The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 2,330 1,980 SH   SOLE 0 0 1,980
AMAZON COM INC COM 023135106 1,948 1,094 SH   SOLE 0 0 1,094
APPLE INC COM 037833100 2,704 14,233 SH   SOLE 0 0 14,233
BANK AMER CORP COM 060505104 1,215 44,039 SH   SOLE 0 0 44,039
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,293 6,436 SH   SOLE 0 0 6,436
CAPITAL ONE FINL CORP COM 14040H105 980 11,994 SH   SOLE 0 0 11,994
CATERPILLAR INC DEL COM 149123101 433 3,194 SH   SOLE 0 0 3,194
CITIGROUP INC COM NEW 172967424 1,058 16,999 SH   SOLE 0 0 16,999
COMERICA INC COM 200340107 849 11,581 SH   SOLE 0 0 11,581
CUMMINS INC COM 231021106 370 2,341 SH   SOLE 0 0 2,341
CVS HEALTH CORP COM 126650100 632 11,714 SH   SOLE 0 0 11,714
DELTA AIR LINES INC DEL COM NEW 247361702 352 6,816 SH   SOLE 0 0 6,816
DISNEY WALT CO COM DISNEY 254687106 1,224 11,023 SH   SOLE 0 0 11,023
EXXON MOBIL CORP COM 30231G102 893 11,047 SH   SOLE 0 0 11,047
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 762 7,596 SH   SOLE 0 0 7,596
HONEYWELL INTL INC COM 438516106 446 2,804 SH   SOLE 0 0 2,804
INTEL CORP COM 458140100 834 15,527 SH   SOLE 0 0 15,527
ISHARES TR 1 3 YR TREAS BD 464287457 276 3,279 SH   SOLE 0 0 3,279
ISHARES TR CORE MSCI EAFE 46432F842 9,899 162,900 SH   SOLE 0 0 162,900
ISHARES TR CORE S&P MCP ETF 464287507 2,571 13,572 SH   SOLE 0 0 13,572
ISHARES TR CORE S&P SCP ETF 464287804 1,852 24,005 SH   SOLE 0 0 24,005
ISHARES TR CORE S&P TTL STK 464287150 6,231 96,747 SH   SOLE 0 0 96,747
ISHARES TR CORE S&P500 ETF 464287200 6,515 22,894 SH   SOLE 0 0 22,894
ISHARES TR IBOXX INV CP ETF 464287242 1,011 8,491 SH   SOLE 0 0 8,491
ISHARES US ETF TR SHT MAT BD ETF 46431W507 860 17,111 SH   SOLE 0 0 17,111
JOHNSON & JOHNSON COM 478160104 1,289 9,224 SH   SOLE 0 0 9,224
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,018 20,243 SH   SOLE 0 0 20,243
JPMORGAN CHASE & CO COM 46625H100 1,269 12,539 SH   SOLE 0 0 12,539
LOCKHEED MARTIN CORP COM 539830109 334 1,113 SH   SOLE 0 0 1,113
MARRIOTT INTL INC NEW CL A 571903202 213 1,704 SH   SOLE 0 0 1,704
MARTIN MARIETTA MATLS INC COM 573284106 362 1,802 SH   SOLE 0 0 1,802
MCDONALDS CORP COM 580135101 1,359 7,158 SH   SOLE 0 0 7,158
MCKESSON CORP COM 58155Q103 652 5,566 SH   SOLE 0 0 5,566
MEDTRONIC PLC SHS G5960L103 1,043 11,456 SH   SOLE 0 0 11,456
MERCK & CO INC COM 58933Y105 923 11,099 SH   SOLE 0 0 11,099
MICROSOFT CORP COM 594918104 3,015 25,563 SH   SOLE 0 0 25,563
MONDELEZ INTL INC CL A 609207105 1,290 25,843 SH   SOLE 0 0 25,843
ORANGE SPONSORED ADR 684060106 342 20,977 SH   SOLE 0 0 20,977
PEPSICO INC COM 713448108 1,225 9,999 SH   SOLE 0 0 9,999
PFIZER INC COM 717081103 1,312 30,903 SH   SOLE 0 0 30,903
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,308 31,339 SH   SOLE 0 0 31,339
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,745 76,263 SH   SOLE 0 0 76,263
PIONEER NAT RES CO COM 723787107 548 3,600 SH   SOLE 0 0 3,600
PPL CORP COM 69351T106 402 12,664 SH   SOLE 0 0 12,664
PROCTER AND GAMBLE CO COM 742718109 1,092 10,491 SH   SOLE 0 0 10,491
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 763 12,187 SH   SOLE 0 0 12,187
SALESFORCE COM INC COM 79466L302 622 3,926 SH   SOLE 0 0 3,926
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,942 132,783 SH   SOLE 0 0 132,783
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 267 2,349 SH   SOLE 0 0 2,349
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 270 2,944 SH   SOLE 0 0 2,944
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 265 4,556 SH   SOLE 0 0 4,556
SPDR SER TR BLOMBERG BRC INV 78468R200 1,703 55,460 SH   SOLE 0 0 55,460
SPDR SER TR NUVEEN BLMBRG SR 78468R739 212 4,381 SH   SOLE 0 0 4,381
STARBUCKS CORP COM 855244109 1,234 16,603 SH   SOLE 0 0 16,603
TOTAL S A SPONSORED ADS 89151E109 703 12,629 SH   SOLE 0 0 12,629
UNITED PARCEL SERVICE INC CL B 911312106 555 4,969 SH   SOLE 0 0 4,969
UNITED TECHNOLOGIES CORP COM 913017109 960 7,447 SH   SOLE 0 0 7,447
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 238 2,991 SH   SOLE 0 0 2,991
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 5,743 70,749 SH   SOLE 0 0 70,749
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,092 9,456 SH   SOLE 0 0 9,456
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,800 46,991 SH   SOLE 0 0 46,991
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,368 87,092 SH   SOLE 0 0 87,092
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,734 87,856 SH   SOLE 0 0 87,856
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,136 23,337 SH   SOLE 0 0 23,337
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 720 9,029 SH   SOLE 0 0 9,029
VANGUARD WORLD FD MEGA GRWTH IND 921910816 10,877 87,474 SH   SOLE 0 0 87,474
WALMART INC COM 931142103 1,025 10,510 SH   SOLE 0 0 10,510
WELLS FARGO CO NEW COM 949746101 265 5,491 SH   SOLE 0 0 5,491