Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2021

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Company's and the Bank’s actual capital amounts and ratios as of June 30, 2021 and December 31, 2020 as compared to regulatory requirements are as follows:

									To Be Well
									Capitalized Under
						For Capital			Prompt Corrective
	Actual					Adequacy Purposes			Action Provisions
	Amount		Ratio			Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
June 30, 2021
PDL Community Bancorp
Total Capital to Risk-Weighted Assets	$	184,905		17.93	%	$	82,493	8.00%	$	103,116		10.00	%
Tier 1 Capital to Risk-Weighted Assets		171,976		16.68	%		61,869	6.00%		82,493		8.00	%
Common Equity Tier 1 Capital Ratio		171,976		16.68	%		46,402	4.50%		67,025		6.50	%
Tier 1 Capital to Total Assets		171,976		11.97	%		57,472	4.00%		71,840		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	164,574		16.10	%	$	81,771	8.00%	$	102,213		10.00	%
Tier 1 Capital to Risk-Weighted Assets		151,756		14.85	%		61,328	6.00%		81,771		8.00	%
Common Equity Tier 1 Capital Ratio		151,756		14.85	%		45,996	4.50%		66,439		6.50	%
Tier 1 Capital to Total Assets		151,756		10.23	%		59,326	4.00%		74,158		5.00	%

											To Be Well
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
December 31, 2020
PDL Community Bancorp
Total Capital to Risk-Weighted Assets	$	171,578		17.68	%	$	77,644		8.00	%	$	97,055		10.00	%
Tier 1 Capital to Risk-Weighted Assets		159,410		16.42	%		58,233		6.00	%		77,644		8.00	%
Common Equity Tier 1 Capital Ratio		159,410		16.42	%		43,675		4.50	%		63,086		6.50	%
Tier 1 Capital to Total Assets		159,410		13.34	%		47,814		4.00	%		59,768		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	153,951		15.95	%	$	77,213		8.00	%	$	96,516		10.00	%
Tier 1 Capital to Risk-Weighted Assets		141,850		14.70	%		57,909		6.00	%		77,213		8.00	%
Common Equity Tier 1 Capital Ratio		141,850		14.70	%		43,432		4.50	%		62,735		6.50	%
Tier 1 Capital to Total Assets		141,850		11.19	%		50,715		4.00	%		63,394		5.00	%

Mortgage World Bankers Inc

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

Note 14. Regulatory Capital Requirements (Continued)

Mortgage World’s minimum net worth requirements as of June 30, 2021 and December 31, 2020 are reflected below:

	Minimum
	Requirement
	(Dollars in thousands)
HUD	$	1,000
New York Department of Financial Services		250
Other State Banking Departments		250