The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 2,534 2,340 SH   SOLE 0 0 2,340
AMAZON COM INC COM 023135106 2,678 1,414 SH   SOLE 0 0 1,414
APPLE INC COM 037833100 3,234 16,340 SH   SOLE 0 0 16,340
BANK AMER CORP COM 060505104 1,460 50,350 SH   SOLE 0 0 50,350
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,852 8,688 SH   SOLE 0 0 8,688
CAPITAL ONE FINL CORP COM 14040H105 649 7,154 SH   SOLE 0 0 7,154
CATERPILLAR INC DEL COM 149123101 497 3,650 SH   SOLE 0 0 3,650
CHEVRON CORP NEW COM 166764100 706 5,675 SH   SOLE 0 0 5,675
CISCO SYS INC COM 17275R102 206 3,769 SH   SOLE 0 0 3,769
CITIGROUP INC COM NEW 172967424 1,275 18,202 SH   SOLE 0 0 18,202
COMERICA INC COM 200340107 626 8,613 SH   SOLE 0 0 8,613
CUMMINS INC COM 231021106 450 2,626 SH   SOLE 0 0 2,626
CVS HEALTH CORP COM 126650100 812 14,906 SH   SOLE 0 0 14,906
DELTA AIR LINES INC DEL COM NEW 247361702 435 7,673 SH   SOLE 0 0 7,673
DISNEY WALT CO COM DISNEY 254687106 1,628 11,662 SH   SOLE 0 0 11,662
EXXON MOBIL CORP COM 30231G102 941 12,278 SH   SOLE 0 0 12,278
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 797 7,946 SH   SOLE 0 0 7,946
GOLDMAN SACHS GROUP INC COM 38141G104 200 976 SH   SOLE 0 0 976
HONEYWELL INTL INC COM 438516106 545 3,124 SH   SOLE 0 0 3,124
INTEL CORP COM 458140100 529 11,046 SH   SOLE 0 0 11,046
ISHARES TR 1 3 YR TREAS BD 464287457 243 2,870 SH   SOLE 0 0 2,870
ISHARES TR CORE MSCI EAFE 46432F842 9,990 162,699 SH   SOLE 0 0 162,699
ISHARES TR CORE S&P MCP ETF 464287507 1,714 8,821 SH   SOLE 0 0 8,821
ISHARES TR CORE S&P SCP ETF 464287804 1,111 14,195 SH   SOLE 0 0 14,195
ISHARES TR CORE S&P TTL STK 464287150 7,182 107,789 SH   SOLE 0 0 107,789
ISHARES TR CORE S&P500 ETF 464287200 10,915 37,031 SH   SOLE 0 0 37,031
ISHARES TR IBOXX INV CP ETF 464287242 1,269 10,204 SH   SOLE 0 0 10,204
ISHARES US ETF TR SHT MAT BD ETF 46431W507 907 18,013 SH   SOLE 0 0 18,013
JOHNSON & JOHNSON COM 478160104 1,554 11,159 SH   SOLE 0 0 11,159
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,065 21,140 SH   SOLE 0 0 21,140
JPMORGAN CHASE & CO COM 46625H100 1,606 14,362 SH   SOLE 0 0 14,362
LOCKHEED MARTIN CORP COM 539830109 452 1,244 SH   SOLE 0 0 1,244
MARRIOTT INTL INC NEW CL A 571903202 248 1,771 SH   SOLE 0 0 1,771
MARTIN MARIETTA MATLS INC COM 573284106 453 1,970 SH   SOLE 0 0 1,970
MCDONALDS CORP COM 580135101 1,611 7,757 SH   SOLE 0 0 7,757
MEDTRONIC PLC SHS G5960L103 1,255 12,885 SH   SOLE 0 0 12,885
MERCK & CO INC COM 58933Y105 1,081 12,898 SH   SOLE 0 0 12,898
MICROSOFT CORP COM 594918104 3,944 29,442 SH   SOLE 0 0 29,442
MONDELEZ INTL INC CL A 609207105 1,436 26,647 SH   SOLE 0 0 26,647
ORANGE SPONSORED ADR 684060106 380 24,186 SH   SOLE 0 0 24,186
PEPSICO INC COM 713448108 1,426 10,872 SH   SOLE 0 0 10,872
PFIZER INC COM 717081103 1,784 41,179 SH   SOLE 0 0 41,179
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,523 32,781 SH   SOLE 0 0 32,781
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,801 47,185 SH   SOLE 0 0 47,185
PIONEER NAT RES CO COM 723787107 609 3,960 SH   SOLE 0 0 3,960
PPL CORP COM 69351T106 410 13,220 SH   SOLE 0 0 13,220
PROCTER AND GAMBLE CO COM 742718109 1,326 12,093 SH   SOLE 0 0 12,093
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 827 12,717 SH   SOLE 0 0 12,717
SALESFORCE COM INC COM 79466L302 1,247 8,217 SH   SOLE 0 0 8,217
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,615 200,021 SH   SOLE 0 0 200,021
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 309 2,591 SH   SOLE 0 0 2,591
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 290 4,858 SH   SOLE 0 0 4,858
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 1,947 63,346 SH   SOLE 0 0 63,346
STARBUCKS CORP COM 855244109 1,571 18,740 SH   SOLE 0 0 18,740
THE CHARLES SCHWAB CORPORATI COM 808513105 354 8,816 SH   SOLE 0 0 8,816
UNITED PARCEL SERVICE INC CL B 911312106 590 5,713 SH   SOLE 0 0 5,713
UNITED TECHNOLOGIES CORP COM 913017109 1,113 8,546 SH   SOLE 0 0 8,546
UNITEDHEALTH GROUP INC COM 91324P102 992 4,063 SH   SOLE 0 0 4,063
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 291 3,620 SH   SOLE 0 0 3,620
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 23,051 277,493 SH   SOLE 0 0 277,493
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,173 9,889 SH   SOLE 0 0 9,889
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,830 45,507 SH   SOLE 0 0 45,507
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,126 61,297 SH   SOLE 0 0 61,297
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 782 18,387 SH   SOLE 0 0 18,387
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,360 27,569 SH   SOLE 0 0 27,569
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 764 9,470 SH   SOLE 0 0 9,470
VANGUARD WORLD FD MEGA GRWTH IND 921910816 8,061 62,256 SH   SOLE 0 0 62,256
VISA INC COM CL A 92826C839 341 1,966 SH   SOLE 0 0 1,966
WALMART INC COM 931142103 1,326 11,997 SH   SOLE 0 0 11,997
WISDOMTREE TR CBOE S&P 500 97717X560 1,053 38,206 SH   SOLE 0 0 38,206
WISDOMTREE TR CURRNCY INT EQ 97717X263 1,936 66,738 SH   SOLE 0 0 66,738
WISDOMTREE TR US QTLY DIV GRT 97717X669 4,103 93,992 SH   SOLE 0 0 93,992