The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 129,527 325,591 SH   SOLE   0 0 325,591
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 114,269 2,326,793 SH   SOLE   0 0 2,326,793
ISHARES TR CORE S&P MCP ETF 464287507 68,789 264,290 SH   SOLE   0 0 264,290
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 63,080 1,104,339 SH   SOLE   0 0 1,104,339
ISHARES TR BARCLAYS 7 10 YR 464287440 58,811 520,778 SH   SOLE   0 0 520,778
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 38,029 712,558 SH   SOLE   0 0 712,558
ISHARES TR INTRM TR CRP ETF 464288638 34,803 587,587 SH   SOLE   0 0 587,587
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27,602 530,304 SH   SOLE   0 0 530,304
ISHARES TR CORE S&P SCP ETF 464287804 23,541 216,904 SH   SOLE   0 0 216,904
ISHARES TR ESG MSCI USA ETF 46435G425 12,733 140,119 SH   SOLE   0 0 140,119
ISHARES TR NATIONAL MUN ETF 464288414 12,688 109,328 SH   SOLE   0 0 109,328
ISHARES TR ESG MSCI EAFE 46435G516 7,377 97,200 SH   SOLE   0 0 97,200
ISHARES TR SH TR CRPORT ETF 464288646 2,891 52,865 SH   SOLE   0 0 52,865
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,273 22,487 SH   SOLE   0 0 22,487
ISHARES INC ESG MSCI EM ETF 46435G863 1,801 41,576 SH   SOLE   0 0 41,576
ISHARES TR ESG MSCI USA SML 46435U663 1,491 38,684 SH   SOLE   0 0 38,684
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 1,347 20,584 SH   SOLE   0 0 20,584