The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 346 2,530 SH   SOLE 0 0 0 2,530
INVESCO EXCHANGE-TRADED FD T FTSE RAFI EMNG 46138E727 360 23,305 SH   SOLE 0 0 0 23,305
ISHARES INC MSCI JPN ETF NEW 46434G822 1,019 20,628 SH   SOLE 0 0 0 20,628
ISHARES TR S&P 500 VAL ETF 464287408 552 5,740 SH   SOLE 0 0 0 5,740
ISHARES TR CORE S&P500 ETF 464287200 426 1,648 SH   SOLE 0 0 0 1,648
ISHARES TR EAFE SML CP ETF 464288273 454 10,122 SH   SOLE 0 0 0 10,122
ISHARES TR CRE U S REIT ETF 464288521 1,819 46,430 SH   SOLE 0 0 0 46,430
ISHARES TR MODERT ALLOC ETF 464289875 214 5,816 SH   SOLE 0 0 0 5,816
ISHARES TR RUS MID CAP ETF 464287499 204 4,716 SH   SOLE 0 0 0 4,716
ISHARES TR CORE MSCI PAC 46434V696 1,634 35,237 SH   SOLE 0 0 0 35,237
ISHARES TR CUR HD EURZN ETF 46434V639 277 11,753 SH   SOLE 0 0 0 11,753
ISHARES TR ESG MSCI EAFE 46435G516 208 3,920 SH   SOLE 0 0 0 3,920
MICROSOFT CORP COM 594918104 246 1,557 SH   SOLE 0 0 0 1,557
NIKE INC CL B 654106103 478 5,772 SH   SOLE 0 0 0 5,772
PHILLIPS 66 COM 718546104 550 10,251 SH   SOLE 0 0 0 10,251
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,395 100,022 SH   SOLE 0 0 0 100,022
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,484 122,420 SH   SOLE 0 0 0 122,420
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 731 32,088 SH   SOLE 0 0 0 32,088
SPDR S&P 500 ETF TR TR UNIT 78462F103 399 1,547 SH   SOLE 0 0 0 1,547
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,148 237,925 SH   SOLE 0 0 0 237,925
SPDR SER TR PORTFOLIO S&P400 78464A847 3,618 142,845 SH   SOLE 0 0 0 142,845
SPDR SER TR SPDR BLOOMBERG 78468R663 13,286 144,995 SH   SOLE 0 0 0 144,995
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,116 199,103 SH   SOLE 0 0 0 199,103
SPDR SER TR PORTFOLIO SH TSR 78468R101 10,769 350,564 SH   SOLE 0 0 0 350,564
SPDR SER TR PORTFOLIO S&P600 78468R853 1,721 78,814 SH   SOLE 0 0 0 78,814
SPDR SER TR PRTFLO S&P500 HI 78468R788 4,242 172,430 SH   SOLE 0 0 0 172,430
SPDR SER TR PORTFOLIO SHORT 78464A474 11,433 377,945 SH   SOLE 0 0 0 377,945
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 507 6,165 SH   SOLE 0 0 0 6,165
VANGUARD INDEX FDS VALUE ETF 922908744 4,057 45,555 SH   SOLE 0 0 0 45,555
VANGUARD INDEX FDS MID CAP ETF 922908629 1,243 9,445 SH   SOLE 0 0 0 9,445
VANGUARD INDEX FDS SM CP VAL ETF 922908611 239 2,687 SH   SOLE 0 0 0 2,687
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 255 3,650 SH   SOLE 0 0 0 3,650
VANGUARD INDEX FDS SMALL CP ETF 922908751 595 5,153 SH   SOLE 0 0 0 5,153
VANGUARD INDEX FDS GROWTH ETF 922908736 4,160 26,550 SH   SOLE 0 0 0 26,550
VANGUARD INDEX FDS SML CP GRW ETF 922908595 375 2,493 SH   SOLE 0 0 0 2,493
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 765 6,041 SH   SOLE 0 0 0 6,041
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 534 6,568 SH   SOLE 0 0 0 6,568
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,982 59,063 SH   SOLE 0 0 0 59,063
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 302 3,822 SH   SOLE 0 0 0 3,822
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,471 44,108 SH   SOLE 0 0 0 44,108
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 2,915 56,897 SH   SOLE 0 0 0 56,897
WORLD GOLD TR SPDR GLD MINIS 98149E204 7,082 450,509 SH   SOLE 0 0 0 450,509
WP CAREY INC COM 92936U109 227 3,907 SH   SOLE 0 0 0 3,907