The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 502 3,399 SH   SOLE 0 0 0 3,399
ISHARES TR CORE S&P500 ETF 464287200 666 1,549 SH   SOLE 0 0 0 1,549
ISHARES TR RUSSELL 2000 ETF 464287655 2,092 9,122 SH   SOLE 0 0 0 9,122
SPDR S&P 500 ETF TR TR UNIT 78462F103 440 1,029 SH   SOLE 0 0 0 1,029
ADOBE SYSTEMS INCORPORATED COM 00724F101 543 928 SH   SOLE 0 0 0 928
AMAZON COM INC COM 023135106 592 172 SH   SOLE 0 0 0 172
BRISTOL-MYERS SQUIBB CO COM 110122108 207 3,095 SH   SOLE 0 0 0 3,095
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 273 982 SH   SOLE 0 0 0 982
EMERSON ELEC CO COM 291011104 244 2,534 SH   SOLE 0 0 0 2,534
EVERSOURCE ENERGY COM 30040W108 260 3,238 SH   SOLE 0 0 0 3,238
INTEL CORP COM 458140100 959 17,076 SH   SOLE 0 0 0 17,076
KEYCORP COM 493267108 317 15,336 SH   SOLE 0 0 0 15,336
QUALCOMM INC COM 747525103 437 3,057 SH   SOLE 0 0 0 3,057
DISNEY WALT CO COM 254687106 409 2,327 SH   SOLE 0 0 0 2,327
JOHNSON & JOHNSON COM 478160104 207 1,259 SH   SOLE 0 0 0 1,259
PFIZER INC COM 717081103 268 6,849 SH   SOLE 0 0 0 6,849
CHEVRON CORP NEW COM 166764100 270 2,582 SH   SOLE 0 0 0 2,582
MICROSOFT CORP COM 594918104 1,664 6,143 SH   SOLE 0 0 0 6,143
AT&T INC COM 00206R102 286 9,926 SH   SOLE 0 0 0 9,926
CISCO SYS INC COM 17275R102 261 4,924 SH   SOLE 0 0 0 4,924
COCA COLA CO COM 191216100 308 5,700 SH   SOLE 0 0 0 5,700
LOCKHEED MARTIN CORP COM 539830109 207 546 SH   SOLE 0 0 0 546
PEPSICO INC COM 713448108 250 1,689 SH   SOLE 0 0 0 1,689
VERIZON COMMUNICATIONS INC COM 92343V104 323 5,773 SH   SOLE 0 0 0 5,773
SPDR SER TR PRTFLO S&P500 GW 78464A409 9,868 156,710 SH   SOLE 0 0 0 156,710
ISHARES TR RUS MID CAP ETF 464287499 317 4,006 SH   SOLE 0 0 0 4,006
STARBUCKS CORP COM 855244109 467 4,180 SH   SOLE 0 0 0 4,180
AUTOMATIC DATA PROCESSING IN COM 053015103 501 2,523 SH   SOLE 0 0 0 2,523
WALMART INC COM 931142103 294 2,086 SH   SOLE 0 0 0 2,086
COSTCO WHSL CORP NEW COM 22160K105 315 795 SH   SOLE 0 0 0 795
DOMINION ENERGY INC COM 25746U109 205 2,786 SH   SOLE 0 0 0 2,786
DANAHER CORPORATION COM 235851102 235 876 SH   SOLE 0 0 0 876
MERCK & CO INC COM 58933Y105 232 2,988 SH   SOLE 0 0 0 2,988
FIFTH THIRD BANCORP COM 316773100 327 8,552 SH   SOLE 0 0 0 8,552
PROCTER AND GAMBLE CO COM 742718109 322 2,387 SH   SOLE 0 0 0 2,387
HOME DEPOT INC COM 437076102 482 1,511 SH   SOLE 0 0 0 1,511
TRANE TECHNOLOGIES PLC SHS G8994E103 288 1,562 SH   SOLE 0 0 0 1,562
MCDONALDS CORP COM 580135101 265 1,148 SH   SOLE 0 0 0 1,148
NIKE INC CL B 654106103 883 5,715 SH   SOLE 0 0 0 5,715
JPMORGAN CHASE & CO COM 46625H100 454 2,919 SH   SOLE 0 0 0 2,919
UNITEDHEALTH GROUP INC COM 91324P102 596 1,489 SH   SOLE 0 0 0 1,489
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 412 1,397 SH   SOLE 0 0 0 1,397
CROWN CASTLE INTL CORP NEW COM 22822V101 305 1,562 SH   SOLE 0 0 0 1,562
COMCAST CORP NEW CL A 20030N101 294 5,164 SH   SOLE 0 0 0 5,164
NEXTERA ENERGY INC COM 65339F101 250 3,416 SH   SOLE 0 0 0 3,416
DUKE ENERGY CORP NEW COM NEW 26441C204 238 2,406 SH   SOLE 0 0 0 2,406
APPLE INC COM 037833100 1,110 8,103 SH   SOLE 0 0 0 8,103
SPDR SER TR PRTFLO S&P500 VL 78464A508 8,468 214,169 SH   SOLE 0 0 0 214,169
INTERNATIONAL PAPER CO COM 460146103 273 4,453 SH   SOLE 0 0 0 4,453
AON PLC SHS CL A G0403H108 274 1,146 SH   SOLE 0 0 0 1,146
GENERAL MLS INC COM 370334104 230 3,768 SH   SOLE 0 0 0 3,768
EDWARDS LIFESCIENCES CORP COM 28176E108 307 2,962 SH   SOLE 0 0 0 2,962
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,188 40,280 SH   SOLE 0 0 0 40,280
PAYCHEX INC COM 704326107 347 3,230 SH   SOLE 0 0 0 3,230
ISHARES TR MSCI AC ASIA ETF 464288182 2,031 21,496 SH   SOLE 0 0 0 21,496
PINNACLE WEST CAP CORP COM 723484101 204 2,484 SH   SOLE 0 0 0 2,484
CME GROUP INC COM 12572Q105 313 1,474 SH   SOLE 0 0 0 1,474
PROLOGIS INC. COM 74340W103 436 3,644 SH   SOLE 0 0 0 3,644
MID-AMER APT CMNTYS INC COM 59522J103 337 1,999 SH   SOLE 0 0 0 1,999
AMERICAN ELEC PWR CO INC COM 025537101 211 2,497 SH   SOLE 0 0 0 2,497
NATIONAL RETAIL PROPERTIES I COM 637417106 287 6,124 SH   SOLE 0 0 0 6,124
GALLAGHER ARTHUR J & CO COM 363576109 225 1,604 SH   SOLE 0 0 0 1,604
SONOCO PRODS CO COM 835495102 224 3,341 SH   SOLE 0 0 0 3,341
HARTFORD FINL SVCS GROUP INC COM 416515104 265 4,275 SH   SOLE 0 0 0 4,275
CINCINNATI FINL CORP COM 172062101 266 2,277 SH   SOLE 0 0 0 2,277
METLIFE INC COM 59156R108 381 6,370 SH   SOLE 0 0 0 6,370
CINTAS CORP COM 172908105 379 993 SH   SOLE 0 0 0 993
ALPHABET INC CAP STK CL A 02079K305 442 181 SH   SOLE 0 0 0 181
VANGUARD INDEX FDS VALUE ETF 922908744 5,977 43,479 SH   SOLE 0 0 0 43,479
VANGUARD INDEX FDS MID CAP ETF 922908629 1,878 7,912 SH   SOLE 0 0 0 7,912
VANGUARD INDEX FDS SM CP VAL ETF 922908611 401 2,311 SH   SOLE 0 0 0 2,311
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 707 6,950 SH   SOLE 0 0 0 6,950
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,020 4,527 SH   SOLE 0 0 0 4,527
VANGUARD INDEX FDS GROWTH ETF 922908736 5,879 20,498 SH   SOLE 0 0 0 20,498
CHARLES RIV LABS INTL INC COM 159864107 287 777 SH   SOLE 0 0 0 777
VANGUARD INDEX FDS SML CP GRW ETF 922908595 817 2,820 SH   SOLE 0 0 0 2,820
ASML HOLDING N V N Y REGISTRY SHS N07059210 289 418 SH   SOLE 0 0 0 418
SPDR SER TR S&P DIVID ETF 78464A763 7,116 58,198 SH   SOLE 0 0 0 58,198
THERMO FISHER SCIENTIFIC INC COM 883556102 438 868 SH   SOLE 0 0 0 868
ROPER TECHNOLOGIES INC COM 776696106 248 528 SH   SOLE 0 0 0 528
MASTERCARD INCORPORATED CL A 57636Q104 499 1,368 SH   SOLE 0 0 0 1,368
BCE INC COM NEW 05534B760 212 4,307 SH   SOLE 0 0 0 4,307
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,259 5,327 SH   SOLE 0 0 0 5,327
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,012 7,202 SH   SOLE 0 0 0 7,202
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,041 11,825 SH   SOLE 0 0 0 11,825
SPDR SER TR PORTFOLIO S&P400 78464A847 5,844 123,796 SH   SOLE 0 0 0 123,796
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,880 107,250 SH   SOLE 0 0 0 107,250
BLACKSTONE GROUP INC COM 09260D107 399 4,109 SH   SOLE 0 0 0 4,109
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,893 56,154 SH   SOLE 0 0 0 56,154
ISHARES TR NATIONAL MUN ETF 464288414 509 4,346 SH   SOLE 0 0 0 4,346
ISHARES TR ISHS 5-10YR INVT 464288638 42,175 696,869 SH   SOLE 0 0 0 696,869
VISA INC COM CL A 92826C839 546 2,337 SH   SOLE 0 0 0 2,337
PHILIP MORRIS INTL INC COM 718172109 221 2,230 SH   SOLE 0 0 0 2,230
SPDR SER TR PORTFOLIO S&P500 78464A854 281 5,575 SH   SOLE 0 0 0 5,575
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,461 121,264 SH   SOLE 0 0 0 121,264
ISHARES TR MODERT ALLOC ETF 464289875 234 5,186 SH   SOLE 0 0 0 5,186
ISHARES TR AGGRES ALLOC ETF 464289859 355 5,027 SH   SOLE 0 0 0 5,027
SPDR SER TR PORTFOLIO SHORT 78464A474 11,751 375,441 SH   SOLE 0 0 0 375,441
NXP SEMICONDUCTORS N V COM N6596X109 368 1,789 SH   SOLE 0 0 0 1,789
HCA HEALTHCARE INC COM 40412C101 324 1,569 SH   SOLE 0 0 0 1,569
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 6,431 60,694 SH   SOLE 0 0 0 60,694
FACEBOOK INC CL A 30303M102 279 802 SH   SOLE 0 0 0 802
ISHARES INC CORE MSCI EMKT 46434G103 932 13,907 SH   SOLE 0 0 0 13,907
ZOETIS INC CL A 98978V103 281 1,507 SH   SOLE 0 0 0 1,507
T-MOBILE US INC COM 872590104 366 2,530 SH   SOLE 0 0 0 2,530
SPDR SER TR PORTFOLIO S&P600 78468R853 2,989 68,021 SH   SOLE 0 0 0 68,021
ALLY FINL INC COM 02005N100 384 7,702 SH   SOLE 0 0 0 7,702
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 228 1,004 SH   SOLE 0 0 0 1,004
CITIZENS FINL GROUP INC COM 174610105 237 5,157 SH   SOLE 0 0 0 5,157
TRANSUNION COM 89400J107 248 2,257 SH   SOLE 0 0 0 2,257
AVANGRID INC COM 05351W103 235 4,572 SH   SOLE 0 0 0 4,572
ISHARES TR ESG AWRE USD ETF 46435G193 310 11,179 SH   SOLE 0 0 0 11,179
WORLD GOLD TR SPDR GLD MINIS 98149E204 8,284 470,438 SH   SOLE 0 0 0 470,438
MEDALLIA INC COM 584021109 701 20,773 SH   SOLE 0 0 0 20,773