The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 494 3,399 SH   SOLE 0 0 0 3,399
ISHARES TR CORE S&P500 ETF 464287200 667 1,548 SH   SOLE 0 0 0 1,548
ISHARES TR RUSSELL 2000 ETF 464287655 2,780 12,707 SH   SOLE 0 0 0 12,707
SPDR S&P 500 ETF TR TR UNIT 78462F103 453 1,056 SH   SOLE 0 0 0 1,056
ADOBE SYSTEMS INCORPORATED COM 00724F101 614 1,067 SH   SOLE 0 0 0 1,067
AMAZON COM INC COM 023135106 726 221 SH   SOLE 0 0 0 221
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 308 1,130 SH   SOLE 0 0 0 1,130
EMERSON ELEC CO COM 291011104 280 2,971 SH   SOLE 0 0 0 2,971
EVERSOURCE ENERGY COM 30040W108 306 3,748 SH   SOLE 0 0 0 3,748
INTEL CORP COM 458140100 790 14,835 SH   SOLE 0 0 0 14,835
KEYCORP COM 493267108 375 17,361 SH   SOLE 0 0 0 17,361
NEWELL BRANDS INC COM 651229106 204 9,220 SH   SOLE 0 0 0 9,220
QUALCOMM INC COM 747525103 436 3,377 SH   SOLE 0 0 0 3,377
DISNEY WALT CO COM 254687106 446 2,635 SH   SOLE 0 0 0 2,635
SHERWIN WILLIAMS CO COM 824348106 261 933 SH   SOLE 0 0 0 933
PFIZER INC COM 717081103 331 7,689 SH   SOLE 0 0 0 7,689
CHEVRON CORP NEW COM 166764100 292 2,882 SH   SOLE 0 0 0 2,882
MICROSOFT CORP COM 594918104 1,928 6,838 SH   SOLE 0 0 0 6,838
AT&T INC COM 00206R102 291 10,778 SH   SOLE 0 0 0 10,778
CISCO SYS INC COM 17275R102 301 5,539 SH   SOLE 0 0 0 5,539
COCA COLA CO COM 191216100 338 6,440 SH   SOLE 0 0 0 6,440
LOCKHEED MARTIN CORP COM 539830109 208 602 SH   SOLE 0 0 0 602
PEPSICO INC COM 713448108 302 2,011 SH   SOLE 0 0 0 2,011
VERIZON COMMUNICATIONS INC COM 92343V104 359 6,640 SH   SOLE 0 0 0 6,640
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,319 161,188 SH   SOLE 0 0 0 161,188
ISHARES TR RUS MID CAP ETF 464287499 313 4,006 SH   SOLE 0 0 0 4,006
STARBUCKS CORP COM 855244109 534 4,842 SH   SOLE 0 0 0 4,842
AUTOMATIC DATA PROCESSING IN COM 053015103 504 2,523 SH   SOLE 0 0 0 2,523
WALMART INC COM 931142103 338 2,424 SH   SOLE 0 0 0 2,424
APPLIED MATLS INC COM 038222105 305 2,370 SH   SOLE 0 0 0 2,370
COSTCO WHSL CORP NEW COM 22160K105 422 940 SH   SOLE 0 0 0 940
DOMINION ENERGY INC COM 25746U109 231 3,157 SH   SOLE 0 0 0 3,157
DANAHER CORPORATION COM 235851102 295 968 SH   SOLE 0 0 0 968
MERCK & CO INC COM 58933Y105 253 3,364 SH   SOLE 0 0 0 3,364
FIFTH THIRD BANCORP COM 316773100 412 9,702 SH   SOLE 0 0 0 9,702
PROCTER AND GAMBLE CO COM 742718109 373 2,665 SH   SOLE 0 0 0 2,665
HOME DEPOT INC COM 437076102 562 1,712 SH   SOLE 0 0 0 1,712
TRANE TECHNOLOGIES PLC SHS G8994E103 318 1,840 SH   SOLE 0 0 0 1,840
MCDONALDS CORP COM 580135101 322 1,334 SH   SOLE 0 0 0 1,334
NIKE INC CL B 654106103 1,488 10,245 SH   SOLE 0 0 0 10,245
JPMORGAN CHASE & CO COM 46625H100 555 3,390 SH   SOLE 0 0 0 3,390
WILLIAMS COS INC COM 969457100 249 9,610 SH   SOLE 0 0 0 9,610
UNITEDHEALTH GROUP INC COM 91324P102 676 1,729 SH   SOLE 0 0 0 1,729
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 518 1,619 SH   SOLE 0 0 0 1,619
CROWN CASTLE INTL CORP NEW COM 22822V101 298 1,722 SH   SOLE 0 0 0 1,722
COMCAST CORP NEW CL A 20030N101 326 5,833 SH   SOLE 0 0 0 5,833
NEXTERA ENERGY INC COM 65339F101 303 3,857 SH   SOLE 0 0 0 3,857
DUKE ENERGY CORP NEW COM NEW 26441C204 270 2,766 SH   SOLE 0 0 0 2,766
CONOCOPHILLIPS COM 20825C104 278 4,104 SH   SOLE 0 0 0 4,104
APPLE INC COM 037833100 1,277 9,022 SH   SOLE 0 0 0 9,022
AMERICAN WTR WKS CO INC NEW COM 030420103 239 1,415 SH   SOLE 0 0 0 1,415
SPDR SER TR PRTFLO S&P500 VL 78464A508 9,918 254,303 SH   SOLE 0 0 0 254,303
INTERNATIONAL PAPER CO COM 460146103 284 5,078 SH   SOLE 0 0 0 5,078
AON PLC SHS CL A G0403H108 413 1,446 SH   SOLE 0 0 0 1,446
GENERAL MLS INC COM 370334104 252 4,208 SH   SOLE 0 0 0 4,208
EDWARDS LIFESCIENCES CORP COM 28176E108 395 3,486 SH   SOLE 0 0 0 3,486
S&P GLOBAL INC COM 78409V104 200 471 SH   SOLE 0 0 0 471
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,135 42,699 SH   SOLE 0 0 0 42,699
PAYCHEX INC COM 704326107 400 3,560 SH   SOLE 0 0 0 3,560
ISHARES TR MSCI AC ASIA ETF 464288182 2,580 30,377 SH   SOLE 0 0 0 30,377
CME GROUP INC COM 12572Q105 330 1,704 SH   SOLE 0 0 0 1,704
PROLOGIS INC. COM 74340W103 525 4,189 SH   SOLE 0 0 0 4,189
MID-AMER APT CMNTYS INC COM 59522J103 424 2,269 SH   SOLE 0 0 0 2,269
AMERICAN ELEC PWR CO INC COM 025537101 260 3,201 SH   SOLE 0 0 0 3,201
NATIONAL RETAIL PROPERTIES I COM 637417106 297 6,874 SH   SOLE 0 0 0 6,874
L3HARRIS TECHNOLOGIES INC COM 502431109 220 999 SH   SOLE 0 0 0 999
GALLAGHER ARTHUR J & CO COM 363576109 272 1,828 SH   SOLE 0 0 0 1,828
SONOCO PRODS CO COM 835495102 230 3,861 SH   SOLE 0 0 0 3,861
FIRST HORIZON CORPORATION COM 320517105 201 12,330 SH   SOLE 0 0 0 12,330
HARTFORD FINL SVCS GROUP INC COM 416515104 374 5,325 SH   SOLE 0 0 0 5,325
CINCINNATI FINL CORP COM 172062101 312 2,729 SH   SOLE 0 0 0 2,729
METLIFE INC COM 59156R108 444 7,199 SH   SOLE 0 0 0 7,199
CINTAS CORP COM 172908105 443 1,165 SH   SOLE 0 0 0 1,165
ALPHABET INC CAP STK CL A 02079K305 537 201 SH   SOLE 0 0 0 201
VANGUARD INDEX FDS VALUE ETF 922908744 6,214 45,903 SH   SOLE 0 0 0 45,903
VANGUARD INDEX FDS MID CAP ETF 922908629 1,892 7,992 SH   SOLE 0 0 0 7,992
VANGUARD INDEX FDS SM CP VAL ETF 922908611 390 2,302 SH   SOLE 0 0 0 2,302
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 738 7,249 SH   SOLE 0 0 0 7,249
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,009 4,614 SH   SOLE 0 0 0 4,614
VANGUARD INDEX FDS GROWTH ETF 922908736 5,683 19,585 SH   SOLE 0 0 0 19,585
CHARLES RIV LABS INTL INC COM 159864107 389 942 SH   SOLE 0 0 0 942
EXPEDIA GROUP INC COM NEW 30212P303 236 1,440 SH   SOLE 0 0 0 1,440
VANGUARD INDEX FDS SML CP GRW ETF 922908595 792 2,827 SH   SOLE 0 0 0 2,827
OLD DOMINION FREIGHT LINE IN COM 679580100 210 735 SH   SOLE 0 0 0 735
ASML HOLDING N V N Y REGISTRY SHS N07059210 366 491 SH   SOLE 0 0 0 491
SPDR SER TR S&P DIVID ETF 78464A763 7,917 67,346 SH   SOLE 0 0 0 67,346
THERMO FISHER SCIENTIFIC INC COM 883556102 554 969 SH   SOLE 0 0 0 969
ROPER TECHNOLOGIES INC COM 776696106 276 619 SH   SOLE 0 0 0 619
MASTERCARD INCORPORATED CL A 57636Q104 547 1,574 SH   SOLE 0 0 0 1,574
BCE INC COM NEW 05534B760 254 5,067 SH   SOLE 0 0 0 5,067
ARES CAPITAL CORP COM 04010L103 214 10,502 SH   SOLE 0 0 0 10,502
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,255 5,311 SH   SOLE 0 0 0 5,311
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,424 10,199 SH   SOLE 0 0 0 10,199
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,069 12,460 SH   SOLE 0 0 0 12,460
SPDR SER TR PORTFOLIO S&P400 78464A847 6,769 146,645 SH   SOLE 0 0 0 146,645
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,241 123,220 SH   SOLE 0 0 0 123,220
BLACKSTONE INC COM 09260D107 553 4,757 SH   SOLE 0 0 0 4,757
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,889 57,214 SH   SOLE 0 0 0 57,214
ISHARES TR NATIONAL MUN ETF 464288414 491 4,225 SH   SOLE 0 0 0 4,225
ISHARES TR ISHS 5-10YR INVT 464288638 24,513 408,144 SH   SOLE 0 0 0 408,144
VISA INC COM CL A 92826C839 608 2,729 SH   SOLE 0 0 0 2,729
PHILIP MORRIS INTL INC COM 718172109 254 2,677 SH   SOLE 0 0 0 2,677
SPDR SER TR PORTFOLIO S&P500 78464A854 281 5,575 SH   SOLE 0 0 0 5,575
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,077 140,211 SH   SOLE 0 0 0 140,211
ISHARES TR MODERT ALLOC ETF 464289875 271 6,055 SH   SOLE 0 0 0 6,055
ISHARES TR AGGRES ALLOC ETF 464289859 385 5,509 SH   SOLE 0 0 0 5,509
SPDR SER TR PORTFOLIO SHORT 78464A474 14,080 450,568 SH   SOLE 0 0 0 450,568
NXP SEMICONDUCTORS N V COM N6596X109 426 2,173 SH   SOLE 0 0 0 2,173
HCA HEALTHCARE INC COM 40412C101 436 1,796 SH   SOLE 0 0 0 1,796
MARATHON PETE CORP COM 56585A102 216 3,488 SH   SOLE 0 0 0 3,488
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 6,295 59,750 SH   SOLE 0 0 0 59,750
SPDR SER TR PORTFOLIO SH TSR 78468R101 19,404 633,494 SH   SOLE 0 0 0 633,494
FACEBOOK INC CL A 30303M102 314 924 SH   SOLE 0 0 0 924
ISHARES INC CORE MSCI EMKT 46434G103 873 14,141 SH   SOLE 0 0 0 14,141
ZOETIS INC CL A 98978V103 349 1,796 SH   SOLE 0 0 0 1,796
T-MOBILE US INC COM 872590104 384 3,008 SH   SOLE 0 0 0 3,008
SPDR SER TR PORTFOLIO S&P600 78468R853 3,401 79,836 SH   SOLE 0 0 0 79,836
ALLY FINL INC COM 02005N100 455 8,907 SH   SOLE 0 0 0 8,907
CITIZENS FINL GROUP INC COM 174610105 302 6,432 SH   SOLE 0 0 0 6,432
TRANSUNION COM 89400J107 304 2,705 SH   SOLE 0 0 0 2,705
AVANGRID INC COM 05351W103 240 4,947 SH   SOLE 0 0 0 4,947
WORLD GOLD TR SPDR GLD MINIS 98149E204 9,112 521,887 SH   SOLE 0 0 0 521,887
MEDALLIA INC COM 584021109 571 16,869 SH   SOLE 0 0 0 16,869