Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest and dividend income:
Interest on loans receivable	$ 12,663	$ 11,483	$ 36,818	$ 32,922
Interest on deposits due from banks	117	141	498	510
Interest and dividend on available-for-sale securities and FHLBNY stock	173	113	433	399
Total interest and dividend income	12,953	11,737	37,749	33,831
Interest expense:
Interest on certificates of deposit	1,896	1,942	5,756	5,539
Interest on other deposits	759	272	2,211	655
Interest on borrowings	533	276	1,211	578
Total interest expense	3,188	2,490	9,178	6,772
Net interest income	9,765	9,247	28,571	27,059
Provision for loan losses (Note 4)	14	602	163	1,034
Net interest income after provision for loan losses	9,751	8,645	28,408	26,025
Noninterest income:
Service charges and fees	247	191	705	627
Brokerage commissions	36	286	169	424
Late and prepayment charges	150	65	551	327
Other	146	172	593	744
Total noninterest income	579	714	2,018	2,122
Noninterest expense:
Compensation and benefits	4,667	4,547	14,157	13,466
Occupancy and equipment	1,943	1,585	5,586	4,794
Data processing expenses	398	342	1,182	1,050
Direct loan expenses	183	265	521	572
Insurance and surety bond premiums	146	87	312	275
Office supplies, telephone and postage	281	308	869	960
Professional fees	956	978	2,199	2,130
Marketing and promotional expenses	46	40	119	147
Directors fees	69	69	225	207
Regulatory dues	70	63	173	177
Other operating expenses	575	485	1,789	1,705
Total noninterest expense	9,334	8,769	27,132	25,483
Income before income taxes	996	590	3,294	2,664
Provision for income taxes (Note 8)	287	188	967	623
Net income	$ 709	$ 402	$ 2,327	$ 2,041
Earnings per share for the period (Note 10)
Basic	$ 0.04	$ 0.02	$ 0.13	$ 0.11
Diluted	$ 0.04	$ 0.02	$ 0.13	$ 0.11