COM 217204106 184 1,695 SH   SOLE   0 0 0
Corteva Inc COM 22052L104 2 37 SH   SOLE   0 0 0
Costco Wholesale Corp COM 22160K105 4,317 9,007 SH   SOLE   0 0 0
Crispr Therapeutics Ag COM H17182108 10 170 SH   SOLE   0 0 0
CVS Health Corp COM 126650100 89 960 SH   SOLE   0 0 0
Danaher Corporation COM 235851102 3,569 14,077 SH   SOLE   0 0 0
Diversified Healthcare Trust COM 25525P107 1 294 SH   SOLE   0 0 0
Dollar Tree Inc COM 256746108 1,060 6,800 SH   SOLE   0 0 0
Dover Corp COM 260003108 36 298 SH   SOLE   0 0 0
Dow Inc COM 260557103 2 37 SH   SOLE   0 0 0
Du Pont EI De Nemours & Co COM 26614N102 2 37 SH   SOLE   0 0 0
Duke Energy Corp COM 26441C204 611 5,702 SH   SOLE   0 0 0
Dupont De Nemours Inc COM 26614N102 214 3,845 SH   SOLE   0 0 0
Enterprise Products Partners L.P. COM 293792107 311 12,764 SH   SOLE   0 0 0
Equity Residential COM 29476L107 567 7,850 SH   SOLE   0 0 0
Essential Utils Inc COM 29670G102 69 1,500 SH   SOLE   0 0 0
EVCI Career Colleges Holding Corp. COM 26926P308 1 3,334 SH   SOLE   0 0 0
ExxonMobil Corp COM 30231G102 1,112 12,982 SH   SOLE   0 0 0
Facebook Inc-A COM 30303M102 91 564 SH   SOLE   0 0 0
Financial Select Sector SPDR COM 81369Y605 15 465 SH   SOLE   0 0 0
Fortinet, Inc. COM 34959E109 10 185 SH   SOLE   0 0 0
Fortress Trans & Infr Investors LLC COM 34960P101 8 412 SH   SOLE   0 0 0
General Mills, Inc. COM 370334104 133 1,760 SH   SOLE   0 0 0
Genuine Parts Co COM 372460105 4 27 SH   SOLE   0 0 0
Haemonetics Corp Mass COM 405024100 7 100 SH   SOLE   0 0 0
Halliburton Co COM 406216101 6 190 SH   SOLE   0 0 0
Hawaiian Electric Industries, Inc. COM 419870100 458 11,200 SH   SOLE   0 0 0
Hershey Co COM 427866108 1,758 8,170 SH   SOLE   0 0 0
Honeywell International Inc. COM 438516106 57 326 SH   SOLE   0 0 0
I Shares MSCI KLD 400 Social ETF COM 464288570 135 1,877 SH   SOLE   0 0 0
Idexx Labs, Inc. COM 45168D104 100 285 SH   SOLE   0 0 0
Intel Corporation COM 458140100 666 17,799 SH   SOLE   0 0 0
International Paper Co COM 460146103 2 59 SH   SOLE   0 0 0
Intl. Business Machines Corp COM 459200101 590 4,179 SH   SOLE   0 0 0
iShares Core S&P 500 COM 464287200 6,632 17,492 SH   SOLE   0 0 0
Ishares Cybersecurity COM 46435U135 13 373 SH   SOLE   0 0 0
iShares ESG Aware MSCI USA ETF COM 46435G425 23 278 SH   SOLE   0 0 0
iShares Global Clean Energy ETF COM 464288224 0 8 SH   SOLE   0 0 0
Ishares Gold Tr COM 464285204 10 288 SH   SOLE   0 0 0
iShares MSCI EAFE ETF COM 464287465 19 298 SH   SOLE   0 0 0
iShares Russell 2000 Value ETF COM 464287630 5 34 SH   SOLE   0 0 0
IShares US Medical Devices ETF COM 464288810 171 3,400 SH   SOLE   0 0 0
Joby Aviation Inc COM G65163100 10 2,000 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104 5,013 28,241 SH   SOLE   0 0 0
JP Morgan Chase & Co COM 46625H100 3,109 27,607 SH   SOLE   0 0 0
Kimberly Clark Corp. COM 494368103 232 1,710 SH   SOLE   0 0 0
Kraft Heinz Company COM 500754106 161 4,215 SH   SOLE   0 0 0
L3harris Technologies Inc COM 502431109 3,279 13,565 SH   SOLE   0 0 0
Liberty Broadband Corp - Ser A COM 530307107 5 42 SH   SOLE   0 0 0
Liberty Broadband Corp Ser C COM 530307305 21 185 SH   SOLE   0 0 0
Liberty Media Corp Del COM 531229607 20 565 SH   SOLE   0 0 0
Lilly Eli & Co COM 532457108 324 1,000 SH   SOLE   0 0 0
Lowes Cos Inc COM 548661107 171 980 SH   SOLE   0 0 0
Magellan Midstream Partners LP COM 559080106 1,176 24,600 SH   SOLE   0 0 0
Markel Corp. COM 570535104 291 225 SH   SOLE   0 0 0
Mastercard Inc CL A COM 57636Q104 869 2,753 SH   SOLE   0 0 0
McDonald's Corporation COM 580135101 3,414 13,832 SH   SOLE   0 0 0
Merck & Co Inc COM 58933Y105 202 2,212 SH   SOLE   0 0 0
MFC Invesco QQQ Trust Unit Ser 1 COM 46090E103 1,346 4,802 SH   SOLE   0 0 0
Microchip Technology Inc COM 595017104 76 1,300 SH   SOLE   0 0 0
Microsoft Corporation COM 594918104 9,049 35,228 SH   SOLE   0 0 0
Mondelez International Inc COM 609207105 229 3,689 SH   SOLE   0 0 0
Mp Materials Corp COM 553368101 13 417 SH   SOLE   0 0 0
Nestle SA COM 641069406 227 1,950 SH   SOLE   0 0 0
Netflix.com Inc. COM 64110L106 1 6 SH   SOLE   0 0 0
Newmont Mining Corp. COM 651639106 3,421 57,325 SH   SOLE   0 0 0
NextEra Energy Inc. COM 65339F101 3,679 47,501 SH   SOLE   0 0 0
Nintendo Ltd COM 654445303 1 14 SH   SOLE   0 0 0
Novartis AG Spon ADR COM 66987V109 176 2,075 SH   SOLE   0 0 0
Novo Nordisk A/S COM 670100205 51 454 SH   SOLE   0 0 0
NVIDIA Corp. COM 67066G104 1,231 8,122 SH   SOLE   0 0 0
One Gas Inc COM 68235P108 193 2,376 SH   SOLE   0 0 0
Oneok Inc COM 682680103 291 5,226 SH   SOLE   0 0 0
Optimizerx Corp COM 68401U204 533 19,445 SH   SOLE   0 0 0
Oreilly Automotive Inc COM 67103H107 823 1,302 SH   SOLE   0 0 0
PayPal Holdings, Inc. COM 70450Y103 141 2,020 SH   SOLE   0 0 0
Pembina Pipeline Corp COM 706327103 442 12,500 SH   SOLE   0 0 0
Pepsico Inc COM 713448108 639 3,833 SH   SOLE   0 0 0
Pfizer Inc COM 717081103 1,115 21,267 SH   SOLE   0 0 0
Philip Morris International COM 718172109 345 3,490 SH   SOLE   0 0 0
Phillips 66 COM 718546104 20 250 SH   SOLE   0 0 0
Pioneer Nat Res Co COM 723787107 4,234 18,979 SH   SOLE   0 0 0
PNC Financial Services Group COM 693475105 56 356 SH   SOLE   0 0 0
PPG Industries Inc. COM 693506107 263 2,300 SH   SOLE   0 0 0
Procter & Gamble Company COM 742718109 4,262 29,639 SH   SOLE   0 0 0
Progressive Corp COM 743315103 108 927 SH   SOLE   0 0 0
Public Storage COM 74460D109 203 650 SH   SOLE   0 0 0
Purecycle Technologies Inc COM 74623V103 10 1,350 SH   SOLE   0 0 0
Rayonier Inc. COM 754907103 398 10,650 SH   SOLE   0 0 0
Raytheon Technologies Corp COM 75513E101 156 1,620 SH   SOLE   0 0 0
Rhinomed LTD Australian Exchange COM Q8135V195 3 24,451 SH   SOLE   0 0 0
Salesforce.com Inc. COM 79466L302 132 801 SH   SOLE   0 0 0
Sculptor Capital Management COM 811246107 0 13 SH   SOLE   0 0 0
Servicenow Inc COM 81762P102 2,112 4,440 SH   SOLE   0 0 0
Skyline Corporation COM 830830105 23 495 SH   SOLE   0 0 0
Southern Company COM 842587107 14 191 SH   SOLE   0 0 0
SPDR Bloomberg Barclays Invest ETF COM 78468R200 24 811 SH   SOLE   0 0 0
Spdr Gold Trust COM 78463V107 128 760 SH   SOLE   0 0 0
SPDR Portfolio TIPS ETF COM 78464A656 1 33 SH   SOLE   0 0 0
SPDR S&P 500 EFT COM 78462F103 4 11 SH   SOLE   0 0 0
Square, Inc. COM 852234103 13 205 SH   SOLE   0 0 0
Starbucks Corporation COM 855244109 116 1,523 SH   SOLE   0 0 0
Starwood Property Trust Inc REIT COM 85571B105 356 17,036 SH   SOLE   0 0 0
STORE Capital Corporation COM 862121100 342 13,101 SH   SOLE   0 0 0
Stryker Corporation COM 863667101 85 425 SH   SOLE   0 0 0
Synchrony Financial COM 87165B103 72 2,609 SH   SOLE   0 0 0
T Rowe Price Group Inc COM 74144T108 58 508 SH   SOLE   0 0 0
Take-two Interactive Software, Inc. COM 874054109 2 19 SH   SOLE   0 0 0
Technology Select Sector SPDR ETF COM 81369Y803 127 1,000 SH   SOLE   0 0 0
Terreno Realty Corp REIT COM 88146M101 24 426 SH   SOLE   0 0 0
Tesla Inc COM 88160R101 7 10 SH   SOLE   0 0 0
The AES Corporation COM 00130H105 1,500 71,418 SH   SOLE   0 0 0
Thermo Fisher Scientific Inc COM 883556102 109 200 SH   SOLE   0 0 0
Truist Finl Corp COM 89832Q109 88 1,846 SH   SOLE   0 0 0
U.S. Bancorp COM 902973304 4 78 SH   SOLE   0 0 0
Ulta Beauty, Inc. COM 90384S303 3 9 SH   SOLE   0 0 0
Under Armour Inc COM 904311206 0 8 SH   SOLE   0 0 0
United Parcel Service, Inc. COM 911312106 58 316 SH   SOLE   0 0 0
UnitedHealth Group Inc COM 91324P102 4,708 9,166 SH   SOLE   0 0 0
Uniti Group Inc COM 91325V108 89 9,480 SH   SOLE   0 0 0
Universal Display Corp COM 91347P105 132 1,305 SH   SOLE   0 0 0
Vanguard 500 ETF COM 922908363 3 9 SH   SOLE   0 0 0
Vanguard FTSE All-World ex US ETF COM 922042775 1 26 SH   SOLE   0 0 0
Vanguard FTSE Emerging Markets COM 922042858 442 10,620 SH   SOLE   0 0 0
Vanguard FTSE Europe ETF COM 922042874 586 11,090 SH   SOLE   0 0 0
Vanguard Mid-Cap ETF COM 922908629 46 233 SH   SOLE   0 0 0
Vanguard Small-Cap Index Fund COM 922908751 26 148 SH   SOLE   0 0 0
Vanguard Small-Cap Value Index Fund COM 922908611 2 14 SH   SOLE   0 0 0
Vanguard Total Stock Market ETF COM 922908769 1 6 SH   SOLE   0 0 0
Verizon Communications COM 92343V104 2,375 46,791 SH   SOLE   0 0 0
Vertex Pharmaceuticals, Inc. COM 92532F100 19 67 SH   SOLE   0 0 0
Viacomcbs Inc COM 92556H206 0 4 SH   SOLE   0 0 0
Visa Inc COM 92826C839 5,183 26,323 SH   SOLE   0 0 0
Vulcan Materials Company COM 929160109 18 127 SH   SOLE   0 0 0
Walmart Stores Inc COM 931142103 28 233 SH   SOLE   0 0 0
Walt Disney Co New COM 254687106 6 65 SH   SOLE   0 0 0
Warner Bros Discovery Inc COM 934423104 48 3,597 SH   SOLE   0 0 0
Waste Management, Inc COM 94106L109 843 5,510 SH   SOLE   0 0 0
WEC Energy Group Inc COM 92939U106 360 3,575 SH   SOLE   0 0 0
Wells Fargo & Co COM 949746101 4 111 SH   SOLE   0 0 0
Welltower Inc REIT COM 95040Q104 251 3,040 SH   SOLE   0 0 0
Whirlpool Corporation COM 963320106 139 900 SH   SOLE   0 0 0
Wisdom Tree SmallCap Dividend ETF COM 97717W604 1 21 SH   SOLE   0 0 0
Zoom Video Communications Inc COM 98980L101 11 100 SH   SOLE   0 0 0