The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 158,069 367,672 SH   SOLE   0 0 367,672
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 137,013 2,659,419 SH   SOLE   0 0 2,659,419
ISHARES TR CORE S&P MCP ETF 464287507 80,220 298,515 SH   SOLE   0 0 298,515
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 74,790 1,309,814 SH   SOLE   0 0 1,309,814
ISHARES TR BARCLAYS 7 10 YR 464287440 71,022 614,960 SH   SOLE   0 0 614,960
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 44,936 841,963 SH   SOLE   0 0 841,963
ISHARES TR INTRM TR CRP ETF 464288638 41,598 687,339 SH   SOLE   0 0 687,339
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,435 615,636 SH   SOLE   0 0 615,636
ISHARES TR CORE S&P SCP ETF 464287804 27,477 243,198 SH   SOLE   0 0 243,198
ISHARES TR ESG MSCI USA ETF 46435G425 17,129 173,949 SH   SOLE   0 0 173,949
ISHARES TR NATIONAL MUN ETF 464288414 15,328 130,788 SH   SOLE   0 0 130,788
ISHARES TR ESG MSCI EAFE 46435G516 9,695 122,678 SH   SOLE   0 0 122,678
ISHARES TR SH TR CRPORT ETF 464288646 3,679 67,127 SH   SOLE   0 0 67,127
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,828 26,995 SH   SOLE   0 0 26,995
ISHARES INC ESG MSCI EM ETF 46435G863 2,406 53,300 SH   SOLE   0 0 53,300
ISHARES TR ESG MSCI USA SML 46435U663 1,944 48,164 SH   SOLE   0 0 48,164
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 1,681 24,733 SH   SOLE   0 0 24,733