The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   5,475,775 458,992 SH   SOLE   0 0 458,992
CORE SCIENTIFIC INC NEW NOTE 10.000% 1/2 21874AAB2   7,962,360 8,984,327 SH   SOLE   0 0 8,984,327
CORE SCIENTIFIC INC NEW COM 21874A106   7,386,514 2,086,586 SH   SOLE   0 0 2,086,586
DBX ETF TR XTRACK MSCI EAFE 233051200   2,705,923 66,111 SH   SOLE   0 0 66,111
GLOBAL X FDS MSCI GREECE ETF 37954Y319   989,327 24,727 SH   SOLE   0 0 24,727
GRANITESHARES GOLD TR SHS BEN INT 38748G101   254,290,695 11,579,722 SH   SOLE   0 0 11,579,722
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   10,286,505 170,250 SH   SOLE   0 0 170,250
ISHARES GOLD TR ISHARES NEW 464285204   4,295,102 102,240 SH   SOLE   0 0 102,240
ISHARES TR CORE US AGGBD ET 464287226   1,520,812 15,528 SH   SOLE   0 0 15,528
ISHARES TR 20 YR TR BD ETF 464287432   48,636,265 514,017 SH   SOLE   0 0 514,017
ISHARES TR 1 3 YR TREAS BD 464287457   1,287,345 15,742 SH   SOLE   0 0 15,742
ISHARES TR MSCI EAFE ETF 464287465   602,703 7,547 SH   SOLE   0 0 7,547
ISHARES TR RUS MID CAP ETF 464287499   2,399,340 28,533 SH   SOLE   0 0 28,533
ISHARES TR CORE S&P MCP ETF 464287507   471,039 7,755 SH   SOLE   0 0 7,755
ISHARES TR COHEN STEER REIT 464287564   238,878 4,140 SH   SOLE   0 0 4,140
ISHARES TR RUS 1000 VAL ETF 464287598   1,552,705 8,669 SH   SOLE   0 0 8,669
ISHARES TR RUS 1000 GRW ETF 464287614   2,800,211 8,308 SH   SOLE   0 0 8,308
ISHARES TR RUS 1000 ETF 464287622   50,623,289 175,757 SH   SOLE   0 0 175,757
ISHARES TR RUS 2000 VAL ETF 464287630   1,923,507 12,112 SH   SOLE   0 0 12,112
ISHARES TR RUSSELL 2000 ETF 464287655   672,119 3,196 SH   SOLE   0 0 3,196
ISHARES TR RUSSELL 3000 ETF 464287689   7,328,554 24,422 SH   SOLE   0 0 24,422
ISHARES TR CORE S&P SCP ETF 464287804   205,678 1,861 SH   SOLE   0 0 1,861
ISHARES TR SHRT NAT MUN ETF 464288158   6,754,666 64,496 SH   SOLE   0 0 64,496
ISHARES TR MSCI ACWI EX US 464288240   854,240 16,000 SH   SOLE   0 0 16,000
ISHARES TR NATIONAL MUN ETF 464288414   326,566 3,035 SH   SOLE   0 0 3,035
ISHARES TR US TREAS BD ETF 46429B267   128,382,990 5,638,252 SH   SOLE   0 0 5,638,252
ISHARES TR MSCI USA QLT FCT 46432F339   1,018,313 6,196 SH   SOLE   0 0 6,196
ISHARES TR CORE MSCI EAFE 46432F842   34,825,694 469,223 SH   SOLE   0 0 469,223
ISHARES INC CORE MSCI EMKT 46434G103   292,645,116 5,671,417 SH   SOLE   0 0 5,671,417
ISHARES INC ESG AWR MSCI EM 46434G863   430,144 13,346 SH   SOLE   0 0 13,346
ISHARES TR HDG MSCI EAFE 46434V803   37,621,463 1,078,597 SH   SOLE   0 0 1,078,597
ISHARES TR ESG AWR MSCI USA 46435G425   1,824,450 15,870 SH   SOLE   0 0 15,870
ISHARES TR ESG AW MSCI EAFE 46435G516   582,861 7,294 SH   SOLE   0 0 7,294
KRANESHARES TRUST CALIFORNIA CARB 500767553   126,996,435 4,432,685 SH   SOLE   0 0 4,432,685
SPDR S&P 500 ETF TR TR UNIT 78462F103   138,572,227 264,921 SH   SOLE   0 0 264,921
SPDR SER TR NUVEEN BLOOMBERG 78464A284   9,934,323 386,700 SH   SOLE   0 0 386,700
SPDR SER TR PORTFOLIO S&P400 78464A847   857,761 16,081 SH   SOLE   0 0 16,081
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,119,884 3,810 SH   SOLE   0 0 3,810
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   40,749,194 443,891 SH   SOLE   0 0 443,891
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   11,183,745 214,002 SH   SOLE   0 0 214,002
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   12,542,568 68,685 SH   SOLE   0 0 68,685
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,243,293 44,655 SH   SOLE   0 0 44,655
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   34,151,973 680,725 SH   SOLE   0 0 680,725
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   20,633,795 493,986 SH   SOLE   0 0 493,986
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   102,978,091 1,758,806 SH   SOLE   0 0 1,758,806
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   143,255,966 2,418,230 SH   SOLE   0 0 2,418,230
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,630,011 9,300 SH   SOLE   0 0 9,300
VANGUARD INDEX FDS GROWTH ETF 922908736   2,065,200 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,378,960 13,001 SH   SOLE   0 0 13,001