The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 370,237 1,407,369 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 178,055 1,630,693 SH   SOLE   0 0 0
ISHARES TR ESG AWARE MSCI 46435U663 5,129 131,486 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 66,709 677,528 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802 10,359 107,963 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9 41 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,366,631 6,000,585 SH   SOLE   0 0 0
ISHARES TR ESG AWR MSCI EM 46434G863 9,280 223,940 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,243,520 17,514,355 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 26,061 332,498 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3 55 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3 67 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 684,666 5,962,430 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 33,277 363,844 SH   SOLE   0 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 16 143 SH   SOLE   0 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 33,237 332,100 SH   SOLE   0 0 0
ISHARES TR US TREAS BD ETF 46429B267 5,821 219,418 SH   SOLE   0 0 0
ISHARES TR ULTR SH TRM BD 46434V878 33,367 660,672 SH   SOLE   0 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 295,171 5,779,741 SH   SOLE   0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 33,399 658,497 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 6 44 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 5,638 52,132 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679 33,261 301,082 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 3,563 41,359 SH   SOLE   0 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 3,553 136,755 SH   SOLE   0 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 5,015 182,374 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 5 50 SH   SOLE   0 0 0