X0508 4 2025-12-18 0001631596 KKR Real Estate Finance Trust Inc. KREF 0001704723 Mattson W Patrick C/O KKR REAL ESTATE FINANCE TRUST INC. 30 HUDSON YARDS, SUITE 7500 NEW YORK NY 10001 true President and COO false Common Stock 2025-12-18 4 A 0 73500 0 A 460287 D Represents a grant of restricted stock units which will vest in three equal annual installments beginning on October 1, 2026. The reporting person has elected to defer receipt of all of the shares of Common Stock issuable upon the vesting of the restricted stock units until five years after the vesting date of the restricted stock units. /s/ Kelly Galligan, as Attorney-in-Fact 2025-12-22