The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101 225 1,199 SH   SOLE   0 0 1,199
APPLE INC COM 037833100 517 4,235 SH   SOLE   0 0 4,235
CSX CORP COM 126408103 225 2,330 SH   SOLE   0 0 2,330
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 4,604 65,007 SH   SOLE   0 0 65,007
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 5,662 81,272 SH   SOLE   0 0 81,272
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,182 74,108 SH   SOLE   0 0 74,108
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 1,214 18,519 SH   SOLE   0 0 18,519
FIRST TR EXCH TRADED FD III HORIZON MNGD ETF 33739P871 1,055 33,907 SH   SOLE   0 0 33,907
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,132 41,754 SH   SOLE   0 0 41,754
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 730 12,174 SH   SOLE   0 0 12,174
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,414 26,768 SH   SOLE   0 0 26,768
GREIF INC CL A 397624107 556 9,750 SH   SOLE   0 0 9,750
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 2,068 39,496 SH   SOLE   0 0 39,496
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,229 55,533 SH   SOLE   0 0 55,533
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 664 14,465 SH   SOLE   0 0 14,465
ISHARES TR CORE S&P500 ETF 464287200 6,255 15,723 SH   SOLE   0 0 15,723
ISHARES TR CORE US AGGBD ET 464287226 255 2,238 SH   SOLE   0 0 2,238
ISHARES TR S&P 500 GRWT ETF 464287309 369 5,668 SH   SOLE   0 0 5,668
ISHARES TR CORE S&P MCP ETF 464287507 6,310 24,241 SH   SOLE   0 0 24,241
ISHARES TR COHEN STEER REIT 464287564 1,785 30,877 SH   SOLE   0 0 30,877
ISHARES TR S&P MC 400VL ETF 464287705 424 4,164 SH   SOLE   0 0 4,164
ISHARES TR CORE S&P SCP ETF 464287804 6,891 63,490 SH   SOLE   0 0 63,490
ISHARES TR SHRT NAT MUN ETF 464288158 254 2,351 SH   SOLE   0 0 2,351
ISHARES TR NATIONAL MUN ETF 464288414 3,036 26,158 SH   SOLE   0 0 26,158
ISHARES TR EAFE VALUE ETF 464288877 245 4,800 SH   SOLE   0 0 4,800
ISHARES TR EAFE GRWTH ETF 464288885 214 2,127 SH   SOLE   0 0 2,127
ISHARES TR CMBS ETF 46429B366 320 5,938 SH   SOLE   0 0 5,938
ISHARES TR MSCI EAFE MIN VL 46429B689 373 5,106 SH   SOLE   0 0 5,106
ISHARES TR CORE MSCI TOTAL 46432F834 528 7,511 SH   SOLE   0 0 7,511
ISHARES TR CORE 1 5 YR USD 46432F859 787 15,338 SH   SOLE   0 0 15,338
NEXTERA ENERGY INC COM 65339F101 308 4,067 SH   SOLE   0 0 4,067
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 233 6,599 SH   SOLE   0 0 6,599
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,352 28,034 SH   SOLE   0 0 28,034
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,230 65,178 SH   SOLE   0 0 65,178
SPDR SER TR PORTFOLIO S&P600 78468R853 1,218 28,821 SH   SOLE   0 0 28,821
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 28,973 301,705 SH   SOLE   0 0 301,705
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 356 2,742 SH   SOLE   0 0 2,742
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 18,887 253,753 SH   SOLE   0 0 253,753
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 20,684 207,527 SH   SOLE   0 0 207,527
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,869 49,690 SH   SOLE   0 0 49,690
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 604 11,194 SH   SOLE   0 0 11,194
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 796 15,510 SH   SOLE   0 0 15,510
TRUIST FINL CORP COM 89832Q109 223 3,831 SH   SOLE   0 0 3,831
UNITED PARCEL SERVICE INC CL B 911312106 1,651 9,713 SH   SOLE   0 0 9,713
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,268 74,719 SH   SOLE   0 0 74,719
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 716 8,993 SH   SOLE   0 0 8,993
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 387 4,208 SH   SOLE   0 0 4,208
VANGUARD INDEX FDS MID CAP ETF 922908629 4,071 18,392 SH   SOLE   0 0 18,392
VANGUARD INDEX FDS GROWTH ETF 922908736 239 929 SH   SOLE   0 0 929
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,685 7,871 SH   SOLE   0 0 7,871