X0508 4 2024-12-16 0001631596 KKR Real Estate Finance Trust Inc. KREF 0001704710 Salem Matthew A C/O KKR REAL ESTATE FINANCE TRUST INC. 30 HUDSON YARDS, SUITE 7500 NEW YORK NY 10001 true true Chief Executive Officer false Common Stock 2024-12-16 4 A 0 81250 0 A 529825 D Represents a grant of restricted stock units which will vest in three equal annual installments beginning on October 1, 2025. The reporting person has elected to defer receipt of all of the shares of Common Stock issuable upon the vesting of the restricted stock units until the earlier of (i) five years after the vesting date of the restricted stock units, or (ii) the date of the reporting person's Termination (as defined in the Amended and Restated KKR Real Estate Finance Trust Inc. 2016 Omnibus Incentive Plan). Exhibit List: Exhibit 24 - Power of Attorney /s/ Kelly Galligan, as Attorney-in-Fact 2024-12-18