The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc. Capital Stock Class A CAP STK CL A 02079K305 280 105 SH   SOLE NONE 105 0 0
Alphabet Inc. Capital Stock Class C CAP STK CL C 02079K107 250 94 SH   SOLE NONE 94 0 0
Amazon.com Inc COM 023135106 3,853 1,173 SH   SOLE NONE 1,173 0 0
Amgen Inc COM 031162100 426 2,004 SH   SOLE NONE 2,004 0 0
Apple Inc COM 037833100 696 4,924 SH   SOLE NONE 4,924 0 0
Bank of America Corp COM 060505104 308 7,257 SH   SOLE NONE 7,257 0 0
Berkshire Hathaway Inc Class B CL B NEW 084670702 473 1,734 SH   SOLE NONE 1,734 0 0
Cisco Systems COM 17275R102 413 7,593 SH   SOLE NONE 7,593 0 0
CME Group Inc COM 12572Q105 373 1,933 SH   SOLE NONE 1,933 0 0
Crown Castle International Corp COM 22822V101 467 2,700 SH   SOLE NONE 2,700 0 0
DFA TA US Core Equity US CORE EQUITY 2 25434V708 473 17,814 SH   SOLE NONE 17,814 0 0
Duke Energy Corporation COM NEW 26441C204 480 4,928 SH   SOLE NONE 4,928 0 0
Eaton Corporation PLC SHS G29183103 605 4,055 SH   SOLE NONE 4,055 0 0
Ecolab, Inc COM 278865100 778 3,730 SH   SOLE NONE 3,730 0 0
Emerson Electric Co COM 291011104 603 6,410 SH   SOLE NONE 6,410 0 0
Energy Select Sector SPDR ETF ENERGY 81369Y506 282 5,415 SH   SOLE NONE 5,415 0 0
Expedia, Inc. COM NEW 30212P303 281 1,719 SH   SOLE NONE 1,719 0 0
Exxon Mobil Corporation COM 30231G102 221 3,765 SH   SOLE NONE 3,765 0 0
Facebook, Inc CL A 30303M102 271 800 SH   SOLE NONE 800 0 0
Financial Select Sector SPDR ETF FINANCIAL 81369Y605 243 6,500 SH   SOLE NONE 6,500 0 0
Garmin, Ltd. SHS H2906T109 594 3,825 SH   SOLE NONE 3,825 0 0
Goodyear Tire & Rubber Co COM 382550101 252 14,277 SH   SOLE NONE 14,277 0 0
Guggenheim S&P 500 Equal Weight ETF S&P500 EQL WGT 46137V357 370 2,470 SH   SOLE NONE 2,470 0 0
Home Depot Inc COM 437076102 432 1,318 SH   SOLE NONE 1,318 0 0
Interpublic Group of Companies, Inc COM 460690100 852 23,256 SH   SOLE NONE 23,256 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 1,792 4,160 SH   SOLE NONE 4,160 0 0
iShares Edge MSCI Multifactor Intl ETF MSCI INTL MULTFT 46434V274 1,234 42,528 SH   SOLE NONE 42,528 0 0
iShares Exponential Technologies ETF EXPONENTIAL TECH 46434V381 202 3,235 SH   SOLE NONE 3,235 0 0
iShares MSCI EAFE ESG Optimized ETF ESG AW MSCI EAFE 46435G516 589 7,526 SH   SOLE NONE 7,526 0 0
iShares MSCI Emerging Markets Small-Cap EM MKT SM-CP ETF 464286475 7,206 118,882 SH   SOLE NONE 118,882 0 0
iShares MSCI USA Multifactor ETF MSCI USA MULTIFT 46434V282 547 13,000 SH   SOLE NONE 13,000 0 0
iShares National AMT-Free Muni Bond ETF NATIONAL MUN ETF 464288414 1,347 11,599 SH   SOLE NONE 11,599 0 0
iShares Russell 1000 Growth RUS 1000 GRW ETF 464287614 883 3,225 SH   SOLE NONE 3,225 0 0
iShares Russell 2000 Index RUSSELL 2000 ETF 464287655 355 1,625 SH   SOLE NONE 1,625 0 0
Johnson & Johnson COM 478160104 561 3,479 SH   SOLE NONE 3,479 0 0
JPMorgan Chase & Co COM 46625H100 644 3,939 SH   SOLE NONE 3,939 0 0
Lockheed Martin Corporation COM 539830109 308 894 SH   SOLE NONE 894 0 0
Marriott International, Inc. Class A CL A 571903202 290 1,964 SH   SOLE NONE 1,964 0 0
McDonald's Corporation COM 580135101 460 1,911 SH   SOLE NONE 1,911 0 0
Merck & Co Inc New COM 58933Y105 401 5,349 SH   SOLE NONE 5,349 0 0
MGM Resorts International COM 552953101 362 8,407 SH   SOLE NONE 8,407 0 0
Microsoft Corp COM 594918104 420 1,491 SH   SOLE NONE 1,491 0 0
Morgan Stanley COM NEW 617446448 666 6,851 SH   SOLE NONE 6,851 0 0
NextPlay Technologies Inc COM 65344G102 24 18,013 SH   SOLE NONE 18,013 0 0
Norwegian Cruise Line Holdings Ltd SHS G66721104 292 10,940 SH   SOLE NONE 10,940 0 0
Occidental Petroleum Corporation COM 674599105 293 9,918 SH   SOLE NONE 9,918 0 0
PepsiCo Inc COM 713448108 450 2,997 SH   SOLE NONE 2,997 0 0
Pfizer Inc COM 717081103 353 8,226 SH   SOLE NONE 8,226 0 0
PIMCO Enhanced Short Maturity Strategy ENHAN SHRT MA AC 72201R833 53,887 528,670 SH   SOLE NONE 528,670 0 0
PowerShares DB Commodity ETF UNIT 46138B103 1,408 69,819 SH   SOLE NONE 69,819 0 0
Public Storage COM 74460D109 531 1,790 SH   SOLE NONE 1,790 0 0
Royal Caribbean Cruises Ltd COM V7780T103 284 3,200 SH   SOLE NONE 3,200 0 0
Schwab Intermediate-Term US Trs ETF INTRM TRM TRES 808524854 303 5,345 SH   SOLE NONE 5,345 0 0
Schwab International Small-Cap Eq ETF INTL SCEQT ETF 808524888 29,270 704,976 SH   SOLE NONE 704,976 0 0
SPDR Barclays Capital International Treasury Bond ETF BLOMBERG INTL TR 78464A516 387 13,476 SH   SOLE NONE 13,476 0 0
SPDR Nuveen Blmbg Barclays Muni Bd ETF NUVEEN BRC MUNIC 78468R721 568 11,033 SH   SOLE NONE 11,033 0 0
Stellantis NV SHS N82405106 243 12,750 SH   SOLE NONE 12,750 0 0
Sysco Corporation COM 871829107 553 7,056 SH   SOLE NONE 7,056 0 0
Texas Instruments Inc COM 882508104 310 1,614 SH   SOLE NONE 1,614 0 0
Vanguard FTSE All-World ex-U.S ETF ALLWRLD EX US 922042775 519 8,528 SH   SOLE NONE 8,528 0 0
Vanguard FTSE All-World ex-U.S Small Cap ETF FTSE SMCAP ETF 922042718 275 2,058 SH   SOLE NONE 2,058 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 69,382 1,374,184 SH   SOLE NONE 1,374,184 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 17,776 355,466 SH   SOLE NONE 355,466 0 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 2,576 6,421 SH   SOLE NONE 6,421 0 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 197,041 980,696 SH   SOLE NONE 980,696 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 7,941 33,543 SH   SOLE NONE 33,543 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553 14,959 146,982 SH   SOLE NONE 146,982 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 2,445 6,201 SH   SOLE NONE 6,201 0 0
Vanguard Small-Cap Index Fund ETF SMALL CP ETF 922908751 34,411 157,368 SH   SOLE NONE 157,368 0 0
Vanguard Tax-Exempt Bond ETF TAX EXEMPT BD 922907746 3,281 59,915 SH   SOLE NONE 59,915 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 38,799 174,725 SH   SOLE NONE 174,725 0 0
Visa, Inc COM CL A 92826C839 2,690 12,080 SH   SOLE NONE 12,080 0 0
Waste Management Inc COM 94106L109 215 1,442 SH   SOLE NONE 1,442 0 0
Whirlpool Corporation COM 963320106 207 1,017 SH   SOLE NONE 1,017 0 0