The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   303,681 2,254 SH   SOLE   0 0 2,254
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   462,870 1,500 SH   SOLE   0 0 1,500
ALPHABET INC CAP STK CL A 02079K305   526,082 4,395 SH   SOLE   0 0 4,395
ALPHABET INC CAP STK CL C 02079K107   1,791,808 14,812 SH   SOLE   100 0 14,712
ALTRIA GROUP INC COM 02209S103   3,430,297 75,724 SH   SOLE   0 0 75,724
AMAZON COM INC COM 023135106   4,329,777 33,214 SH   SOLE   0 0 33,214
AMERICAN EXPRESS CO COM 025816109   333,593 1,915 SH   SOLE   0 0 1,915
APPLE INC COM 037833100   7,026,951 36,227 SH   SOLE   432 0 35,795
BARNES GROUP INC COM 067806109   228,164 5,408 SH   SOLE   0 0 5,408
BECTON DICKINSON & CO COM 075887109   215,696 817 SH   SOLE   0 0 817
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   501,270 1,470 SH   SOLE   0 0 1,470
BOSTON SCIENTIFIC CORP COM 101137107   326,974 6,045 SH   SOLE   0 0 6,045
BRISTOL-MYERS SQUIBB CO COM 110122108   204,128 3,192 SH   SOLE   0 0 3,192
CATERPILLAR INC COM 149123101   229,565 933 SH   SOLE   0 0 933
CHEVRON CORP NEW COM 166764100   443,098 2,816 SH   SOLE   0 0 2,816
CHIPOTLE MEXICAN GRILL INC COM 169656105   322,989 151 SH   SOLE   0 0 151
CISCO SYS INC COM 17275R102   248,662 4,806 SH   SOLE   0 0 4,806
CLEVER LEAVES HOLDINGS INC COM 186760104   42,230 208,336 SH   SOLE   208,336 0 0
COSTCO WHSL CORP NEW COM 22160K105   321,951 598 SH   SOLE   0 0 598
DANAHER CORPORATION COM 235851102   207,600 865 SH   SOLE   0 0 865
EATON CORP PLC SHS G29183103   360,975 1,795 SH   SOLE   0 0 1,795
ECOLAB INC COM 278865100   244,004 1,307 SH   SOLE   0 0 1,307
EOG RES INC COM 26875P101   200,499 1,752 SH   SOLE   0 0 1,752
GOLDMAN SACHS GROUP INC COM 38141G104   748,293 2,320 SH   SOLE   38 0 2,282
GRAINGER W W INC COM 384802104   267,332 339 SH   SOLE   0 0 339
HOME DEPOT INC COM 437076102   609,165 1,961 SH   SOLE   0 0 1,961
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   516,947 22,773 SH   SOLE   0 0 22,773
ISHARES TR 1 3 YR TREAS BD 464287457   4,388,293 54,123 SH   SOLE   1,556 0 52,567
ISHARES TR 3 7 YR TREAS BD 464288661   1,818,918 15,781 SH   SOLE   390 0 15,391
ISHARES TR CORE S&P MCP ETF 464287507   2,996,822 11,461 SH   SOLE   22 0 11,439
ISHARES TR CORE S&P SCP ETF 464287804   1,733,212 17,393 SH   SOLE   0 0 17,393
ISHARES TR CORE US AGGBD ET 464287226   1,314,391 13,419 SH   SOLE   238 0 13,181
ISHARES TR IBOXX HI YD ETF 464288513   528,793 7,044 SH   SOLE   0 0 7,044
ISHARES TR MSCI EAFE ETF 464287465   8,520,200 117,520 SH   SOLE   1,912 0 115,608
ISHARES TR MSCI EMG MKT ETF 464287234   414,984 10,490 SH   SOLE   0 0 10,490
ISHARES TR NATIONAL MUN ETF 464288414   6,446,385 60,399 SH   SOLE   1,862 0 58,537
ISHARES TR RUSSELL 2000 ETF 464287655   3,183,777 17,001 SH   SOLE   239 0 16,762
ISHARES TR SHRT NAT MUN ETF 464288158   7,129,341 68,525 SH   SOLE   46 0 68,479
ISHARES TR US HLTHCARE ETF 464287762   1,711,782 6,108 SH   SOLE   16 0 6,092
JOHNSON & JOHNSON COM 478160104   338,985 2,048 SH   SOLE   0 0 2,048
JPMORGAN CHASE & CO COM 46625H100   627,864 4,317 SH   SOLE   0 0 4,317
KRAFT HEINZ CO COM 500754106   1,030,707 29,034 SH   SOLE   0 0 29,034
LOCKHEED MARTIN CORP COM 539830109   208,092 452 SH   SOLE   0 0 452
MASTERCARD INCORPORATED CL A 57636Q104   1,421,386 3,614 SH   SOLE   0 0 3,614
MCDONALDS CORP COM 580135101   241,712 810 SH   SOLE   0 0 810
MERCK & CO INC COM 58933Y105   234,242 2,030 SH   SOLE   0 0 2,030
META PLATFORMS INC CL A 30303M102   1,706,096 5,945 SH   SOLE   0 0 5,945
MICROSOFT CORP COM 594918104   2,567,331 7,539 SH   SOLE   0 0 7,539
MONDELEZ INTL INC CL A 609207105   314,809 4,316 SH   SOLE   68 0 4,248
NXP SEMICONDUCTORS N V COM N6596X109   343,044 1,676 SH   SOLE   0 0 1,676
PAYPAL HLDGS INC COM 70450Y103   416,796 6,246 SH   SOLE   0 0 6,246
PEPSICO INC COM 713448108   421,561 2,276 SH   SOLE   0 0 2,276
PFIZER INC COM 717081103   440,197 12,001 SH   SOLE   0 0 12,001
PROCTER AND GAMBLE CO COM 742718109   278,443 1,835 SH   SOLE   0 0 1,835
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   235,045 3,169 SH   SOLE   0 0 3,169
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,993,000 17,215 SH   SOLE   118 0 17,097
SPDR GOLD TR GOLD SHS 78463V107   1,435,965 8,055 SH   SOLE   209 0 7,846
SPDR S&P 500 ETF TR TR UNIT 78462F103   40,646,560 91,695 SH   SOLE   2,003 0 89,692
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,972,291 105,681 SH   SOLE   901 0 104,780
STRYKER CORPORATION COM 863667101   576,010 1,888 SH   SOLE   0 0 1,888
TMC THE METALS COMPANY INC COM 87261Y106   313,187 192,139 SH   SOLE   192,139 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,145,922 21,982 SH   SOLE   0 0 21,982
UNITED PARCEL SERVICE INC CL B 911312106   214,562 1,197 SH   SOLE   0 0 1,197
UNITEDHEALTH GROUP INC COM 91324P102   213,885 445 SH   SOLE   0 0 445
VALERO ENERGY CORP COM 91913Y100   214,659 1,830 SH   SOLE   0 0 1,830
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,534,240 33,535 SH   SOLE   419 0 33,116
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   921,564 12,678 SH   SOLE   199 0 12,479
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,445,883 9,715 SH   SOLE   623 0 9,092
VANGUARD INDEX FDS GROWTH ETF 922908736   1,265,680 4,473 SH   SOLE   16 0 4,457
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   206,143 2,467 SH   SOLE   0 0 2,467
VANGUARD INDEX FDS VALUE ETF 922908744   2,261,948 15,918 SH   SOLE   45 0 15,873
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   345,780 8,500 SH   SOLE   79 0 8,421
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   423,706 4,369 SH   SOLE   0 0 4,369
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,191,298 15,074 SH   SOLE   577 0 14,497
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,435,193 32,186 SH   SOLE   1,284 0 30,902
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,317,145 8,109 SH   SOLE   39 0 8,070
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,652,090 35,775 SH   SOLE   0 0 35,775
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   364,775 3,439 SH   SOLE   206 0 3,233
WALMART INC COM 931142103   275,537 1,753 SH   SOLE   0 0 1,753
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   396,368 31,991 SH   SOLE   0 0 31,991