The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 383 3,542 SH   SOLE 0 0 0 3,542
ISHARES TR CORE S&P500 ETF 464287200 479 1,548 SH   SOLE 0 0 0 1,548
SPDR S&P 500 ETF TR TR UNIT 78462F103 354 1,148 SH   SOLE 0 0 0 1,148
ADOBE INC COM 00724F101 227 521 SH   SOLE 0 0 0 521
AMAZON COM INC COM 023135106 560 203 SH   SOLE 0 0 0 203
INTEL CORP COM 458140100 248 4,140 SH   SOLE 0 0 0 4,140
MICROSOFT CORP COM 594918104 749 3,681 SH   SOLE 0 0 0 3,681
COCA COLA CO COM 191216100 204 4,556 SH   SOLE 0 0 0 4,556
VERIZON COMMUNICATIONS INC COM 92343V104 207 3,760 SH   SOLE 0 0 0 3,760
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,754 172,613 SH   SOLE 0 0 0 172,613
ISHARES TR RUS MID CAP ETF 464287499 253 4,716 SH   SOLE 0 0 0 4,716
AUTOMATIC DATA PROCESSING IN COM 053015103 377 2,530 SH   SOLE 0 0 0 2,530
PROCTER AND GAMBLE CO COM 742718109 217 1,817 SH   SOLE 0 0 0 1,817
HOME DEPOT INC COM 437076102 241 962 SH   SOLE 0 0 0 962
NIKE INC CL B 654106103 567 5,784 SH   SOLE 0 0 0 5,784
UNITEDHEALTH GROUP INC COM 91324P102 244 827 SH   SOLE 0 0 0 827
APPLE INC COM 037833100 471 1,292 SH   SOLE 0 0 0 1,292
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,176 247,629 SH   SOLE 0 0 0 247,629
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,801 45,470 SH   SOLE 0 0 0 45,470
WP CAREY INC COM 92936U109 264 3,907 SH   SOLE 0 0 0 3,907
VANGUARD INDEX FDS VALUE ETF 922908744 4,713 47,327 SH   SOLE 0 0 0 47,327
VANGUARD INDEX FDS MID CAP ETF 922908629 1,569 9,575 SH   SOLE 0 0 0 9,575
VANGUARD INDEX FDS SM CP VAL ETF 922908611 351 3,283 SH   SOLE 0 0 0 3,283
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 257 3,269 SH   SOLE 0 0 0 3,269
VANGUARD INDEX FDS SMALL CP ETF 922908751 798 5,474 SH   SOLE 0 0 0 5,474
VANGUARD INDEX FDS GROWTH ETF 922908736 4,673 23,125 SH   SOLE 0 0 0 23,125
VANGUARD INDEX FDS SML CP GRW ETF 922908595 585 2,932 SH   SOLE 0 0 0 2,932
SPDR SER TR S&P DIVID ETF 78464A763 6,359 69,723 SH   SOLE 0 0 0 69,723
THERMO FISHER SCIENTIFIC INC COM 883556102 254 702 SH   SOLE 0 0 0 702
MASTERCARD INCORPORATED CL A 57636Q104 224 757 SH   SOLE 0 0 0 757
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 990 5,996 SH   SOLE 0 0 0 5,996
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 640 6,688 SH   SOLE 0 0 0 6,688
FIRST TR NASDAQ-100 TECH IND NY ARCA BIOTECH 33733E203 1,757 10,472 SH   SOLE 0 0 0 10,472
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 419 5,039 SH   SOLE 0 0 0 5,039
SPDR SER TR PORTFOLIO S&P400 78464A847 4,803 153,683 SH   SOLE 0 0 0 153,683
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,898 116,483 SH   SOLE 0 0 0 116,483
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 2,384 61,450 SH   SOLE 0 0 0 61,450
SPDR SER TR SPDR BLOOMBERG 78468R663 9,952 108,725 SH   SOLE 0 0 0 108,725
ISHARES TR INTRM TR CRP ETF 464288638 13,923 230,587 SH   SOLE 0 0 0 230,587
VISA INC COM CL A 92826C839 247 1,281 SH   SOLE 0 0 0 1,281
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,807 137,822 SH   SOLE 0 0 0 137,822
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 238 16,830 SH   SOLE 0 0 0 16,830
ISHARES TR MODERT ALLOC ETF 464289875 247 6,192 SH   SOLE 0 0 0 6,192
ISHARES TR AGGRES ALLOC ETF 464289859 216 3,941 SH   SOLE 0 0 0 3,941
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 261 3,158 SH   SOLE 0 0 0 3,158
SPDR SER TR PORTFOLIO SHORT 78464A474 14,646 467,340 SH   SOLE 0 0 0 467,340
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 5,120 68,724 SH   SOLE 0 0 0 68,724
ISHARES INC CORE MSCI EMKT 46434G103 741 15,557 SH   SOLE 0 0 0 15,557
SPDR SER TR PORTFOLIO S&P600 78468R853 2,403 90,431 SH   SOLE 0 0 0 90,431
WORLD GOLD TR SPDR GLD MINIS 98149E204 7,180 404,256 SH   SOLE 0 0 0 404,256