The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 409,596 1,526,406 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 191,956 1,779,347 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 9,409 247,346 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 127,183 1,254,886 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 19,431 200,653 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7 34 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,678,962 6,452,687 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 17,055 464,327 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,373,802 20,633,852 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 48,596 659,106 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2 51 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2 47 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 737,724 6,888,176 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 36,510 399,327 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 16 152 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 36,439 364,608 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 11,547 463,538 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 36,376 725,340 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 317,713 6,556,294 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 36,359 723,279 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4 30 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 11,121 109,169 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 36,443 330,549 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 7,062 84,729 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 7,032 285,503 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 10,023 398,839 SH   SOLE   0 0 0
PROSHARES TR BITCOIN STRATE 74347G440 915 32,039 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2 17 SH   SOLE   0 0 0