The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,682 10,500 SH   SOLE   0 0 10,500
ABBVIE INC COM 00287Y109 753 8,598 SH   SOLE   0 0 8,598
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,874 5,860 SH   SOLE   0 0 5,860
ALPHABET INC CAP STK CL A 02079K305 6,532 4,457 SH   SOLE   0 0 4,457
ALPHABET INC CAP STK CL C 02079K107 776 528 SH   SOLE   0 0 528
ALTRIA GROUP INC COM 02209S103 516 13,359 SH   SOLE   0 0 13,359
AMAZON COM INC COM 023135106 9,342 2,967 SH   SOLE   0 0 2,967
AMERICAN EXPRESS CO COM 025816109 1,629 16,251 SH   SOLE   0 0 16,251
AMGEN INC COM 031162100 2,632 10,356 SH   SOLE   0 0 10,356
APPLE INC COM 037833100 11,893 102,695 SH   SOLE   0 0 102,695
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,942 23,210 SH   SOLE   0 0 23,210
BK OF AMERICA CORP COM 060505104 3,461 143,652 SH   SOLE   0 0 143,652
BLACKROCK INC COM 09247X101 726 1,287 SH   SOLE   0 0 1,287
BRISTOL-MYERS SQUIBB CO COM 110122108 512 8,499 SH   SOLE   0 0 8,499
CATERPILLAR INC DEL COM 149123101 261 1,748 SH   SOLE   0 0 1,748
CHEVRON CORP NEW COM 166764100 1,623 22,547 SH   SOLE   0 0 22,547
CISCO SYS INC COM 17275R102 2,229 56,590 SH   SOLE   0 0 56,590
COCA COLA CO COM 191216100 945 19,142 SH   SOLE   0 0 19,142
COLGATE PALMOLIVE CO COM 194162103 643 8,334 SH   SOLE   0 0 8,334
COMCAST CORP NEW CL A 20030N101 1,380 29,833 SH   SOLE   0 0 29,833
CONOCOPHILLIPS COM 20825C104 1,197 36,452 SH   SOLE   0 0 36,452
COSTCO WHSL CORP NEW COM 22160K105 2,655 7,478 SH   SOLE   0 0 7,478
CUMMINS INC COM 231021106 301 1,425 SH   SOLE   0 0 1,425
CVS HEALTH CORP COM 126650100 1,305 22,337 SH   SOLE   0 0 22,337
DISNEY WALT CO COM DISNEY 254687106 2,233 17,993 SH   SOLE   0 0 17,993
DUKE ENERGY CORP NEW COM NEW 26441C204 1,124 12,695 SH   SOLE   0 0 12,695
EATON CORP PLC SHS G29183103 218 2,133 SH   SOLE   0 0 2,133
EMERSON ELEC CO COM 291011104 332 5,060 SH   SOLE   0 0 5,060
FACEBOOK INC CL A 30303M102 2,036 7,774 SH   SOLE   0 0 7,774
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101 215 3,851 SH   SOLE   0 0 3,851
GENERAL DYNAMICS CORP COM 369550108 923 6,668 SH   SOLE   0 0 6,668
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 342 3,409 SH   SOLE   0 0 3,409
HOME DEPOT INC COM 437076102 3,777 13,601 SH   SOLE   0 0 13,601
HONEYWELL INTL INC COM 438516106 1,541 9,361 SH   SOLE   0 0 9,361
ILLINOIS TOOL WKS INC COM 452308109 275 1,423 SH   SOLE   0 0 1,423
INTEL CORP COM 458140100 993 19,173 SH   SOLE   0 0 19,173
INTERNATIONAL BUSINESS MACHS COM 459200101 915 7,517 SH   SOLE   0 0 7,517
INTERNATIONAL PAPER CO COM 460146103 289 7,130 SH   SOLE   0 0 7,130
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 436 29,627 SH   SOLE   0 0 29,627
INVESCO QQQ TR UNIT SER 1 46090E103 307 1,105 SH   SOLE   0 0 1,105
IQVIA HLDGS INC COM 46266C105 273 1,732 SH   SOLE   0 0 1,732
ISHARES TR SHRT NAT MUN ETF 464288158 698 6,460 SH   SOLE   0 0 6,460
ISHARES TR CORE MSCI EAFE 46432F842 6,953 115,349 SH   SOLE   0 0 115,349
ISHARES TR CORE S&P SCP ETF 464287804 929 13,222 SH   SOLE   0 0 13,222
ISHARES TR CORE S&P TTL STK 464287150 10,629 140,797 SH   SOLE   0 0 140,797
ISHARES TR SHORT TREAS BD 464288679 326 2,947 SH   SOLE   0 0 2,947
ISHARES TR CORE S&P MCP ETF 464287507 1,848 9,970 SH   SOLE   0 0 9,970
ISHARES TR NATIONAL MUN ETF 464288414 235 2,029 SH   SOLE   0 0 2,029
ISHARES TR CORE S&P500 ETF 464287200 9,415 28,016 SH   SOLE   0 0 28,016
ISHARES TR INTL SEL DIV ETF 464288448 516 20,713 SH   SOLE   0 0 20,713
ISHARES TR 0-5YR INVT GR CP 46434V100 458 8,795 SH   SOLE   0 0 8,795
ISHARES TR ISHS 5-10YR INVT 464288638 648 10,653 SH   SOLE   0 0 10,653
ISHARES TR IBOXX INV CP ETF 464287242 1,526 11,325 SH   SOLE   0 0 11,325
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 4,481 87,884 SH   SOLE   0 0 87,884
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,560 50,398 SH   SOLE   0 0 50,398
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 853 16,923 SH   SOLE   0 0 16,923
JOHNSON & JOHNSON COM 478160104 5,025 33,754 SH   SOLE   0 0 33,754
JPMORGAN CHASE & CO COM 46625H100 3,949 41,015 SH   SOLE   0 0 41,015
KIMBERLY CLARK CORP COM 494368103 547 3,701 SH   SOLE   0 0 3,701
L3HARRIS TECHNOLOGIES INC COM 502431109 912 5,372 SH   SOLE   0 0 5,372
LOCKHEED MARTIN CORP COM 539830109 706 1,842 SH   SOLE   0 0 1,842
MCDONALDS CORP COM 580135101 2,416 11,008 SH   SOLE   0 0 11,008
MEDTRONIC PLC SHS G5960L103 2,066 19,884 SH   SOLE   0 0 19,884
MERCK & CO. INC COM 58933Y105 3,193 38,492 SH   SOLE   0 0 38,492
MICROSOFT CORP COM 594918104 11,112 52,833 SH   SOLE   0 0 52,833
MONDELEZ INTL INC CL A 609207105 1,912 33,282 SH   SOLE   0 0 33,282
NEXTERA ENERGY INC COM 65339F101 1,174 4,228 SH   SOLE   0 0 4,228
NIKE INC CL B 654106103 1,938 15,435 SH   SOLE   0 0 15,435
PAYPAL HLDGS INC COM 70450Y103 1,829 9,282 SH   SOLE   0 0 9,282
PEPSICO INC COM 713448108 3,119 22,500 SH   SOLE   0 0 22,500
PFIZER INC COM 717081103 4,193 114,250 SH   SOLE   0 0 114,250
PHILIP MORRIS INTL INC COM 718172109 233 3,100 SH   SOLE   0 0 3,100
PHILLIPS 66 COM 718546104 1,093 21,081 SH   SOLE   0 0 21,081
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 9,735 95,474 SH   SOLE   0 0 95,474
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,085 9,651 SH   SOLE   0 0 9,651
PRICE T ROWE GROUP INC COM 74144T108 553 4,312 SH   SOLE   0 0 4,312
PROCTER AND GAMBLE CO COM 742718109 3,165 22,769 SH   SOLE   0 0 22,769
QUALCOMM INC COM 747525103 976 8,289 SH   SOLE   0 0 8,289
RAYTHEON TECHNOLOGIES CORP COM 75513E101 952 16,538 SH   SOLE   0 0 16,538
SALESFORCE COM INC COM 79466L302 4,051 16,120 SH   SOLE   0 0 16,120
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,940 197,823 SH   SOLE   0 0 197,823
SPDR SER TR BLOMBERG BRC INV 78468R200 2,657 86,881 SH   SOLE   0 0 86,881
SPDR SER TR PORTFOLIO SH TSR 78468R101 205 6,684 SH   SOLE   0 0 6,684
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 707 14,338 SH   SOLE   0 0 14,338
STARBUCKS CORP COM 855244109 2,358 27,447 SH   SOLE   0 0 27,447
TEXAS INSTRS INC COM 882508104 953 6,675 SH   SOLE   0 0 6,675
THERMO FISHER SCIENTIFIC INC COM 883556102 1,869 4,233 SH   SOLE   0 0 4,233
UNION PAC CORP COM 907818108 1,179 5,986 SH   SOLE   0 0 5,986
UNITED PARCEL SERVICE INC CL B 911312106 667 4,005 SH   SOLE   0 0 4,005
UNITEDHEALTH GROUP INC COM 91324P102 2,175 6,977 SH   SOLE   0 0 6,977
US BANCORP DEL COM NEW 902973304 694 19,360 SH   SOLE   0 0 19,360
VALERO ENERGY CORP COM 91913Y100 206 4,751 SH   SOLE   0 0 4,751
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,301 94,096 SH   SOLE   0 0 94,096
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 533 6,423 SH   SOLE   0 0 6,423
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,805 29,330 SH   SOLE   0 0 29,330
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,237 7,265 SH   SOLE   0 0 7,265
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 206 669 SH   SOLE   0 0 669
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 225 5,211 SH   SOLE   0 0 5,211
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,638 91,936 SH   SOLE   0 0 91,936
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,958 38,374 SH   SOLE   0 0 38,374
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 572 6,906 SH   SOLE   0 0 6,906
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,361 155,532 SH   SOLE   0 0 155,532
VANGUARD WORLD FD MEGA GRWTH IND 921910816 10,638 57,380 SH   SOLE   0 0 57,380
VANGUARD WORLD FD MEGA CAP INDEX 921910873 260 2,166 SH   SOLE   0 0 2,166
VERIZON COMMUNICATIONS INC COM 92343V104 3,290 55,310 SH   SOLE   0 0 55,310
VISA INC COM CL A 92826C839 3,326 16,631 SH   SOLE   0 0 16,631
WALMART INC COM 931142103 3,471 24,809 SH   SOLE   0 0 24,809
WASTE MGMT INC DEL COM 94106L109 1,040 9,185 SH   SOLE   0 0 9,185
WISDOMTREE TR CURRNCY INT EQ 97717X263 2,673 105,118 SH   SOLE   0 0 105,118
WISDOMTREE TR US QTLY DIV GRT 97717X669 11,733 236,694 SH   SOLE   0 0 236,694
WISDOMTREE TR CBOE S&P 500 97717X560 1,493 55,786 SH   SOLE   0 0 55,786