The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 501 2,523 SH   SOLE 0 0 0 2,523
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 6,431 60,694 SH   SOLE 0 0 0 60,694
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,041 11,826 SH   SOLE 0 0 0 11,826
ISHARES INC CORE MSCI EMKT 46434G103 710 10,604 SH   SOLE 0 0 0 10,604
ISHARES TR MODERT ALLOC ETF 464289875 234 5,186 SH   SOLE 0 0 0 5,186
ISHARES TR AGGRES ALLOC ETF 464289859 355 5,027 SH   SOLE 0 0 0 5,027
ISHARES TR ESG AWRE USD ETF 46435G193 310 11,179 SH   SOLE 0 0 0 11,179
ISHARES TR ISHS 5-10YR INVT 464288638 42,183 697,003 SH   SOLE 0 0 0 697,003
ISHARES TR RUS MID CAP ETF 464287499 317 4,006 SH   SOLE 0 0 0 4,006
ISHARES TR S&P 500 VAL ETF 464287408 502 3,399 SH   SOLE 0 0 0 3,399
ISHARES TR CORE S&P500 ETF 464287200 666 1,548 SH   SOLE 0 0 0 1,548
ISHARES TR RUSSELL 2000 ETF 464287655 217 948 SH   SOLE 0 0 0 948
MEDALLIA INC COM 584021109 701 20,773 SH   SOLE 0 0 0 20,773
MICROSOFT CORP COM 594918104 413 1,524 SH   SOLE 0 0 0 1,524
NIKE INC CL B 654106103 881 5,701 SH   SOLE 0 0 0 5,701
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,461 121,264 SH   SOLE 0 0 0 121,264
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,882 107,305 SH   SOLE 0 0 0 107,305
SPDR S&P 500 ETF TR TR UNIT 78462F103 440 1,029 SH   SOLE 0 0 0 1,029
SPDR SER TR PRTFLO S&P500 VL 78464A508 8,468 214,169 SH   SOLE 0 0 0 214,169
SPDR SER TR PRTFLO S&P500 GW 78464A409 9,871 156,763 SH   SOLE 0 0 0 156,763
SPDR SER TR S&P DIVID ETF 78464A763 7,116 58,198 SH   SOLE 0 0 0 58,198
SPDR SER TR PORTFOLIO S&P400 78464A847 5,844 123,796 SH   SOLE 0 0 0 123,796
SPDR SER TR PORTFOLIO S&P500 78464A854 281 5,575 SH   SOLE 0 0 0 5,575
SPDR SER TR PORTFOLIO SHORT 78464A474 11,751 375,441 SH   SOLE 0 0 0 375,441
SPDR SER TR PORTFOLIO S&P600 78468R853 2,989 68,021 SH   SOLE 0 0 0 68,021
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,259 5,327 SH   SOLE 0 0 0 5,327
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 583 4,147 SH   SOLE 0 0 0 4,147
VANGUARD INDEX FDS VALUE ETF 922908744 5,476 39,838 SH   SOLE 0 0 0 39,838
VANGUARD INDEX FDS MID CAP ETF 922908629 1,878 7,912 SH   SOLE 0 0 0 7,912
VANGUARD INDEX FDS SM CP VAL ETF 922908611 261 1,503 SH   SOLE 0 0 0 1,503
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,020 4,527 SH   SOLE 0 0 0 4,527
VANGUARD INDEX FDS GROWTH ETF 922908736 5,480 19,106 SH   SOLE 0 0 0 19,106
VANGUARD INDEX FDS SML CP GRW ETF 922908595 622 2,148 SH   SOLE 0 0 0 2,148
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,188 40,280 SH   SOLE 0 0 0 40,280
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,893 56,154 SH   SOLE 0 0 0 56,154
WORLD GOLD TR SPDR GLD MINIS 98149E204 8,248 468,377 SH   SOLE 0 0 0 468,377