The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 755 43,582 SH   SOLE   0 0 43,582
ALPHABET INC CAP STK CL C 02079K107 1,013 463 SH   SOLE   0 0 463
ALPHABET INC CAP STK CL A 02079K305 408 187 SH   SOLE   0 0 187
AMAZON COM INC COM 023135106 619 5,828 SH   SOLE   0 0 5,828
APPLE INC COM 037833100 1,461 10,683 SH   SOLE   0 0 10,683
AUTOMATIC DATA PROCESSING IN COM 053015103 227 1,082 SH   SOLE   0 0 1,082
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 2,888 108,114 SH   SOLE   0 0 108,114
CATERPILLAR INC COM 149123101 210 1,177 SH   SOLE   0 0 1,177
CHEVRON CORP NEW COM 166764100 3,063 21,156 SH   SOLE   0 0 21,156
EA SERIES TRUST US QUAN VALUE 02072L102 387 12,961 SH   SOLE   0 0 12,961
EA SERIES TRUST INTL QUAN VALUE 02072L201 982 43,643 SH   SOLE   0 0 43,643
EA SERIES TRUST FREEDOM 100 EM 02072L607 372 13,494 SH   SOLE   0 0 13,494
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 358 7,071 SH   SOLE   0 0 7,071
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 575 11,887 SH   SOLE   0 0 11,887
HOME DEPOT INC COM 437076102 455 1,658 SH   SOLE   0 0 1,658
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 191 10,595 SH   SOLE   0 0 10,595
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 307 12,603 SH   SOLE   0 0 12,603
ISHARES GOLD TR ISHARES NEW 464285204 217 6,337 SH   SOLE   0 0 6,337
ISHARES INC ESG AWR MSCI EM 46434G863 276 8,550 SH   SOLE   0 0 8,550
ISHARES INC MSCI GBL MIN VOL 464286525 862 9,123 SH   SOLE   0 0 9,123
ISHARES TR ESG AW MSCI EAFE 46435G516 383 6,095 SH   SOLE   0 0 6,095
ISHARES TR MSCI GBL SUS DEV 46435G532 325 4,071 SH   SOLE   0 0 4,071
ISHARES TR MSCI USA QLT FCT 46432F339 580 5,190 SH   SOLE   0 0 5,190
ISHARES TR NATIONAL MUN ETF 464288414 259 2,439 SH   SOLE   0 0 2,439
ISHARES TR CALIF MUN BD ETF 464288356 3,287 58,215 SH   SOLE   0 0 58,215
ISHARES TR CORE S&P MCP ETF 464287507 633 2,798 SH   SOLE   0 0 2,798
ISHARES TR CORE S&P500 ETF 464287200 1,588 4,188 SH   SOLE   0 0 4,188
JOHNSON & JOHNSON COM 478160104 204 1,148 SH   SOLE   0 0 1,148
MICROSOFT CORP COM 594918104 928 3,613 SH   SOLE   0 0 3,613
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 180 33,041 SH   SOLE   0 0 33,041
NVIDIA CORPORATION COM 67066G104 227 1,498 SH   SOLE   0 0 1,498
PROCTER AND GAMBLE CO COM 742718109 262 1,825 SH   SOLE   0 0 1,825
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 491 7,824 SH   SOLE   0 0 7,824
SPDR GOLD TR GOLD SHS 78463V107 202 1,202 SH   SOLE   0 0 1,202
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 404 14,002 SH   SOLE   0 0 14,002
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 6,047 116,084 SH   SOLE   0 0 116,084
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 2,408 38,857 SH   SOLE   0 0 38,857
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 6,785 126,971 SH   SOLE   0 0 126,971
SPDR S&P 500 ETF TR TR UNIT 78462F103 317 841 SH   SOLE   0 0 841
SPDR SER TR PRTFLO S&P500 GW 78464A409 478 9,151 SH   SOLE   0 0 9,151
SPDR SER TR PRTFLO S&P500 VL 78464A508 613 16,657 SH   SOLE   0 0 16,657
SPDR SER TR PORTFOLIO S&P400 78464A847 3,689 92,947 SH   SOLE   0 0 92,947
SPDR SER TR PORTFOLIO S&P600 78468R853 3,026 84,104 SH   SOLE   0 0 84,104
SPDR SER TR S&P 500 ESG ETF 78468R531 407 11,247 SH   SOLE   0 0 11,247
TESLA INC COM 88160R101 665 988 SH   SOLE   0 0 988
UNITEDHEALTH GROUP INC COM 91324P102 202 393 SH   SOLE   0 0 393
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,054 66,462 SH   SOLE   0 0 66,462
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,839 64,126 SH   SOLE   0 0 64,126
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,040 12,186 SH   SOLE   0 0 12,186
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 424 10,181 SH   SOLE   0 0 10,181
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 788 19,312 SH   SOLE   0 0 19,312
VISA INC COM CL A 92826C839 201 1,022 SH   SOLE   0 0 1,022
WISDOMTREE TR EM EX ST-OWNED 97717X578 9,634 335,920 SH   SOLE   0 0 335,920
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 7,932 338,107 SH   SOLE   0 0 338,107
WORLD GOLD TR SPDR GLD MINIS 98149E303 7,381 205,721 SH   SOLE   0 0 205,721