The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BB&T CORP COM 054937107 200 4,129 SH   SOLE   0 0 4,129
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 2,289 43,830 SH   SOLE   0 0 43,830
FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 1,288 25,276 SH   SOLE   0 0 25,276
GREIF INC CL A 397624107 523 9,750 SH   SOLE   0 0 9,750
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 459 14,927 SH   SOLE   0 0 14,927
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 6,664 134,568 SH   SOLE   0 0 134,568
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 342 8,258 SH   SOLE   0 0 8,258
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 385 14,274 SH   SOLE   0 0 14,274
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 5,946 120,273 SH   SOLE   0 0 120,273
ISHARES TR CORE S&P500 ETF 464287200 4,410 15,065 SH   SOLE   0 0 15,065
ISHARES TR CORE US AGGBD ET 464287226 344 3,263 SH   SOLE   0 0 3,263
ISHARES TR S&P 500 GRWT ETF 464287309 259 1,461 SH   SOLE   0 0 1,461
ISHARES TR CORE S&P MCP ETF 464287507 3,770 18,727 SH   SOLE   0 0 18,727
ISHARES TR S&P MC 400VL ETF 464287705 337 2,014 SH   SOLE   0 0 2,014
ISHARES TR CORE S&P SCP ETF 464287804 3,567 40,883 SH   SOLE   0 0 40,883
ISHARES TR SP SMCP600VL ETF 464287879 218 1,305 SH   SOLE   0 0 1,305
ISHARES TR EAFE SML CP ETF 464288273 256 4,115 SH   SOLE   0 0 4,115
ISHARES TR NATIONAL MUN ETF 464288414 4,694 43,483 SH   SOLE   0 0 43,483
ISHARES TR RUS TP200 VL ETF 464289420 301 5,634 SH   SOLE   0 0 5,634
ISHARES TR MIN VOL EAFE ETF 46429B689 6,101 83,796 SH   SOLE   0 0 83,796
ISHARES TR CORE MSCI TOTAL 46432F834 2,298 38,110 SH   SOLE   0 0 38,110
ISHARES TR CORE 1 5 YR USD 46432F859 513 10,477 SH   SOLE   0 0 10,477
ISHARES TR 0-5YR HI YL CP 46434V407 468 9,938 SH   SOLE   0 0 9,938
LEGG MASON ETF INVESTMENT TR LOW DIVI ETF 52468L406 230 7,525 SH   SOLE   0 0 7,525
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 254 5,340 SH   SOLE   0 0 5,340
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,350 28,575 SH   SOLE   0 0 28,575
SPDR SER TR NUVEEN BLMBRG SR 78468R739 4,208 88,232 SH   SOLE   0 0 88,232
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,425 264,884 SH   SOLE   0 0 264,884
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 312 3,809 SH   SOLE   0 0 3,809
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,695 202,188 SH   SOLE   0 0 202,188
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,251 160,841 SH   SOLE   0 0 160,841
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 256 9,974 SH   SOLE   0 0 9,974
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,040 329,254 SH   SOLE   0 0 329,254
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 683 13,587 SH   SOLE   0 0 13,587
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,359 176,344 SH   SOLE   0 0 176,344
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 416 8,385 SH   SOLE   0 0 8,385
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 376 4,296 SH   SOLE   0 0 4,296
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,475 63,708 SH   SOLE   0 0 63,708
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 232 2,876 SH   SOLE   0 0 2,876