The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 377 2,530 SH   SOLE 0 0 0 2,530
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 5,120 68,724 SH   SOLE 0 0 0 68,724
FIRST TR NASDAQ-100 TECH IND NY ARCA BIOTECH 33733E203 1,757 10,473 SH   SOLE 0 0 0 10,473
ISHARES INC CORE MSCI EMKT 46434G103 629 13,217 SH   SOLE 0 0 0 13,217
ISHARES TR RUS MID CAP ETF 464287499 253 4,716 SH   SOLE 0 0 0 4,716
ISHARES TR INTRM TR CRP ETF 464288638 13,897 230,166 SH   SOLE 0 0 0 230,166
ISHARES TR MODERT ALLOC ETF 464289875 247 6,192 SH   SOLE 0 0 0 6,192
ISHARES TR AGGRES ALLOC ETF 464289859 216 3,941 SH   SOLE 0 0 0 3,941
ISHARES TR S&P 500 VAL ETF 464287408 383 3,542 SH   SOLE 0 0 0 3,542
ISHARES TR CORE S&P500 ETF 464287200 479 1,548 SH   SOLE 0 0 0 1,548
MICROSOFT CORP COM 594918104 316 1,555 SH   SOLE 0 0 0 1,555
NIKE INC CL B 654106103 566 5,772 SH   SOLE 0 0 0 5,772
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,807 137,822 SH   SOLE 0 0 0 137,822
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,899 116,538 SH   SOLE 0 0 0 116,538
SPDR S&P 500 ETF TR TR UNIT 78462F103 354 1,148 SH   SOLE 0 0 0 1,148
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,756 172,666 SH   SOLE 0 0 0 172,666
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,176 247,629 SH   SOLE 0 0 0 247,629
SPDR SER TR S&P DIVID ETF 78464A763 6,359 69,723 SH   SOLE 0 0 0 69,723
SPDR SER TR PORTFOLIO S&P400 78464A847 4,803 153,683 SH   SOLE 0 0 0 153,683
SPDR SER TR PORTFOLIO S&P600 78468R853 2,403 90,431 SH   SOLE 0 0 0 90,431
SPDR SER TR SPDR BLOOMBERG 78468R663 9,957 108,785 SH   SOLE 0 0 0 108,785
SPDR SER TR PORTFOLIO SHORT 78464A474 14,646 467,340 SH   SOLE 0 0 0 467,340
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 419 5,039 SH   SOLE 0 0 0 5,039
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 990 5,996 SH   SOLE 0 0 0 5,996
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 640 6,688 SH   SOLE 0 0 0 6,688
VANGUARD INDEX FDS VALUE ETF 922908744 4,541 45,594 SH   SOLE 0 0 0 45,594
VANGUARD INDEX FDS MID CAP ETF 922908629 1,569 9,575 SH   SOLE 0 0 0 9,575
VANGUARD INDEX FDS SM CP VAL ETF 922908611 276 2,582 SH   SOLE 0 0 0 2,582
VANGUARD INDEX FDS SMALL CP ETF 922908751 798 5,474 SH   SOLE 0 0 0 5,474
VANGUARD INDEX FDS GROWTH ETF 922908736 4,523 22,380 SH   SOLE 0 0 0 22,380
VANGUARD INDEX FDS SML CP GRW ETF 922908595 500 2,506 SH   SOLE 0 0 0 2,506
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,801 45,470 SH   SOLE 0 0 0 45,470
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 261 3,158 SH   SOLE 0 0 0 3,158
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 2,384 61,450 SH   SOLE 0 0 0 61,450
WORLD GOLD TR SPDR GLD MINIS 98149E204 7,181 404,313 SH   SOLE 0 0 0 404,313
WP CAREY INC COM 92936U109 264 3,907 SH   SOLE 0 0 0 3,907