The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 243 1,084 SH   SOLE   0 0 1,084
BOEING CO COM 097023105 48 125 SH   SOLE   0 0 125
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 3,219 57,933 SH   SOLE   0 0 57,933
FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 2,030 39,051 SH   SOLE   0 0 39,051
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 0 17,633 SH   SOLE   0 0 17,633
GREIF INC CL A 397624107 369 9,750 SH   SOLE   0 0 9,750
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 6,788 129,016 SH   SOLE   0 0 129,016
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 8,506 146,900 SH   SOLE   0 0 146,900
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 178 4,171 SH   SOLE   0 0 4,171
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 405 13,881 SH   SOLE   0 0 13,881
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 6,573 134,437 SH   SOLE   0 0 134,437
ISHARES TR CORE S&P500 ETF 464287200 4,422 14,814 SH   SOLE   0 0 14,814
ISHARES TR CORE US AGGBD ET 464287226 359 3,170 SH   SOLE   0 0 3,170
ISHARES TR S&P 500 GRWT ETF 464287309 253 1,403 SH   SOLE   0 0 1,403
ISHARES TR CORE S&P MCP ETF 464287507 3,755 19,434 SH   SOLE   0 0 19,434
ISHARES TR COHEN STEER REIT 464287564 1,126 9,380 SH   SOLE   0 0 9,380
ISHARES TR S&P MC 400VL ETF 464287705 328 2,054 SH   SOLE   0 0 2,054
ISHARES TR CORE S&P SCP ETF 464287804 3,947 50,710 SH   SOLE   0 0 50,710
ISHARES TR EAFE SML CP ETF 464288273 233 4,066 SH   SOLE   0 0 4,066
ISHARES TR NATIONAL MUN ETF 464288414 4,025 35,277 SH   SOLE   0 0 35,277
ISHARES TR MIN VOL EAFE ETF 46429B689 8,210 112,042 SH   SOLE   0 0 112,042
ISHARES TR CORE MSCI TOTAL 46432F834 2,030 35,151 SH   SOLE   0 0 35,151
ISHARES TR CORE 1 5 YR USD 46432F859 610 12,073 SH   SOLE   0 0 12,073
ISHARES TR 0-5YR HI YL CP 46434V407 414 8,908 SH   SOLE   0 0 8,908
LEGG MASON ETF INVESTMENT TR L VOL H DIV ETF 52468L406 248 7,392 SH   SOLE   0 0 7,392
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 269 5,197 SH   SOLE   0 0 5,197
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,169 44,069 SH   SOLE   0 0 44,069
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 3,939 80,412 SH   SOLE   0 0 80,412
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 19,862 280,020 SH   SOLE   0 0 280,020
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 282 3,361 SH   SOLE   0 0 3,361
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 176 3,102 SH   SOLE   0 0 3,102
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,746 225,439 SH   SOLE   0 0 225,439
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 13,358 191,564 SH   SOLE   0 0 191,564
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 262 10,431 SH   SOLE   0 0 10,431
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,866 278,283 SH   SOLE   0 0 278,283
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 332 6,174 SH   SOLE   0 0 6,174
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,545 159,944 SH   SOLE   0 0 159,944
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 688 13,593 SH   SOLE   0 0 13,593
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,817 64,880 SH   SOLE   0 0 64,880
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 272 2,919 SH   SOLE   0 0 2,919