The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 592 2,980 SH   SOLE   2,980 0 0
ABBOTT LABS COM COM 002824100 461 6,375 SH   SOLE   6,375 0 0
ABBVIE INC COM COM 00287Y109 621 6,741 SH   SOLE   6,741 0 0
ACCENTURE PLC IRELAND CLASS SHS SHS G1151C101 512 3,629 SH   SOLE   3,629 0 0
ALPHABET INC CAP STK CL C CL C 02079K107 2,319 2,239 SH   SOLE   2,239 0 0
ALPHABET INC-CL A CL A 02079K305 1,054 1,009 SH   SOLE   1,009 0 0
ALTRIA GROUP INC COM 02209S103 719 14,556 SH   SOLE   14,556 0 0
AMAZON COM INC COM 023135106 1,071 713 SH   SOLE   713 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 287 3,838 SH   SOLE   3,838 0 0
AMGEN INC COM COM 031162100 1,619 8,316 SH   SOLE   8,316 0 0
APPLE INC COM COM 037833100 3,005 19,053 SH   SOLE   19,053 0 0
AT&T INC COM COM 00206R102 747 26,181 SH   SOLE   26,181 0 0
BAIDU COM INC SPONS ADR REPSTG ORD SHS CL A SPON ADR REP A 056752108 207 1,305 SH   SOLE   1,305 0 0
BANK OF AMERICA CORPORATION COM 060505104 498 20,223 SH   SOLE   20,223 0 0
BANK OF NEW YORK MELLON CORP COM 064058100 608 12,918 SH   SOLE   12,918 0 0
BAXTER INTL INC COM COM 071813109 277 4,215 SH   SOLE   4,215 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 8,473 41,498 SH   SOLE   41,498 0 0
BLACKROCK INC COM 09247X101 619 1,577 SH   SOLE   1,577 0 0
BOOKING HLDGS INC COM COM 09857L108 1,333 774 SH   SOLE   774 0 0
BRISTOL MYERS SQUIBB CO. COM 110122108 357 6,875 SH   SOLE   6,875 0 0
CHEVRON CORPORATION COM 166764100 934 8,585 SH   SOLE   8,585 0 0
CISCO SYSTEMS INC COM 17275R102 445 10,273 SH   SOLE   10,273 0 0
CITIGROUP INC COM NEW ISIN#US1729674242 COM NEW 172967424 323 6,204 SH   SOLE   6,204 0 0
COMCAST CORP CL A CL A 20030N101 683 20,047 SH   SOLE   20,047 0 0
CONOCOPHILLIPS COM COM 20825C104 250 4,005 SH   SOLE   4,005 0 0
COOPER COS INC COM NEW COM NEW 216648402 305 1,199 SH   SOLE   1,199 0 0
CVS HEALTH CORP COM COM 126650100 473 7,224 SH   SOLE   7,224 0 0
DIAGEO PLC SPONSORED ADR NEW ISIN#US25243Q2057 SPON ADR NEW 25243Q205 255 1,800 SH   SOLE   1,800 0 0
DISNEY WALT CO DISNEY COM COM 254687106 646 5,893 SH   SOLE   5,893 0 0
DOWDUPONT INC COM COM 26078J100 448 8,377 SH   SOLE   8,377 0 0
EBAY INC. COM 278642103 550 19,603 SH   SOLE   19,603 0 0
ENBRIDGE INC COM ISIN#CA29250N1050 COM 29250N105 794 25,535 SH   SOLE   25,535 0 0
EXXON MOBIL CORP COM COM 30231G102 540 7,912 SH   SOLE   7,912 0 0
FACEBOOK INC CL A CL A 30303M102 1,179 8,997 SH   SOLE   8,997 0 0
FIRST DATA CORP NEW COM CL A COM CL A 32008D106 278 16,467 SH   SOLE   16,467 0 0
FORD MOTOR CO DEL COM PAR COM 345370860 154 20,194 PRN   SOLE   20,194 0 0
GENERAL DYNAMICS CORP COM COM 369550108 743 4,726 SH   SOLE   4,726 0 0
GENERAL MILLS INC COM COM 370334104 255 6,561 SH   SOLE   6,561 0 0
GILEAD SCIENCES INC COM 375558103 543 8,680 SH   SOLE   8,680 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 211 1,265 SH   SOLE   1,265 0 0
INTEL CORP COM 458140100 1,354 28,858 SH   SOLE   28,858 0 0
INVESCO EXCHANGE- TRADED FD TR II NATL AMT-FREE MUN BD ETF NATL AMT MUNI 46138E537 387 15,500 SH   SOLE   15,500 0 0
INVESCO EXCHANGE- TRADED FD TR INDIA ETF INDIA ETF 46137R109 232 9,613 SH   SOLE   9,613 0 0
IQVIA HLDGS INC COM COM 46266C105 261 2,248 SH   SOLE   2,248 0 0
ISHARES GOLD TR ISHARES ISHARES 464285105 469 38,137 SH   SOLE   38,137 0 0
ISHARES INTERMEDIATE GOVERNMENT INTRM GOV CR ETF 464288612 502 4,638 SH   SOLE   4,638 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FD RUS 1000 GRW ETF 464287614 508 3,879 SH   SOLE   3,879 0 0
ISHARES SILVER TR ISHARES ISHARES 46428Q109 258 17,780 SH   SOLE   17,780 0 0
ISHARES TR CORE S&P 500 ETF CORE S&P500 ETF 464287200 217 861 SH   SOLE   861 0 0
ISHARES TR CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 3,252 19,585 SH   SOLE   19,585 0 0
ISHARES TR CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 2,546 36,724 SH   SOLE   36,724 0 0
ISHARES TR CORE U S AGGREGATE BD ETF CORE US AGGBD ET 464287226 246 2,310 SH   SOLE   2,310 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 664 11,301 SH   SOLE   11,301 0 0
ISHARES TR MSCI UTD KINGDOM ETF NEW MSCI UK ETF NEW 46435G334 286 9,750 SH   SOLE   9,750 0 0
ISHARES TR RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 263 2,368 SH   SOLE   2,368 0 0
ISHARES TR S&P MIDCAP GROWTH S&P MC 400GR ETF 464287606 202 1,058 SH   SOLE   1,058 0 0
ISHARES TR SELECT DIVID ETF FD SELECT DIVID ETF 464287168 582 6,518 SH   SOLE   6,518 0 0
ISHARES TR U S HEALTHCARE ETF US HLTHCARE ETF 464287762 380 2,100 SH   SOLE   2,100 0 0
JOHNSON & JOHNSON COM 478160104 1,718 13,309 SH   SOLE   13,309 0 0
JP MORGAN CHASE & CO COM ISIN#US46625H1005 COM 46625H100 883 9,044 SH   SOLE   9,044 0 0
KIMBERLY CLARK CORP COM COM 494368103 452 3,970 SH   SOLE   3,970 0 0
KRAFT HEINZ CO COM 500754106 218 5,061 SH   SOLE   5,061 0 0
LLY $115.72 LILLY ELI and CO COM 532457108 559 4,833 SH   SOLE   4,833 0 0
LOCKHEED MARTIN CORP COM SHS B 539830109 300 1,144 SH   SOLE   1,144 0 0
LOWES COS INC COM COM 548661107 1,123 12,154 SH   SOLE   12,154 0 0
MACYS INC COM COM 55616P104 268 9,000 SH   SOLE   9,000 0 0
MASTERCARD INC - CLASS A CL A 57636Q104 2,825 14,977 SH   SOLE   14,977 0 0
MCDONALD'S CORP. COM COM 580135101 727 4,092 SH   SOLE   4,092 0 0
MERCK & CO INC NEW COM COM 58933Y105 229 2,999 SH   SOLE   2,999 0 0
MICROCHIP TECHNOLOGY INC COM COM 595017104 209 2,900 SH   SOLE   2,900 0 0
MICROSOFT CORP COM 594918104 2,131 20,984 SH   SOLE   20,984 0 0
MONDELEZ INTL CL A 609207105 212 5,291 SH   SOLE   5,291 0 0
NETFLIX INC COM COM 64110L106 321 1,200 SH   SOLE   1,200 0 0
NIKE INC CL B CL B 654106103 317 4,275 SH   SOLE   4,275 0 0
NOVARTIS AG SPONSORED ADR SPON ADR 66987V109 772 8,998 SH   SOLE   8,998 0 0
NVIDIA CORP COM COM 67066G104 474 3,553 SH   SOLE   3,553 0 0
OLD SECOND BANCORP INC DEL COM COM 680277100 587 45,185 SH   SOLE   45,185 0 0
ORACLE CORP COM COM 68389X105 803 17,782 SH   SOLE   17,782 0 0
O'REILLY AUTOMOTIVE INC. COM 67103H107 401 1,164 SH   SOLE   1,164 0 0
OSI ETF TR OSHARES FTSE RUSSELL SMALL CAP QUALITY DIVID ETF OSHARES FTSE US 67110P100 226 9,590 SH   SOLE   9,590 0 0
PAYCHEX, INC. COM 704326107 218 3,344 SH   SOLE   3,344 0 0
PAYPAL HOLDINGS INC COM 70450Y103 639 7,596 SH   SOLE   7,596 0 0
PEPSICO INC COM 713448108 949 8,588 SH   SOLE   8,588 0 0
PFIZER INC COM COM 717081103 646 14,792 SH   SOLE   14,792 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 415 6,214 SH   SOLE   6,214 0 0
PROCTER & GAMBLE CO COM 742718109 922 10,034 SH   SOLE   10,034 0 0
RED HAT INC COM COM 756577102 212 1,205 SH   SOLE   1,205 0 0
SANOFI SPONS ADR ISIN#US80105N1054 SPONS ADR 80105N105 299 6,889 SH   SOLE   6,889 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 1,105 23,522 SH   SOLE   23,522 0 0
SELECT SECTOR SPDR TR FINANCIAL SBI INT-FINL 81369Y605 247 10,353 SH   SOLE   10,353 0 0
SELECT SECTOR SPDR TR HEALTH CARE SBI HEALTHCARE 81369Y209 248 2,864 SH   SOLE   2,864 0 0
SELECT SECTOR SPDR TR UTILS SBI INT-UTILS 81369Y886 242 4,565 SH   SOLE   4,565 0 0
SHERWIN WILLIAMS CO COM COM 824348106 748 1,900 SH   SOLE   1,900 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 569 4,693 SH   SOLE   4,693 0 0
SPDR INDEX SHS FDS SPDR PORT DEVELOPED WORLD EX-US ETF PORTFOLIO DEVLPD 78463X889 246 9,305 SH   SOLE   9,305 0 0
SPDR PORTFOLIO MID CAP ETF COMPLETENESS ETF PORTFOLIO MD ETF 78464A847 711 24,157 SH   SOLE   24,157 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 468 17,230 SH   SOLE   17,230 0 0
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103 788 3,152 SH   SOLE   3,152 0 0
SPDR SER TR NUVEEN BLOOMBERG BARCLAYS MUN BD ETF NUVEEN BRC MUNIC 78468R721 1,408 29,250 SH   SOLE   29,250 0 0
SPDR SER TR RUSSELL 1000 ETF PORTFOLIO LR ETF 78464A854 1,159 39,662 SH   SOLE   39,662 0 0
SPDR SER TR RUSSELL 3000 ETF PORTFOLIO TL STK 78464A805 321 10,383 SH   SOLE   10,383 0 0
SPDR SER TR S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 625 19,218 SH   SOLE   19,218 0 0
SPDR SER TR S&P REGL BKG ETF S&P REGL BKG 78464A698 694 14,827 SH   SOLE   14,827 0 0
SSGA ACTIVE TR SPDR DOUBLELINE SHORT DURATION TOTAL RETURN TACTICAL ETF SPDR DBLELN EMRG 78470P309 218 4,479 SH   SOLE   4,479 0 0
TENCENT HLDGS LTD ADR ISIN#US88032Q1094 SPON ADS 88034P109 290 7,360 SH   SOLE   7,360 0 0
TEREX CORP NEW .01 PV COM NEW 880779103 235 8,535 SH   SOLE   8,535 0 0
TOTAL S A SPONSORED ADR SPONSORED ADR 89151E109 258 4,950 SH   SOLE   4,950 0 0
TWITTER INC COM COM 90184L102 312 10,850 SH   SOLE   10,850 0 0
UNILEVER PLC SPON ADR NEW ISIN#US9047677045 SPON ADR NEW 904767704 990 18,954 SH   SOLE   18,954 0 0
UNION PAC CORP COM COM 907818108 1,158 8,376 SH   SOLE   8,376 0 0
UNITED PARCEL SERVICE - CLASS B CL B 911312106 714 7,323 SH   SOLE   7,323 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 1,236 11,605 SH   SOLE   11,605 0 0
US BANCORP DEL COM COM 902973304 416 9,100 SH   SOLE   9,100 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF GOLD MINERS ETF 92189F106 295 14,000 SH   SOLE   14,000 0 0
VANGUARD BD INDEX FDS VANGUARD SHORT TERM BD ETF SHORT TRM BOND 921937827 286 3,635 SH   SOLE   3,635 0 0
VANGUARD BD INDEX FDS VANGUARD TOTAL BD MARKET ETF TOTAL BND MRKT 921937835 2,325 29,351 SH   SOLE   29,351 0 0
VANGUARD ENERGY VIPERS INDEX FUND ENERGY ETF 92204A306 1,003 13,001 SH   SOLE   13,001 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363 9,698 42,498 SH   SOLE   42,498 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF GROWTH ETF 922908736 2,875 21,405 SH   SOLE   21,405 0 0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF MID CAP ETF 922908629 732 5,301 SH   SOLE   5,301 0 0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF REIT ETF 922908751 2,022 15,319 SH   SOLE   15,319 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF SM CP VAL ETF 922908769 428 3,350 SH   SOLE   3,350 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF TOTAL STK MKT 922908744 3,054 31,180 SH   SOLE   31,180 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF FTSE SMCAP ETF 922042858 968 25,417 SH   SOLE   25,417 0 0
VANGUARD MUN BD FDS TAX-EXEMPT BD INDEX FD ETF TAX EXEMPT BD 922907746 304 5,950 SH   SOLE   5,950 0 0
VANGUARD SCOTTSDALE FDS VANGUARD INTER-TERM TREAS INDEX FD TT WRLD ST ETF 92206C706 581 9,150 SH   SOLE   9,150 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT TERM TREAS INDEX FD INT-TERM GOV 92206C102 3,957 65,825 SH   SOLE   65,825 0 0
VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF SHTRM GVT BD ETF 921908844 740 7,554 SH   SOLE   7,554 0 0
VANGUARD STAR FD VANGUARD TOTAL INTL STOCK INDEX FD ETF SHS DIV APP ETF 921909768 420 8,885 SH   SOLE   8,885 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEVELOPED MKTS ETF VGTLINTLSTKF 921943858 894 24,096 SH   SOLE   24,096 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS HIGH DIV YLD 921946406 542 6,950 SH   SOLE   6,950 0 0
VANGUARD WORLD FDS VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 650 4,050 SH   SOLE   4,050 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,153 20,510 SH   SOLE   20,510 0 0
VISA INC COM CL A CL A 92826C839 2,401 18,201 SH   SOLE   18,201 0 0
WELLS FARGO & CO NEW COM COM 949746101 1,506 32,674 SH   SOLE   32,674 0 0