Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Cash and due from banks (Note 3):
Cash	$ 29,365	$ 26,936
Interest-bearing deposits in banks	33,673	45,142
Total cash and cash equivalents	63,038	72,078
Available-for-sale securities, at fair value (Note 4)	104,358	17,498
Held-to-maturity securities, at amortized cost (fair value 2021 $1,398; 2020 $1,722) (Note 4)	1,437	1,743
Placements with banks	2,490	2,739
Mortgage loans held for sale, at fair value	13,930	35,406
Loans receivable, net of allowance for loan losses - 2021 $16,008; 2020 $14,870 (Note 5)	1,302,238	1,158,640
Accrued interest receivable	13,360	11,396
Premises and equipment, net (Note 6)	34,081	32,045
Federal Home Loan Bank of New York (FHLBNY) stock, at cost	6,001	6,426
Deferred tax assets (Note 9)	4,826	4,656
Other assets	14,793	12,604
Total assets	1,560,552	1,355,231
Liabilities:
Deposits (Note 7)	1,249,261	1,029,579
Accrued interest payable	238	60
Advance payments by borrowers for taxes and insurance	9,118	7,019
Advances from the FHLBNY and others (Note 8)	106,255	117,255
Warehouse lines of credit (Note 8)	11,261	29,961
Mortgage loan funding payable (Note 8)	1,136	1,483
Other liabilities	9,396	10,330
Total liabilities	1,386,665	1,195,687
Commitments and contingencies (Note 12)
Stockholders' Equity:
Preferred stock, $0.01 par value; 10,000,000 shares authorized, none issued
Common stock, $0.01 par value; 50,000,000 shares authorized; 18,463,028 shares issued and 17,330,942 shares outstanding as of September 30, 2021 and 18,463,028 shares issued and 17,125,969 shares outstanding as of December 31, 2020	185	185
Treasury stock, at cost; 1,132,086 shares as of September 30, 2021 and 1,337,059 shares as of December 31, 2020 (Note 10)	(15,069)	(18,114)
Additional paid-in-capital	86,360	85,105
Retained earnings	107,977	97,541
Accumulated other comprehensive income (Note 15)	(621)	135
Unearned compensation ─ ESOP; 494,562 shares as of September 30, 2021 and 530,751 shares as of December 31, 2020 (Note 10)	(4,945)	(5,308)
Total stockholders' equity	173,887	159,544
Total liabilities and stockholders' equity	$ 1,560,552	$ 1,355,231