The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 361,681 1,598,730 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 171,512 1,855,995 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 9,128 289,769 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 123,741 1,474,863 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 18,922 234,508 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 0 0 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,348,866 6,771,408 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 17,265 534,362 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,229,811 21,564,275 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 48,029 765,286 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 0 4 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 0 6 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 714,642 7,028,347 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 40,280 440,270 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 12 123 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 40,157 402,217 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 12,810 535,986 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 40,076 800,871 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 310,267 6,545,723 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 40,014 798,845 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1 6 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 12,303 126,197 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 40,154 364,700 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 7,890 95,298 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 7,813 324,305 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 10,922 471,796 SH   SOLE   0 0 0
PROSHARES TR BITCOIN STRATE 74347G440 15,189 1,308,226 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 0 4 SH   SOLE   0 0 0