The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 571 2,523 SH   SOLE 0 0 0 2,523
FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 1,353 32,319 SH   SOLE 0 0 0 32,319
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,424 40,133 SH   SOLE 0 0 0 40,133
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 4,326 216,896 SH   SOLE 0 0 0 216,896
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 4,237 227,326 SH   SOLE 0 0 0 227,326
ISHARES INC CORE MSCI EMKT 46434G103 301 7,014 SH   SOLE 0 0 0 7,014
ISHARES TR 0-5YR INVT GR CP 46434V100 3,141 66,260 SH   SOLE 0 0 0 66,260
ISHARES TR GLOBAL REIT ETF 46434V647 565 26,574 SH   SOLE 0 0 0 26,574
ISHARES TR ISHS 5-10YR INVT 464288638 14,260 295,361 SH   SOLE 0 0 0 295,361
ISHARES TR CRE U S REIT ETF 464288521 7,176 151,072 SH   SOLE 0 0 0 151,072
ISHARES TR MODERT ALLOC ETF 464289875 237 6,473 SH   SOLE 0 0 0 6,473
ISHARES TR AGGRES ALLOC ETF 464289859 263 4,739 SH   SOLE 0 0 0 4,739
ISHARES TR S&P 500 VAL ETF 464287408 437 3,399 SH   SOLE 0 0 0 3,399
ISHARES TR CORE S&P500 ETF 464287200 555 1,548 SH   SOLE 0 0 0 1,548
ISHARES TR RUS 1000 VAL ETF 464287598 2,583 18,996 SH   SOLE 0 0 0 18,996
ISHARES TR RUS 1000 GRW ETF 464287614 3,616 17,184 SH   SOLE 0 0 0 17,184
ISHARES TR RUS MID CAP ETF 464287499 249 4,006 SH   SOLE 0 0 0 4,006
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 200 3,991 SH   SOLE 0 0 0 3,991
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 15,948 359,992 SH   SOLE 0 0 0 359,992
MICROSOFT CORP COM 594918104 334 1,432 SH   SOLE 0 0 0 1,432
NIKE INC CL B 654106103 310 3,735 SH   SOLE 0 0 0 3,735
NU HLDGS LTD ORD SHS CL A G6683N103 90 20,534 SH   SOLE 0 0 0 20,534
PACER FDS TR BNCHMRK INDSTR 69374H766 2,272 64,359 SH   SOLE 0 0 0 64,359
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,363 76,115 SH   SOLE 0 0 0 76,115
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,968 153,803 SH   SOLE 0 0 0 153,803
SPDR S&P 500 ETF TR TR UNIT 78462F103 368 1,030 SH   SOLE 0 0 0 1,030
SPDR SER TR PRTFLO S&P500 VL 78464A508 10,274 297,872 SH   SOLE 0 0 0 297,872
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,063 200,855 SH   SOLE 0 0 0 200,855
SPDR SER TR PORTFOLIO S&P400 78464A847 6,753 175,121 SH   SOLE 0 0 0 175,121
SPDR SER TR PORTFOLIO SHORT 78464A474 14,303 489,488 SH   SOLE 0 0 0 489,488
SPDR SER TR PORTFOLIO SH TSR 78468R101 15,422 533,460 SH   SOLE 0 0 0 533,460
SPDR SER TR PORTFOLIO S&P600 78468R853 2,825 82,949 SH   SOLE 0 0 0 82,949
SPDR SER TR PORTFOLIO S&P500 78464A854 234 5,575 SH   SOLE 0 0 0 5,575
VANGUARD INDEX FDS VALUE ETF 922908744 6,663 53,963 SH   SOLE 0 0 0 53,963
VANGUARD INDEX FDS MID CAP ETF 922908629 2,450 13,034 SH   SOLE 0 0 0 13,034
VANGUARD INDEX FDS SMALL CP ETF 922908751 364 2,129 SH   SOLE 0 0 0 2,129
VANGUARD INDEX FDS GROWTH ETF 922908736 5,333 24,925 SH   SOLE 0 0 0 24,925
VANGUARD INDEX FDS SML CP GRW ETF 922908595 243 1,244 SH   SOLE 0 0 0 1,244
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 848 4,975 SH   SOLE 0 0 0 4,975
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 418 3,431 SH   SOLE 0 0 0 3,431
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,236 33,874 SH   SOLE 0 0 0 33,874
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 235 4,884 SH   SOLE 0 0 0 4,884
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,437 111,477 SH   SOLE 0 0 0 111,477
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,520 43,603 SH   SOLE 0 0 0 43,603
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,091 57,517 SH   SOLE 0 0 0 57,517