The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 500 3,542 SH   SOLE 0 0 0 3,542
ISHARES TR CORE S&P500 ETF 464287200 616 1,548 SH   SOLE 0 0 0 1,548
ISHARES TR RUSSELL 2000 ETF 464287655 1,606 7,267 SH   SOLE 0 0 0 7,267
SPDR S&P 500 ETF TR TR UNIT 78462F103 463 1,169 SH   SOLE 0 0 0 1,169
ADOBE SYSTEMS INCORPORATED COM 00724F101 405 852 SH   SOLE 0 0 0 852
AMAZON COM INC COM 023135106 526 170 SH   SOLE 0 0 0 170
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 225 881 SH   SOLE 0 0 0 881
EVERSOURCE ENERGY COM 30040W108 244 2,818 SH   SOLE 0 0 0 2,818
INTEL CORP COM 458140100 370 5,776 SH   SOLE 0 0 0 5,776
KEYCORP COM 493267108 296 14,835 SH   SOLE 0 0 0 14,835
QUALCOMM INC COM 747525103 411 3,097 SH   SOLE 0 0 0 3,097
DISNEY WALT CO COM 254687106 399 2,164 SH   SOLE 0 0 0 2,164
PFIZER INC COM 717081103 248 6,838 SH   SOLE 0 0 0 6,838
CHEVRON CORP NEW COM 166764100 263 2,512 SH   SOLE 0 0 0 2,512
MICROSOFT CORP COM 594918104 1,352 5,734 SH   SOLE 0 0 0 5,734
AT&T INC COM 00206R102 310 10,251 SH   SOLE 0 0 0 10,251
CISCO SYS INC COM 17275R102 244 4,724 SH   SOLE 0 0 0 4,724
COCA COLA CO COM 191216100 286 5,420 SH   SOLE 0 0 0 5,420
PEPSICO INC COM 713448108 219 1,545 SH   SOLE 0 0 0 1,545
VERIZON COMMUNICATIONS INC COM 92343V104 285 4,897 SH   SOLE 0 0 0 4,897
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,258 181,883 SH   SOLE 0 0 0 181,883
ISHARES TR RUS MID CAP ETF 464287499 296 4,006 SH   SOLE 0 0 0 4,006
STARBUCKS CORP COM 855244109 427 3,908 SH   SOLE 0 0 0 3,908
AUTOMATIC DATA PROCESSING IN COM 053015103 476 2,523 SH   SOLE 0 0 0 2,523
WALMART INC COM 931142103 255 1,875 SH   SOLE 0 0 0 1,875
COSTCO WHSL CORP NEW COM 22160K105 245 694 SH   SOLE 0 0 0 694
DOMINION ENERGY INC COM 25746U109 218 2,867 SH   SOLE 0 0 0 2,867
MERCK & CO. INC COM 58933Y105 223 2,888 SH   SOLE 0 0 0 2,888
FIFTH THIRD BANCORP COM 316773100 311 8,292 SH   SOLE 0 0 0 8,292
PROCTER AND GAMBLE CO COM 742718109 286 2,112 SH   SOLE 0 0 0 2,112
HOME DEPOT INC COM 437076102 472 1,546 SH   SOLE 0 0 0 1,546
TRANE TECHNOLOGIES PLC SHS G8994E103 230 1,391 SH   SOLE 0 0 0 1,391
MCDONALDS CORP COM 580135101 230 1,028 SH   SOLE 0 0 0 1,028
NIKE INC CL B 654106103 759 5,714 SH   SOLE 0 0 0 5,714
JPMORGAN CHASE & CO COM 46625H100 422 2,771 SH   SOLE 0 0 0 2,771
UNITEDHEALTH GROUP INC COM 91324P102 509 1,368 SH   SOLE 0 0 0 1,368
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 321 1,162 SH   SOLE 0 0 0 1,162
CROWN CASTLE INTL CORP NEW COM 22822V101 272 1,582 SH   SOLE 0 0 0 1,582
COMCAST CORP NEW CL A 20030N101 239 4,418 SH   SOLE 0 0 0 4,418
NEXTERA ENERGY INC COM 65339F101 217 2,864 SH   SOLE 0 0 0 2,864
DUKE ENERGY CORP NEW COM NEW 26441C204 224 2,316 SH   SOLE 0 0 0 2,316
APPLE INC COM 037833100 936 7,666 SH   SOLE 0 0 0 7,666
SPDR SER TR PRTFLO S&P500 VL 78464A508 10,343 272,907 SH   SOLE 0 0 0 272,907
INTERNATIONAL PAPER CO COM 460146103 233 4,308 SH   SOLE 0 0 0 4,308
AON PLC SHS CL A G0403H108 223 971 SH   SOLE 0 0 0 971
GENERAL MLS INC COM 370334104 227 3,698 SH   SOLE 0 0 0 3,698
EDWARDS LIFESCIENCES CORP COM 28176E108 228 2,729 SH   SOLE 0 0 0 2,729
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,340 44,952 SH   SOLE 0 0 0 44,952
PAYCHEX INC COM 704326107 310 3,160 SH   SOLE 0 0 0 3,160
ISHARES TR MSCI AC ASIA ETF 464288182 1,911 20,619 SH   SOLE 0 0 0 20,619
CME GROUP INC COM 12572Q105 270 1,322 SH   SOLE 0 0 0 1,322
PROLOGIS INC. COM 74340W103 385 3,636 SH   SOLE 0 0 0 3,636
WP CAREY INC COM 92936U109 276 3,907 SH   SOLE 0 0 0 3,907
MID-AMER APT CMNTYS INC COM 59522J103 291 2,019 SH   SOLE 0 0 0 2,019
AMERICAN ELEC PWR CO INC COM 025537101 211 2,487 SH   SOLE 0 0 0 2,487
NATIONAL RETAIL PROPERTIES I COM 637417106 261 5,914 SH   SOLE 0 0 0 5,914
HARTFORD FINL SVCS GROUP INC COM 416515104 298 4,455 SH   SOLE 0 0 0 4,455
CINCINNATI FINL CORP COM 172062101 206 1,997 SH   SOLE 0 0 0 1,997
METLIFE INC COM 59156R108 394 6,481 SH   SOLE 0 0 0 6,481
CINTAS CORP COM 172908105 303 888 SH   SOLE 0 0 0 888
ALPHABET INC CAP STK CL A 02079K305 349 169 SH   SOLE 0 0 0 169
VANGUARD INDEX FDS VALUE ETF 922908744 6,450 49,066 SH   SOLE 0 0 0 49,066
VANGUARD INDEX FDS MID CAP ETF 922908629 2,085 9,422 SH   SOLE 0 0 0 9,422
VANGUARD INDEX FDS SM CP VAL ETF 922908611 396 2,393 SH   SOLE 0 0 0 2,393
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 549 5,972 SH   SOLE 0 0 0 5,972
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,115 5,206 SH   SOLE 0 0 0 5,206
VANGUARD INDEX FDS GROWTH ETF 922908736 5,687 22,126 SH   SOLE 0 0 0 22,126
CHARLES RIV LABS INTL INC COM 159864107 201 695 SH   SOLE 0 0 0 695
VANGUARD INDEX FDS SML CP GRW ETF 922908595 741 2,697 SH   SOLE 0 0 0 2,697
ASML HOLDING N V N Y REGISTRY SHS N07059210 236 383 SH   SOLE 0 0 0 383
SPDR SER TR S&P DIVID ETF 78464A763 8,569 72,598 SH   SOLE 0 0 0 72,598
THERMO FISHER SCIENTIFIC INC COM 883556102 373 817 SH   SOLE 0 0 0 817
MASTERCARD INCORPORATED CL A 57636Q104 449 1,262 SH   SOLE 0 0 0 1,262
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,187 5,532 SH   SOLE 0 0 0 5,532
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 755 5,599 SH   SOLE 0 0 0 5,599
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,000 12,464 SH   SOLE 0 0 0 12,464
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 370 4,505 SH   SOLE 0 0 0 4,505
SPDR SER TR PORTFOLIO S&P400 78464A847 6,794 148,467 SH   SOLE 0 0 0 148,467
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,067 115,742 SH   SOLE 0 0 0 115,742
BLACKSTONE GROUP INC COM 09260D107 273 3,665 SH   SOLE 0 0 0 3,665
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,058 62,261 SH   SOLE 0 0 0 62,261
ISHARES TR NATIONAL MUN ETF 464288414 394 3,391 SH   SOLE 0 0 0 3,391
ISHARES TR ISHS 5-10YR INVT 464288638 34,618 584,462 SH   SOLE 0 0 0 584,462
VISA INC COM CL A 92826C839 456 2,156 SH   SOLE 0 0 0 2,156
SPDR SER TR PORTFOLIO S&P500 78464A854 282 6,055 SH   SOLE 0 0 0 6,055
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,039 142,514 SH   SOLE 0 0 0 142,514
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 186 12,400 SH   SOLE 0 0 0 12,400
ISHARES TR MODERT ALLOC ETF 464289875 240 5,518 SH   SOLE 0 0 0 5,518
ISHARES TR AGGRES ALLOC ETF 464289859 310 4,637 SH   SOLE 0 0 0 4,637
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 243 2,941 SH   SOLE 0 0 0 2,941
SPDR SER TR PORTFOLIO SHORT 78464A474 11,776 376,125 SH   SOLE 0 0 0 376,125
NXP SEMICONDUCTORS N V COM N6596X109 315 1,565 SH   SOLE 0 0 0 1,565
HCA HEALTHCARE INC COM 40412C101 271 1,438 SH   SOLE 0 0 0 1,438
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 6,359 66,407 SH   SOLE 0 0 0 66,407
FACEBOOK INC CL A 30303M102 227 772 SH   SOLE 0 0 0 772
ISHARES INC CORE MSCI EMKT 46434G103 858 13,324 SH   SOLE 0 0 0 13,324
ZOETIS INC CL A 98978V103 206 1,306 SH   SOLE 0 0 0 1,306
T-MOBILE US INC COM 872590104 280 2,236 SH   SOLE 0 0 0 2,236
SPDR SER TR PORTFOLIO S&P600 78468R853 3,397 80,367 SH   SOLE 0 0 0 80,367
ALLY FINL INC COM 02005N100 309 6,835 SH   SOLE 0 0 0 6,835
CITIZENS FINANCIAL GROUP INC COM 174610105 210 4,751 SH   SOLE 0 0 0 4,751
AVANGRID INC COM 05351W103 201 4,034 SH   SOLE 0 0 0 4,034
ISHARES INC ESG AWR MSCI EM 46434G863 246 5,669 SH   SOLE 0 0 0 5,669
ISHARES TR ESG AW MSCI EAFE 46435G516 201 2,642 SH   SOLE 0 0 0 2,642
ISHARES TR ESG AWRE USD ETF 46435G193 1,013 37,582 SH   SOLE 0 0 0 37,582
WORLD GOLD TR SPDR GLD MINIS 98149E204 8,137 478,630 SH   SOLE 0 0 0 478,630
MEDALLIA INC COM 584021109 579 20,773 SH   SOLE 0 0 0 20,773