The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 242 1,081 SH   SOLE   0 0 1,081
BBandT Corporation COM 054937107 213 3,994 SH   SOLE   0 0 3,994
FTP Managed Municipal ETF MANAGD MUN ETF 33739N108 2,927 52,683 SH   SOLE   0 0 52,683
FTP Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 1,745 33,568 SH   SOLE   0 0 33,568
First Trst Enhncd Shrt FIRST TR ENH NEW 33739Q408 216 3,589 SH   SOLE   0 0 3,589
Greif Inc Cl A CL A 397624107 369 9,750 SH   SOLE   0 0 9,750
Invesco SandP Midcap S&P MIDCP LOW 46138E198 6,648 126,367 SH   SOLE   0 0 126,367
Invesco SandP Smallcap S&P SMLCP LOW 46138G102 6,342 129,721 SH   SOLE   0 0 129,721
iShares Core SandP 500 CORE S&P500 ETF 464287200 4,595 15,394 SH   SOLE   0 0 15,394
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226 358 3,163 SH   SOLE   0 0 3,163
Ishares SandP 500 Growth Etf S&P 500 GRWT ETF 464287309 267 1,481 SH   SOLE   0 0 1,481
iShares Core SandP Mid-Cap CORE S&P MCP ETF 464287507 3,931 20,345 SH   SOLE   0 0 20,345
iShares Cohen and Steers REIT COHEN STEER REIT 464287564 567 4,721 SH   SOLE   0 0 4,721
iShares SandP Mid-Cap 400 Value S&P MC 400VL ETF 464287705 328 2,050 SH   SOLE   0 0 2,050
iShares Core SandP Small-Cap CORE S&P SCP ETF 464287804 4,125 52,998 SH   SOLE   0 0 52,998
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273 246 4,305 SH   SOLE   0 0 4,305
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414 4,108 36,000 SH   SOLE   0 0 36,000
iShares MSCI EAFE Minimum Volatility MIN VOL EAFE ETF 46429B689 7,518 102,593 SH   SOLE   0 0 102,593
iShares Core MSCI Total Intl Stk CORE MSCI TOTAL 46432F834 1,976 34,217 SH   SOLE   0 0 34,217
Ishares Core 1-5 Year Usd Bond Etf CORE 1 5 YR USD 46432F859 549 10,877 SH   SOLE   0 0 10,877
Ishares High Yield 0-5YR HI YL CP 46434V407 451 9,700 SH   SOLE   0 0 9,700
Legg Mason Low Vltlty L VOL H DIV ETF 52468L406 249 7,406 SH   SOLE   0 0 7,406
Spdr Dow Jone Global DJ GLB RL ES ETF 78463X749 271 5,234 SH   SOLE   0 0 5,234
Ssga Active Etf Tr Spdr Tr Tactic SPDR TR TACTIC 78467V848 2,127 43,206 SH   SOLE   0 0 43,206
Spdr Nuveen Barclays NUVEEN BLMBRG SR 78468R739 3,831 78,207 SH   SOLE   0 0 78,207
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 20,131 283,812 SH   SOLE   0 0 283,812
Schw Us Lcap Gro Etf US LCAP GR ETF 808524300 311 3,699 SH   SOLE   0 0 3,699
Schw Us Lcap Val Etf US LCAP VA ETF 808524409 176 3,107 SH   SOLE   0 0 3,107
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 12,782 226,068 SH   SOLE   0 0 226,068
Schwab US Small-Cap ETF US SML CAP ETF 808524607 13,375 191,807 SH   SOLE   0 0 191,807
Schw Emg Mkt Eq Etf EMRG MKTEQ ETF 808524706 283 11,281 SH   SOLE   0 0 11,281
Schwab International Equity ETF INTL EQTY ETF 808524805 9,458 296,849 SH   SOLE   0 0 296,849
Sch Us Agg Bnd Etf US AGGREGATE B 808524839 346 6,427 SH   SOLE   0 0 6,427
Sch US Reit ETF US REIT ETF 808524847 7,777 164,861 SH   SOLE   0 0 164,861
Schwab Short Term US SHT TM US TRES 808524862 682 13,475 SH   SOLE   0 0 13,475
Vanguard Tax Managedfd Europe Pacific FTSE DEV MKT ETF 921943858 294 7,165 SH   SOLE   0 0 7,165
Vanguard Total International Bond ETF INTL BD IDX ETF 92203J407 3,503 59,550 SH   SOLE   0 0 59,550
Vanguard Index Fds Vanguard Reit Etf REAL ESTATE ETF 922908553 289 3,100 SH   SOLE   0 0 3,100
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 255 1,691 SH   SOLE   0 0 1,691