The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 398 3,542 SH   SOLE 0 0 0 3,542
ISHARES TR CORE S&P500 ETF 464287200 520 1,548 SH   SOLE 0 0 0 1,548
SPDR S&P 500 ETF TR TR UNIT 78462F103 384 1,148 SH   SOLE 0 0 0 1,148
ADOBE SYSTEMS INCORPORATED COM 00724F101 268 546 SH   SOLE 0 0 0 546
AMAZON COM INC COM 023135106 425 135 SH   SOLE 0 0 0 135
EVERSOURCE ENERGY COM 30040W108 201 2,411 SH   SOLE 0 0 0 2,411
INTEL CORP COM 458140100 233 4,504 SH   SOLE 0 0 0 4,504
QUALCOMM INC COM 747525103 251 2,130 SH   SOLE 0 0 0 2,130
MICROSOFT CORP COM 594918104 828 3,936 SH   SOLE 0 0 0 3,936
VERIZON COMMUNICATIONS INC COM 92343V104 233 3,920 SH   SOLE 0 0 0 3,920
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,253 144,742 SH   SOLE 0 0 0 144,742
ISHARES TR RUS MID CAP ETF 464287499 230 4,006 SH   SOLE 0 0 0 4,006
AUTOMATIC DATA PROCESSING IN COM 053015103 353 2,530 SH   SOLE 0 0 0 2,530
PROCTER AND GAMBLE CO COM 742718109 253 1,817 SH   SOLE 0 0 0 1,817
HOME DEPOT INC COM 437076102 295 1,063 SH   SOLE 0 0 0 1,063
NIKE INC CL B 654106103 727 5,791 SH   SOLE 0 0 0 5,791
XCEL ENERGY INC COM 98389B100 210 3,040 SH   SOLE 0 0 0 3,040
UNITEDHEALTH GROUP INC COM 91324P102 281 902 SH   SOLE 0 0 0 902
APPLE INC COM 037833100 643 5,553 SH   SOLE 0 0 0 5,553
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,296 241,594 SH   SOLE 0 0 0 241,594
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,729 39,996 SH   SOLE 0 0 0 39,996
PROLOGIS INC. COM 74340W103 202 2,008 SH   SOLE 0 0 0 2,008
WP CAREY INC COM 92936U109 255 3,907 SH   SOLE 0 0 0 3,907
CINTAS CORP COM 172908105 204 612 SH   SOLE 0 0 0 612
VANGUARD INDEX FDS VALUE ETF 922908744 4,849 46,401 SH   SOLE 0 0 0 46,401
VANGUARD INDEX FDS MID CAP ETF 922908629 1,515 8,594 SH   SOLE 0 0 0 8,594
VANGUARD INDEX FDS SM CP VAL ETF 922908611 365 3,296 SH   SOLE 0 0 0 3,296
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 372 4,717 SH   SOLE 0 0 0 4,717
VANGUARD INDEX FDS SMALL CP ETF 922908751 780 5,072 SH   SOLE 0 0 0 5,072
VANGUARD INDEX FDS GROWTH ETF 922908736 4,654 20,446 SH   SOLE 0 0 0 20,446
VANGUARD INDEX FDS SML CP GRW ETF 922908595 676 3,143 SH   SOLE 0 0 0 3,143
SPDR SER TR S&P DIVID ETF 78464A763 6,063 65,616 SH   SOLE 0 0 0 65,616
THERMO FISHER SCIENTIFIC INC COM 883556102 340 771 SH   SOLE 0 0 0 771
MASTERCARD INCORPORATED CL A 57636Q104 278 823 SH   SOLE 0 0 0 823
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,077 5,978 SH   SOLE 0 0 0 5,978
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 621 6,130 SH   SOLE 0 0 0 6,130
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 1,486 9,450 SH   SOLE 0 0 0 9,450
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 413 4,974 SH   SOLE 0 0 0 4,974
SPDR SER TR PORTFOLIO S&P400 78464A847 4,503 138,014 SH   SOLE 0 0 0 138,014
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,818 104,444 SH   SOLE 0 0 0 104,444
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,385 58,312 SH   SOLE 0 0 0 58,312
ISHARES TR ISHS 5-10YR INVT 464288638 22,256 365,991 SH   SOLE 0 0 0 365,991
VISA INC COM CL A 92826C839 285 1,427 SH   SOLE 0 0 0 1,427
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,825 130,738 SH   SOLE 0 0 0 130,738
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 249 16,930 SH   SOLE 0 0 0 16,930
ISHARES TR MODERT ALLOC ETF 464289875 275 6,699 SH   SOLE 0 0 0 6,699
ISHARES TR AGGRES ALLOC ETF 464289859 236 4,062 SH   SOLE 0 0 0 4,062
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 255 3,073 SH   SOLE 0 0 0 3,073
SPDR SER TR PORTFOLIO SHORT 78464A474 22,747 725,107 SH   SOLE 0 0 0 725,107
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 5,076 64,676 SH   SOLE 0 0 0 64,676
ISHARES INC CORE MSCI EMKT 46434G103 812 15,378 SH   SOLE 0 0 0 15,378
SPDR SER TR PORTFOLIO S&P600 78468R853 2,241 81,861 SH   SOLE 0 0 0 81,861
AVANGRID INC COM 05351W103 227 4,494 SH   SOLE 0 0 0 4,494
ISHARES TR ESG AWRE USD ETF 46435G193 432 15,569 SH   SOLE 0 0 0 15,569
WORLD GOLD TR SPDR GLD MINIS 98149E204 7,232 384,686 SH   SOLE 0 0 0 384,686