The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 4,273 54,566 SH   SOLE NONE 0 0 54,566
ISHARES TR SP SMCP600VL ETF 464287879 572 3,811 SH   SOLE NONE 0 0 3,811
ISHARES TR S&P 500 VAL ETF 464287408 1,203 10,461 SH   SOLE NONE 0 0 10,461
ISHARES TR CORE S&P500 ETF 464287200 5,708 19,734 SH   SOLE NONE 0 0 19,734
ISHARES TR RUSSELL 2000 ETF 464287655 210 1,352 SH   SOLE NONE 0 0 1,352
ISHARES TR U.S. REAL ES ETF 464287739 3,293 37,850 SH   SOLE NONE 0 0 37,850
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 339 966 SH   SOLE NONE 0 0 966
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,386 8,305 SH   SOLE NONE 0 0 8,305
AMAZON COM INC COM 023135106 207 113 SH   SOLE NONE 0 0 113
BB&T CORP COM 054937107 431 9,000 SH   SOLE NONE 0 0 9,000
CISCO SYS INC COM 17275R102 334 6,047 SH   SOLE NONE 0 0 6,047
INTERNATIONAL BUSINESS MACHS COM 459200101 263 1,849 SH   SOLE NONE 0 0 1,849
COCA COLA CO COM 191216100 299 6,400 SH   SOLE NONE 0 0 6,400
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,527 41,194 SH   SOLE NONE 0 0 41,194
VANGUARD INDEX FDS TOTAL STK MKT 922908769 454 3,085 SH   SOLE NONE 0 0 3,085
APPLE INC COM 037833100 1,378 6,906 SH   SOLE NONE 0 0 6,906
CATERPILLAR INC DEL COM 149123101 245 1,800 SH   SOLE NONE 0 0 1,800
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,017 68,948 SH   SOLE NONE 0 0 68,948
ISHARES TR CORE US AGGBD ET 464287226 13,981 128,973 SH   SOLE NONE 0 0 128,973
ISHARES TR TIPS BD ETF 464287176 4,574 40,615 SH   SOLE NONE 0 0 40,615
ALPHABET INC CAP STK CL A 02079K305 432 359 SH   SOLE NONE 0 0 359
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 613 7,055 SH   SOLE NONE 0 0 7,055
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,701 17,422 SH   SOLE NONE 0 0 17,422
8X8 INC NEW COM 282914100 387 18,788 SH   SOLE NONE 0 0 18,788
DOLBY LABORATORIES INC COM CL A 25659T107 593 9,305 SH   SOLE NONE 0 0 9,305
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,198 31,839 SH   SOLE NONE 0 0 31,839
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 5,951 153,621 SH   SOLE NONE 0 0 153,621
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 266 5,194 SH   SOLE NONE 0 0 5,194
ISHARES TR SH TR CRPORT ETF 464288646 972 18,464 SH   SOLE NONE 0 0 18,464
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 301 3,726 SH   SOLE NONE 0 0 3,726
ISHARES TR INTL SEL DIV ETF 464288448 583 18,619 SH   SOLE NONE 0 0 18,619
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,631 39,271 SH   SOLE NONE 0 0 39,271
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,715 129,378 SH   SOLE NONE 0 0 129,378
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 9,307 331,693 SH   SOLE NONE 0 0 331,693
ISHARES TR JPMORGAN USD EMG 464288281 7,009 63,920 SH   SOLE NONE 0 0 63,920
ISHARES TR INTL DEV RE ETF 464288489 737 24,651 SH   SOLE NONE 0 0 24,651
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 415 6,007 SH   SOLE NONE 0 0 6,007
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,354 262,620 SH   SOLE NONE 0 0 262,620
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20,441 297,407 SH   SOLE NONE 0 0 297,407
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 44,578 561,011 SH   SOLE NONE 0 0 561,011
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 11,389 160,495 SH   SOLE NONE 0 0 160,495
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,178 75,400 SH   SOLE NONE 0 0 75,400
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,047 31,888 SH   SOLE NONE 0 0 31,888
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9,908 369,699 SH   SOLE NONE 0 0 369,699
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,578 120,020 SH   SOLE NONE 0 0 120,020
SCHWAB STRATEGIC TR US REIT ETF 808524847 8,663 195,328 SH   SOLE NONE 0 0 195,328
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 23,049 1,008,722 SH   SOLE NONE 0 0 1,008,722
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 18,770 363,906 SH   SOLE NONE 0 0 363,906
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 1,113 52,777 SH   SOLE NONE 0 0 52,777
SPLUNK INC COM 848637104 752 5,797 SH   SOLE NONE 0 0 5,797
ISHARES INC CORE MSCI EMKT 46434G103 4,110 77,113 SH   SOLE NONE 0 0 77,113
ISHARES TR CORE MSCI EAFE 46432F842 2,935 47,555 SH   SOLE NONE 0 0 47,555
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 681 14,696 SH   SOLE NONE 0 0 14,696
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 9,934 178,452 SH   SOLE NONE 0 0 178,452
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,948 69,418 SH   SOLE NONE 0 0 69,418
ALPHABET INC CAP STK CL C 02079K107 548 458 SH   SOLE NONE 0 0 458
ISHARES TR CORE TOTAL USD 46434V613 2,247 44,604 SH   SOLE NONE 0 0 44,604