X0508 4 2025-11-07 0001631596 KKR Real Estate Finance Trust Inc. KREF 0001704701 Lee Christen E.J. C/O KOHLBERG KRAVIS ROBERTS & CO. L.P. 30 HUDSON YARDS NEW YORK NY 10001 true false Common Stock 2025-11-07 4 P 0 10000 7.7978 A 229133 D Common Stock 17646 I See footnote. Common Stock 3664 I See footnote. Common Stock 3730 I See footnote. The price reported is a weighted average price per share of Common Stock of the Issuer purchased by the Reporting Person. These shares were purchased in multiple transactions at prices ranging from $7.785 to $7.800, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote. Consists of 5,000 shares held by the Reporting Person's children and 12,646 shares held by a trust for the benefit of the Reporting Person's children for which the Reporting Person is the trustee. Held by a trust for which the Reporting Person is the trustee. Held by the Reporting Person's spouse. Pursuant to Rule 16a-1(a)(4) under the Securities Exchange Act of 1934, as amended, the Reporting Person states that this filing shall not be an admission that the Reporting Person is the beneficial owner of any of the securities reported herein as indirectly owned, and the Reporting Person disclaims beneficial ownership of such securities except to the extent of the Reporting Person's pecuniary interest therein. /s/ Kelly Galligan, as Attorney-in-Fact 2025-11-10