The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   237,569 1,533 SH   SOLE   345 0 1,188
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   686,794 34,792 SH   SOLE   0 0 34,792
ADOBE INC COM 00724F101   286,965 481 SH   SOLE   123 0 358
ADVANCED MICRO DEVICES INC COM 007903107   367,788 2,495 SH   SOLE   1,065 0 1,430
ALPHABET INC CAP STK CL A 02079K305   1,030,912 7,380 SH   SOLE   798 0 6,582
ALPHABET INC CAP STK CL C 02079K107   1,718,500 12,194 SH   SOLE   955 0 11,239
AMAZON COM INC COM 023135106   1,444,494 9,507 SH   SOLE   2,064 0 7,443
APPLE INC COM 037833100   3,208,455 16,665 SH   SOLE   3,961 0 12,704
AUTOMATIC DATA PROCESSING IN COM 053015103   271,410 1,165 SH   SOLE   128 0 1,037
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   151,026 16,578 SH   SOLE   3,571 0 13,007
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   604,539 1,695 SH   SOLE   228 0 1,467
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   962,936 19,182 SH   SOLE   2,074 0 17,108
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   1,100,964 22,117 SH   SOLE   2,087 0 20,030
BOOKING HOLDINGS INC COM 09857L108   230,569 65 SH   SOLE   14 0 51
BROADCOM INC COM 11135F101   526,870 472 SH   SOLE   94 0 378
CAMBRIA ETF TR EMRG SHAREHLDR 132061706   4,173,144 133,115 SH   SOLE   41,445 0 91,670
CATERPILLAR INC COM 149123101   453,945 1,535 SH   SOLE   66 0 1,469
CHEVRON CORP NEW COM 166764100   5,485,942 36,779 SH   SOLE   10,800 0 25,979
COCA COLA CO COM 191216100   224,600 3,811 SH   SOLE   855 0 2,956
COSTCO WHSL CORP NEW COM 22160K105   281,854 427 SH   SOLE   109 0 318
CSX CORP COM 126408103   304,715 8,789 SH   SOLE   346 0 8,443
EA SERIES TRUST INTL QUAN VALUE 02072L201   972,917 38,847 SH   SOLE   16,533 0 22,314
EA SERIES TRUST FREEDOM 100 EM 02072L607   446,585 13,574 SH   SOLE   4,405 0 9,169
EA SERIES TRUST US QUAN VALUE 02072L102   669,081 16,525 SH   SOLE   6,940 0 9,585
ELI LILLY & CO COM 532457108   561,935 964 SH   SOLE   188 0 776
EXXON MOBIL CORP COM 30231G102   330,849 3,309 SH   SOLE   719 0 2,590
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   791,087 15,312 SH   SOLE   1,872 0 13,440
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   470,052 9,418 SH   SOLE   1,220 0 8,198
HOME DEPOT INC COM 437076102   757,204 2,185 SH   SOLE   273 0 1,912
INTUIT COM 461202103   249,387 399 SH   SOLE   103 0 296
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   392,589 29,518 SH   SOLE   6,076 0 23,442
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   596,298 23,871 SH   SOLE   2,845 0 21,026
ISHARES GOLD TR ISHARES NEW 464285204   228,911 5,865 SH   SOLE   1,190 0 4,675
ISHARES INC ESG AWR MSCI EM 46434G863   397,255 12,391 SH   SOLE   7,447 0 4,944
ISHARES INC MSCI GBL MIN VOL 464286525   458,375 4,568 SH   SOLE   594 0 3,974
ISHARES TR RUS 1000 ETF 464287622   985,311 3,757 SH   SOLE   1,931 0 1,826
ISHARES TR CORE S&P MCP ETF 464287507   851,534 3,072 SH   SOLE   518 0 2,554
ISHARES TR CALIF MUN BD ETF 464288356   3,214,395 55,478 SH   SOLE   5,873 0 49,605
ISHARES TR NATIONAL MUN ETF 464288414   351,574 3,243 SH   SOLE   549 0 2,694
ISHARES TR MSCI GBL SUS DEV 46435G532   415,462 5,126 SH   SOLE   3,824 0 1,302
ISHARES TR MSCI INTL VLU FT 46435G409   491,840 18,553 SH   SOLE   1,792 0 16,761
ISHARES TR CORE S&P TTL STK 464287150   293,381 2,788 SH   SOLE   0 0 2,788
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,951,988 19,467 SH   SOLE   7,159 0 12,308
ISHARES TR ESG AW MSCI EAFE 46435G516   465,175 6,158 SH   SOLE   4,913 0 1,245
ISHARES TR MSCI USA QLT FCT 46432F339   571,933 3,887 SH   SOLE   1,311 0 2,576
ISHARES TR CORE S&P500 ETF 464287200   1,784,903 3,737 SH   SOLE   793 0 2,944
ISHARES TR 20 YR TR BD ETF 464287432   204,780 2,071 SH   SOLE   0 0 2,071
JOHNSON & JOHNSON COM 478160104   288,402 1,840 SH   SOLE   597 0 1,243
JPMORGAN CHASE & CO COM 46625H100   595,690 3,502 SH   SOLE   631 0 2,871
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   29,464 12,328 SH   SOLE   2,161 0 10,167
MASTERCARD INCORPORATED CL A 57636Q104   372,770 874 SH   SOLE   180 0 694
MCDONALDS CORP COM 580135101   223,569 754 SH   SOLE   188 0 566
MERCK & CO INC COM 58933Y105   236,137 2,166 SH   SOLE   259 0 1,907
META PLATFORMS INC CL A 30303M102   732,343 2,069 SH   SOLE   427 0 1,642
MICROSOFT CORP COM 594918104   2,544,822 6,767 SH   SOLE   1,715 0 5,052
NETFLIX INC COM 64110L106   360,291 740 SH   SOLE   102 0 638
NEXTERA ENERGY INC COM 65339F101   277,217 4,564 SH   SOLE   281 0 4,283
NVIDIA CORPORATION COM 67066G104   1,366,312 2,759 SH   SOLE   721 0 2,038
PEPSICO INC COM 713448108   289,747 1,706 SH   SOLE   270 0 1,436
PROCTER AND GAMBLE CO COM 742718109   519,045 3,542 SH   SOLE   316 0 3,226
SALESFORCE INC COM 79466L302   202,881 771 SH   SOLE   125 0 646
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   494,852 6,570 SH   SOLE   0 0 6,570
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   211,143 5,713 SH   SOLE   0 0 5,713
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   6,843,344 120,800 SH   SOLE   35,912 0 84,888
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   7,000,651 130,878 SH   SOLE   40,055 0 90,823
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   2,529,749 34,615 SH   SOLE   10,392 0 24,223
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   412,157 12,119 SH   SOLE   1,697 0 10,422
SPDR S&P 500 ETF TR TR UNIT 78462F103   880,749 1,853 SH   SOLE   455 0 1,398
SPDR SER TR PORTFOLIO S&P400 78464A847   5,422,566 111,301 SH   SOLE   35,624 0 75,677
SPDR SER TR PRTFLO S&P500 VL 78464A508   623,433 13,370 SH   SOLE   4,346 0 9,024
SPDR SER TR S&P 500 ESG ETF 78468R531   549,364 11,891 SH   SOLE   11,396 0 495
SPDR SER TR PRTFLO S&P500 GW 78464A409   450,606 6,926 SH   SOLE   2,322 0 4,604
SPDR SER TR PORTFOLIO S&P600 78468R853   4,309,634 102,172 SH   SOLE   31,177 0 70,995
TESLA INC COM 88160R101   1,140,772 4,591 SH   SOLE   515 0 4,076
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   76,869 15,981 SH   SOLE   3,058 0 12,923
UNITEDHEALTH GROUP INC COM 91324P102   470,664 894 SH   SOLE   204 0 690
VANGUARD INDEX FDS SMALL CP ETF 922908751   294,609 1,381 SH   SOLE   125 0 1,256
VANGUARD INDEX FDS GROWTH ETF 922908736   309,015 994 SH   SOLE   131 0 863
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   56,189,849 128,640 SH   SOLE   39,736 0 88,903
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   3,171,038 74,455 SH   SOLE   21,850 0 52,605
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   582,388 14,170 SH   SOLE   3,201 0 10,969
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,323,318 12,863 SH   SOLE   5,927 0 6,935
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   887,779 18,534 SH   SOLE   1,767 0 16,767
VISA INC COM CL A 92826C839   516,534 1,984 SH   SOLE   406 0 1,578
WALMART INC COM 931142103   229,802 1,458 SH   SOLE   271 0 1,187
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683   7,946,909 469,398 SH   SOLE   143,335 0 326,063
WISDOMTREE TR EM EX ST-OWNED 97717X578   12,657,114 438,266 SH   SOLE   137,926 0 300,340
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,333,370 26,540 SH   SOLE   2,073 0 24,467
WORLD GOLD TR SPDR GLD MINIS 98149E303   8,683,516 212,259 SH   SOLE   68,725 0 143,534