The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   752,064 39,855 SH   SOLE   0 0 39,855
ADVANCED MICRO DEVICES INC COM 007903107   213,270 2,176 SH   SOLE   0 0 2,176
ALPHABET INC CAP STK CL C 02079K107   727,064 6,991 SH   SOLE   0 0 6,991
ALPHABET INC CAP STK CL A 02079K305   379,548 3,659 SH   SOLE   0 0 3,659
AMAZON COM INC COM 023135106   721,067 6,981 SH   SOLE   0 0 6,981
APPLE INC COM 037833100   2,095,890 12,710 SH   SOLE   0 0 12,710
AUTOMATIC DATA PROCESSING IN COM 053015103   262,036 1,177 SH   SOLE   0 0 1,177
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   84,558 11,994 SH   SOLE   0 0 11,994
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   511,014 1,655 SH   SOLE   0 0 1,655
BROADCOM INC COM 11135F101   225,181 351 SH   SOLE   0 0 351
CAMBRIA ETF TR EMRG SHAREHLDR 132061706   3,570,107 125,399 SH   SOLE   0 0 125,399
CATERPILLAR INC COM 149123101   315,641 1,379 SH   SOLE   0 0 1,379
CHEVRON CORP NEW COM 166764100   4,288,797 26,286 SH   SOLE   0 0 26,286
CISCO SYS INC COM 17275R102   213,543 4,085 SH   SOLE   0 0 4,085
COCA COLA CO COM 191216100   211,355 3,407 SH   SOLE   0 0 3,407
EA SERIES TRUST INTL QUAN VALUE 02072L201   707,785 30,174 SH   SOLE   0 0 30,174
EA SERIES TRUST FREEDOM 100 EM 02072L607   481,408 16,380 SH   SOLE   0 0 16,380
EA SERIES TRUST US QUAN VALUE 02072L102   497,383 14,702 SH   SOLE   0 0 14,702
EXXON MOBIL CORP COM 30231G102   282,172 2,573 SH   SOLE   0 0 2,573
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   527,204 10,709 SH   SOLE   0 0 10,709
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   916,537 17,994 SH   SOLE   0 0 17,994
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106   92,641 11,395 SH   SOLE   0 0 11,395
HOME DEPOT INC COM 437076102   514,978 1,745 SH   SOLE   0 0 1,745
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   439,370 30,898 SH   SOLE   0 0 30,898
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   706,861 28,537 SH   SOLE   0 0 28,537
ISHARES GOLD TR ISHARES NEW 464285204   219,661 5,878 SH   SOLE   0 0 5,878
ISHARES INC MSCI GBL MIN VOL 464286525   537,811 5,559 SH   SOLE   0 0 5,559
ISHARES INC ESG AWR MSCI EM 46434G863   316,878 10,066 SH   SOLE   0 0 10,066
ISHARES TR MSCI USA QLT FCT 46432F339   519,609 4,188 SH   SOLE   0 0 4,188
ISHARES TR ESG AW MSCI EAFE 46435G516   493,613 6,871 SH   SOLE   0 0 6,871
ISHARES TR MSCI INTL VLU FT 46435G409   479,191 19,330 SH   SOLE   0 0 19,330
ISHARES TR MSCI GBL SUS DEV 46435G532   456,293 5,762 SH   SOLE   0 0 5,762
ISHARES TR CALIF MUN BD ETF 464288356   3,326,800 57,938 SH   SOLE   0 0 57,938
ISHARES TR NATIONAL MUN ETF 464288414   389,157 3,612 SH   SOLE   0 0 3,612
ISHARES TR CORE S&P TTL STK 464287150   209,985 2,319 SH   SOLE   0 0 2,319
ISHARES TR CORE S&P MCP ETF 464287507   780,249 3,119 SH   SOLE   0 0 3,119
ISHARES TR CORE S&P500 ETF 464287200   1,703,104 4,143 SH   SOLE   0 0 4,143
ISHARES TR RUS 1000 ETF 464287622   917,812 4,075 SH   SOLE   0 0 4,075
JOHNSON & JOHNSON COM 478160104   207,545 1,339 SH   SOLE   0 0 1,339
JPMORGAN CHASE & CO COM 46625H100   206,802 1,587 SH   SOLE   0 0 1,587
LILLY ELI & CO COM 532457108   229,061 667 SH   SOLE   0 0 667
MASTERCARD INCORPORATED CL A 57636Q104   228,585 629 SH   SOLE   0 0 629
META PLATFORMS INC CL A 30303M102   298,623 1,409 SH   SOLE   0 0 1,409
MICROSOFT CORP COM 594918104   1,369,164 4,749 SH   SOLE   0 0 4,749
NATWEST GROUP PLC SPONS ADR 639057207   135,709 20,562 SH   SOLE   0 0 20,562
NETFLIX INC COM 64110L106   252,891 732 SH   SOLE   0 0 732
NVIDIA CORPORATION COM 67066G104   644,982 2,322 SH   SOLE   0 0 2,322
PEPSICO INC COM 713448108   234,438 1,286 SH   SOLE   0 0 1,286
PROCTER AND GAMBLE CO COM 742718109   482,648 3,246 SH   SOLE   0 0 3,246
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   505,227 7,446 SH   SOLE   0 0 7,446
SKILLZ INC COM 83067L109   8,525 14,371 SH   SOLE   0 0 14,371
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   6,325,280 116,124 SH   SOLE   0 0 116,124
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   456,030 14,198 SH   SOLE   0 0 14,198
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   5,949,824 104,218 SH   SOLE   0 0 104,218
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   2,440,383 35,205 SH   SOLE   0 0 35,205
SPDR S&P 500 ETF TR TR UNIT 78462F103   325,465 795 SH   SOLE   0 0 795
SPDR SER TR PRTFLO S&P500 GW 78464A409   403,740 7,293 SH   SOLE   0 0 7,293
SPDR SER TR PRTFLO S&P500 VL 78464A508   591,474 14,525 SH   SOLE   0 0 14,525
SPDR SER TR PORTFOLIO S&P400 78464A847   4,610,219 104,921 SH   SOLE   0 0 104,921
SPDR SER TR PORTFOLIO S&P600 78468R853   3,615,989 95,737 SH   SOLE   0 0 95,737
SPDR SER TR S&P 500 ESG ETF 78468R531   463,410 11,753 SH   SOLE   0 0 11,753
TESLA INC COM 88160R101   764,698 3,686 SH   SOLE   0 0 3,686
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   84,289 19,602 SH   SOLE   0 0 19,602
UNITEDHEALTH GROUP INC COM 91324P102   285,917 605 SH   SOLE   0 0 605
VANGUARD INDEX FDS GROWTH ETF 922908736   259,168 1,039 SH   SOLE   0 0 1,039
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   47,524,153 126,370 SH   SOLE   0 0 126,370
VANGUARD INDEX FDS SMALL CP ETF 922908751   271,071 1,430 SH   SOLE   0 0 1,430
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,722,985 67,118 SH   SOLE   0 0 67,118
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,194,874 12,975 SH   SOLE   0 0 12,975
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   594,023 14,704 SH   SOLE   0 0 14,704
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   858,727 19,011 SH   SOLE   0 0 19,011
VISA INC COM CL A 92826C839   311,586 1,382 SH   SOLE   0 0 1,382
WISDOMTREE TR EM EX ST-OWNED 97717X578   11,303,979 406,034 SH   SOLE   0 0 406,034
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683   6,649,132 372,083 SH   SOLE   0 0 372,083
WORLD GOLD TR SPDR GLD MINIS 98149E303   7,511,912 192,071 SH   SOLE   0 0 192,071