Exhibit 16.1

August 13, 2020

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C.

20549-7561

USA

Dear Sirs/Madams,

We have read Item 16F of Hexindai Inc.’s Form 20-F dated August 13, 2020, and have the following comments:

1.We agree with the statements made in the paragraph 2, 4 and 5 of Item 16F for which we have a basis on which to comment on, and we agree with, the disclosures.

2.We have no basis on which to agree or disagree with the statements made in the paragraph 1, 3 and 6 of Item 16F.

Yours sincerely,

/s/ Deloitte Touche Tohmatsu