Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Cash and due from banks (Note 3):
Cash	$ 14,302	$ 6,762
Interest-bearing deposits in banks	61,790	20,915
Total cash and cash equivalents	76,092	27,677
Available-for-sale securities, at fair value (Note 4)	14,512	21,504
Placements with banks	2,739
Mortgage loans held for sale, at fair value	13,100	1,030
Loans receivable, net (Note 5)	1,108,956	955,737
Accrued interest receivable	9,995	3,982
Premises and equipment, net (Note 6)	32,113	32,746
Federal Home Loan Bank of New York stock (FHLBNY), at cost	6,414	5,735
Deferred tax assets (Note 9)	3,586	3,724
Other assets	9,844	1,621
Total assets	1,277,351	1,053,756
Liabilities:
Deposits (Note 7)	973,244	782,043
Accrued interest payable	58	97
Advance payments by borrowers for taxes and insurance	7,739	6,348
Advances from the Federal Home Loan Bank of New York and others (Note 8)	117,283	104,404
Warehouse lines of credit (Note 8)	9,065
Mortgage loan fundings payable (Note 8)	1,457
Other liabilities	10,131	2,462
Total liabilities	1,118,977	895,354
Commitments and contingencies (Note 12)
Stockholders' Equity:
Preferred stock, $0.01 par value; 10,000,000 shares authorized, none issued
Common stock, $0.01 par value; 50,000,000 shares authorized; 18,463,028 shares issued and 17,116,349 shares outstanding as of September 30, 2020 and 18,463,028 shares issued and 17,451,134 shares outstanding as of December 31, 2019	185	185
Treasury stock, at cost; 1,346,679 shares as of September 30, 2020 and 1,011,894 shares as of December 31, 2019 (Note 10)	(18,281)	(14,478)
Additional paid-in-capital	85,817	84,777
Retained earnings	95,913	93,688
Accumulated other comprehensive income (Note 15)	168	20
Unearned compensation ─ ESOP; 542,812 shares as of September 30, 2020 and 579,001 shares as of December 31, 2019 (Note 10)	(5,428)	(5,790)
Total stockholders' equity	158,374	158,402
Total liabilities and stockholders' equity	$ 1,277,351	$ 1,053,756