The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 152,898 426,314 SH   SOLE   0 0 426,314
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 137,401 3,778,912 SH   SOLE   0 0 3,778,912
ISHARES TR CORE S&P MCP ETF 464287507 78,948 360,067 SH   SOLE   0 0 360,067
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 78,021 1,634,637 SH   SOLE   0 0 1,634,637
ISHARES TR BARCLAYS 7 10 YR 464287440 72,522 755,512 SH   SOLE   0 0 755,512
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 46,007 1,020,326 SH   SOLE   0 0 1,020,326
ISHARES TR INTRM TR CRP ETF 464288638 41,896 867,774 SH   SOLE   0 0 867,774
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,068 906,227 SH   SOLE   0 0 906,227
ISHARES TR CORE S&P SCP ETF 464287804 26,108 299,438 SH   SOLE   0 0 299,438
ISHARES TR ESG MSCI USA ETF 46435G425 21,724 273,564 SH   SOLE   0 0 273,564
ISHARES TR NATIONAL MUN ETF 464288414 17,473 170,339 SH   SOLE   0 0 170,339
ISHARES TR ESG MSCI EAFE 46435G516 12,479 222,323 SH   SOLE   0 0 222,323
ISHARES TR SH TR CRPORT ETF 464288646 3,386 68,701 SH   SOLE   0 0 68,701
ISHARES INC ESG MSCI EM ETF 46435G863 3,019 109,119 SH   SOLE   0 0 109,119
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,761 29,103 SH   SOLE   0 0 29,103
ISHARES TR ESG MSCI USA SML 46435U663 2,505 81,670 SH   SOLE   0 0 81,670
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 1,696 32,595 SH   SOLE   0 0 32,595
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,486 26,622 SH   SOLE   0 0 26,622
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,481 25,320 SH   SOLE   0 0 25,320
ISHARES TR CORE US AGGBD ET 464287226 1,174 12,188 SH   SOLE   0 0 12,188
ISHARES TR ESG MSCI USA ETF 46436E767 485 17,310 SH   SOLE   0 0 17,310
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 445 3,747 SH   SOLE   0 0 3,747
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 370 5,564 SH   SOLE   0 0 5,564
VANGUARD INDEX FDS TOTAL STK MKT 922908769 305 1,701 SH   SOLE   0 0 1,701
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 268 3,588 SH   SOLE   0 0 3,588
ISHARES TR JPMORGAN USD EMG 464288281 205 2,588 SH   SOLE   0 0 2,588