The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 214 1,081 SH   SOLE   0 0 1,081
BB&T Corporation COM 054937107 203 4,129 SH   SOLE   0 0 4,129
FTP Managed Municipal ETF MANAGD MUN ETF 33739N108 2,649 48,372 SH   SOLE   0 0 48,372
FTP Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 1,735 33,575 SH   SOLE   0 0 33,575
Greif Inc Cl A CL A 397624107 317 9,750 SH   SOLE   0 0 9,750
Invesco S&P Midcap S&P MIDCP LOW 46138E198 6,346 123,767 SH   SOLE   0 0 123,767
Invesco S&P 500 Low S&P500 LOW VOL 46138E354 7,877 143,158 SH   SOLE   0 0 143,158
Invesco S&P 500 Hi Div Low Vol S&P500 HDL VOL 46138E362 204 4,837 SH   SOLE   0 0 4,837
Invesco Emrg Mkts EMRNG MKT SVRG 46138E784 429 14,786 SH   SOLE   0 0 14,786
Invesco S&P Smallcap S&P SMLCP LOW 46138G102 6,009 125,237 SH   SOLE   0 0 125,237
iShares Core S&P 500 CORE S&P500 ETF 464287200 4,507 15,290 SH   SOLE   0 0 15,290
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226 361 3,239 SH   SOLE   0 0 3,239
Ishares S&P 500 Growth Etf S&P 500 GRWT ETF 464287309 265 1,477 SH   SOLE   0 0 1,477
iShares Core S&P Mid-Cap CORE S&P MCP ETF 464287507 3,785 19,484 SH   SOLE   0 0 19,484
iShares Cohen & Steers REIT COHEN STEER REIT 464287564 454 4,032 SH   SOLE   0 0 4,032
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705 326 2,042 SH   SOLE   0 0 2,042
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804 3,579 45,717 SH   SOLE   0 0 45,717
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273 243 4,228 SH   SOLE   0 0 4,228
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414 4,472 39,544 SH   SOLE   0 0 39,544
iShares Russell Top 200 Value RUS TP200 VL ETF 464289420 236 4,358 SH   SOLE   0 0 4,358
iShares MSCI EAFE Minimum Volatility MIN VOL EAFE ETF 46429B689 6,670 91,816 SH   SOLE   0 0 91,816
iShares Core MSCI Total Intl Stk CORE MSCI TOTAL 46432F834 2,193 37,397 SH   SOLE   0 0 37,397
Ishares Core 1-5 Year Usd Bond Etf CORE 1 5 YR USD 46432F859 588 11,661 SH   SOLE   0 0 11,661
Ishares High Yield 0-5YR HI YL CP 46434V407 447 9,564 SH   SOLE   0 0 9,564
Legg Mason Low Vltlty LOW DIVI ETF 52468L406 240 7,476 SH   SOLE   0 0 7,476
Spdr Dow Jone Global DJ GLB RL ES ETF 78463X749 263 5,266 SH   SOLE   0 0 5,266
Ssga Active Etf Tr Spdr Tr Tactic SPDR TR TACTIC 78467V848 2,079 42,360 SH   SOLE   0 0 42,360
Spdr Nuveen Barclays NUVEEN BLMBRG SR 78468R739 4,134 84,483 SH   SOLE   0 0 84,483
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 20,186 287,594 SH   SOLE   0 0 287,594
Schw Us Lcap Gro Etf US LCAP GR ETF 808524300 313 3,762 SH   SOLE   0 0 3,762
Schw Us Lcap Val Etf US LCAP VA ETF 808524409 173 3,090 SH   SOLE   0 0 3,090
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 12,887 225,727 SH   SOLE   0 0 225,727
Schwab US Small-Cap ETF US SML CAP ETF 808524607 13,469 188,435 SH   SOLE   0 0 188,435
Schw Emg Mkt Eq Etf EMRG MKTEQ ETF 808524706 299 11,378 SH   SOLE   0 0 11,378
Schwab International Equity ETF INTL EQTY ETF 808524805 10,004 311,737 SH   SOLE   0 0 311,737
Sch Us Agg Bnd Etf US AGGREGATE B 808524839 342 6,458 SH   SOLE   0 0 6,458
Sch US Reit ETF US REIT ETF 808524847 7,482 168,373 SH   SOLE   0 0 168,373
Schwab Short Term US SHT TM US TRES 808524862 682 13,476 SH   SOLE   0 0 13,476
Vanguard Tax Managedfd Europe Pacific FTSE DEV MKT ETF 921943858 247 5,918 SH   SOLE   0 0 5,918
Vanguard Total International Bond ETF INTL BD IDX ETF 92203J407 3,556 62,055 SH   SOLE   0 0 62,055
Vanguard Index Fds Vanguard Reit Etf REAL ESTATE ETF 922908553 272 3,114 SH   SOLE   0 0 3,114
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 260 1,733 SH   SOLE   0 0 1,733