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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   350,198 2,300 SH   SOLE   2,300 0 0
ALPHABET INC CAP STK CL A 02079K305   301,860 2,000 SH   SOLE   2,000 0 0
APPLE INC COM 037833100   542,525 3,163 SH   SOLE   3,163 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,537,760 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,026,910 2,442 SH   SOLE   2,442 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   508,772 15,924 SH   SOLE   15,924 0 0
ECOLAB INC COM 278865100   836,641 3,623 SH   SOLE   3,623 0 0
EXXON MOBIL CORP COM 30231G102   906,091 7,795 SH   SOLE   7,795 0 0
GLACIER BANCORP INC NEW COM 37637Q105   241,680 6,000 SH   SOLE   6,000 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   10,906,688 786,351 SH   SOLE   786,351 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   752,667 53,192 SH   SOLE   53,192 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   11,685,344 198,561 SH   SOLE   198,561 0 0
ISHARES TR USD GRN BOND ETF 46435U440   572,339 12,206 SH   SOLE   12,206 0 0
ISHARES TR ESG AWARE MSCI 46435U663   296,347 7,359 SH   SOLE   7,359 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,387,158 17,359 SH   SOLE   17,359 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   79,879,058 794,500 SH   SOLE   794,500 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,641,149 42,558 SH   SOLE   42,558 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   15,542,369 322,388 SH   SOLE   322,388 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,121,088 54,359 SH   SOLE   54,359 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   663,545 26,279 SH   SOLE   26,279 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   30,864,281 862,130 SH   SOLE   862,130 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,962,726 96,686 SH   SOLE   96,686 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   468,035 9,542 SH   SOLE   9,542 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,894,466 33,951 SH   SOLE   33,951 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,622,570 34,909 SH   SOLE   34,909 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,116,226 86,767 SH   SOLE   86,767 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,921,804 39,069 SH   SOLE   39,069 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   888,248 3,554 SH   SOLE   3,554 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   52,137,499 200,606 SH   SOLE   200,606 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   336,604,553 1,403,922 SH   SOLE   1,403,922 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   44,848,245 196,195 SH   SOLE   196,195 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   371,392 1,079 SH   SOLE   1,079 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,210,282 175,882 SH   SOLE   175,882 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   30,152,560 721,871 SH   SOLE   721,871 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   606,750 5,193 SH   SOLE   5,193 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   239,306 4,121 SH   SOLE   4,121 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   134,715,183 2,685,174 SH   SOLE   2,685,174 0 0