Director of Operations

0001701132-23-000001.txt : 20230207 0001701132-23-000001.hdr.sgml : 20230207 20230206192302 ACCESSION NUMBER: 0001701132-23-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230207 DATE AS OF CHANGE: 20230206 EFFECTIVENESS DATE: 20230207 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Investment Advisors, Ltd. CENTRAL INDEX KEY: 0001701132 IRS NUMBER: 233034280 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18056 FILM NUMBER: 23592192 BUSINESS ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 BUSINESS PHONE: 6105600400 MAIL ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001701132 XXXXXXXX 12-31-2022 12-31-2022 Sterling Investment Advisors, Ltd.

1055 WESTLAKES DRIVE SUITE 150 BERWYN PA 19312

13F HOLDINGS REPORT 028-18056 000140710 801-66769 N Matthew Croley Director of Operations 610-560-0400 ext. 13 Matthew Croley Berwyn PA 02-06-2023 0 138 279464621 false INFORMATION TABLE 2 sterlginvtmtadv13fq2022.xml Abbott Laboratories COM 002824100 1460221 13300 SH SOLE 0 0 13300 AbbVie, Inc. COM 00287Y109 2753318 17037 SH SOLE 0 0 17037 Accenture Ltd. COM G1151C101 247094 926 SH SOLE 0 0 926 Adobe Systems, Inc. COM 00724F101 461046 1370 SH SOLE 0 0 1370 Akamai Technologies, Inc. COM 00971T101 1546905 18350 SH SOLE 0 0 18350 Alerian MLP ETF ETF 00162Q866 1529525 40177 SH SOLE 0 0 40177 Align Technology, Inc. COM 016255101 925429 4388 SH SOLE 0 0 4388 Alphabet, Inc. A COM 02079K305 6022050 68254 SH SOLE 0 0 68254 Alphabet, Inc. C COM 02079K107 1693919 19091 SH SOLE 0 0 19091 Amazon.com, Inc. COM 023135106 6002949 71464 SH SOLE 0 0 71464 American Express COM 025816109 259892 1759 SH SOLE 0 0 1759 American Tower REIT COM 03027X100 2750408 12982 SH SOLE 0 0 12982 Amgen COM 031162100 3433206 13072 SH SOLE 0 0 13072 Annovis Bio Inc COM 03615A108 436126 32474 SH SOLE 0 0 32474 Apple, Inc. COM 037833100 20202222 155485 SH SOLE 0 0 155485 Ares Capital Corp. COM 04010L103 592887 32100 SH SOLE 0 0 32100 Automatic Data Processing COM 053015103 276600 1158 SH SOLE 0 0 1158 Bank of America Corp. COM 060505104 223872 6759 SH SOLE 0 0 6759 Baxter International, Inc. COM 071813109 330031 6475 SH SOLE 0 0 6475 Becton, Dickinson & Co. COM 075887109 855720 3365 SH SOLE 0 0 3365 Berkshire Hathaway Class B COM 084670702 2583949 8365 SH SOLE 0 0 8365 BigCommerce Holdings, Inc. COM 08975P108 136126 15575 SH SOLE 0 0 15575 Bitnile Holdings COM 09175M101 1225 10000 SH SOLE 0 0 10000 BlackRock, Inc. COM 09247X101 3063107 4323 SH SOLE 0 0 4323 Blackstone Group, Inc. COM 09260D107 1846600 24890 SH SOLE 0 0 24890 BP p.l.c. ADR 055622104 244510 7000 SH SOLE 0 0 7000 Cardinal Health, Inc. COM 14149Y108 3968877 51631 SH SOLE 0 0 51631 Caterpillar COM 149123101 452823 1890 SH SOLE 0 0 1890 Chevron Corp. COM 166764100 2647017 14747 SH SOLE 0 0 14747 CIGNA Corporation COM 125509109 315436 952 SH SOLE 0 0 952 Cisco Systems, Inc. COM 17275R102 956186 20071 SH SOLE 0 0 20071 Citigroup Inc. COM 172967101 272420 6023 SH SOLE 0 0 6023 Clover Health Invts Co COM 18914F103 15355 16520 SH SOLE 0 0 16520 Comcast Corp. A COM 20030N101 1440209 41184 SH SOLE 0 0 41184 ConocoPhillips, Inc. COM 20825c104 250632 2124 SH SOLE 0 0 2124 Corning Incorporated COM 219350105 511998 16030 SH SOLE 0 0 16030 Costco Wholesale Corp. COM 22160K105 5070160 11107 SH SOLE 0 0 11107 CrowdStrike Holdings, Inc. COM 22788C105 3013821 28624 SH SOLE 0 0 28624 Cummins, Inc. COM 231021106 1708145 7050 SH SOLE 0 0 7050 CVS Health Corp. COM 126650100 3859035 41410 SH SOLE 0 0 41410 Diageo PLC ADR ADR 25243Q205 774414 4346 SH SOLE 0 0 4346 DigitalOcean Holdings, Inc. COM 25402D102 1450517 56950 SH SOLE 0 0 56950 Eaton Corporation COM G29183103 1020646 6503 SH SOLE 0 0 6503 Elastic N.V. COM N14506104 685208 13305 SH SOLE 0 0 13305 Eli Lilly & Co. COM 532457108 563028 1539 SH SOLE 0 0 1539 Emerson Electric Co. COM 291011104 1279165 13316 SH SOLE 0 0 13316 Enbridge, Inc. COM 29250N105 1888530 48300 SH SOLE 0 0 48300 Essential Utilities, Inc COM 29670G102 1895795 39719 SH SOLE 0 0 39719 Exxon Mobil Corp. COM 30231G102 780024 7072 SH SOLE 0 0 7072 Fidelity National Financial, Inc. COM 31620R303 1965645 52250 SH SOLE 0 0 52250 First Solar Inc COM 336433107 340772 2275 SH SOLE 0 0 2275 First Trust Large Cap Core AlphaDEX ETF ETF 33734K109 946748 11824 SH SOLE 0 0 11824 First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108 997310 11355 SH SOLE 0 0 11355 Five9, Inc. COM 338307101 943933 13910 SH SOLE 0 0 13910 General Mills, Inc. COM 370334104 2307971 27525 SH SOLE 0 0 27525 Globus Medical Inc COM 379577208 12404798 167023 SH SOLE 0 0 167023 Goldman Sachs BDC, Inc. COM 38147U107 232597 16953 SH SOLE 0 0 16953 Goldman Sachs Group, Inc. COM 38141G104 5458467 15896 SH SOLE 0 0 15896 Hercules Capital, Inc. COM 427096508 852690 64500 SH SOLE 0 0 64500 Home Depot COM 437076102 5374789 17016 SH SOLE 0 0 17016 Honeywell International COM 438516106 2963468 13829 SH SOLE 0 0 13829 Illumina, Inc. COM 452327109 516621 2555 SH SOLE 0 0 2555 Immunome Inc COM 45257U108 47796 21627 SH SOLE 0 0 21627 Intel Corp. COM 458140100 657237 24867 SH SOLE 0 0 24867 iShares Global Clean Energy ETF ETF 464288224 1475955 74355 SH SOLE 0 0 74355 iShares MSCI EAFE Index Fund ETF ETF 464287465 389442 5933 SH SOLE 0 0 5933 iShares MSCI Emerging Markets Index Fund ETF ETF 464287234 359861 9495 SH SOLE 0 0 9495 iShares MSCI Kld Social Index ETF ETF 464288570 215370 3000 SH SOLE 0 0 3000 iShares S&P Mid Cap 400 Index ETF ETF 464287507 401537 1660 SH SOLE 0 0 1660 iShares S&P National Muni Bond ETF ETF 464288414 1759440 16674 SH SOLE 0 0 16674 iShares S&P SmallCap 600 Index ETF ETF 78468R853 7085352 74866 SH SOLE 0 0 74866 iShares Select Dividend ETF ETF 464287168 8207121 68052 SH SOLE 0 0 68052 iShares U.S. Home Construction ETF ETF 464288752 351091 5793 SH SOLE 0 0 5793 iShares US Preferred Stock ETF ETF 464288687 3508693 114926 SH SOLE 0 0 114926 J.P. Morgan Chase & Co. COM 46625H100 3499565 26097 SH SOLE 0 0 26097 Janus Henderson AAA CLO ETF ETF 47103U845 594070 12060 SH SOLE 0 0 12060 Johnson & Johnson COM 478160104 10816199 61230 SH SOLE 0 0 61230 JPMorgan Equity Premium Income ETF ETF 46641Q332 1424505 26143 SH SOLE 0 0 26143 JPMorgan Ultra-Short Income ETF ETF 46641Q837 1453319 28991 SH SOLE 0 0 28991 JPMorgan Ultra-Short Muni Income ETF ETF 46641Q654 227408 4500 SH SOLE 0 0 4500 Kimberly-Clark Corp. COM 494368103 218008 1606 SH SOLE 0 0 1606 Kinder Morgan, Inc. COM 49456B101 7672242 424350 SH SOLE 0 0 424350 KKR & Co. COM 48251W104 3659923 78844 SH SOLE 0 0 78844 Laser Photonics Corp COM 51807Q100 40800 20000 SH SOLE 0 0 20000 Lockheed Martin Corp. COM 539830109 4740933 9745 SH SOLE 0 0 9745 Lowe's Companies, Inc. COM 548661107 2772076 13913 SH SOLE 0 0 13913 McDonald's Corp. COM 580135101 873839 3316 SH SOLE 0 0 3316 Merck & Co. COM 58933Y108 3425624 30875 SH SOLE 0 0 30875 Microsoft Corp. COM 594918104 4660725 19434 SH SOLE 0 0 19434 Mondelez International, Inc. COM 609207105 1578805 23688 SH SOLE 0 0 23688 NASDAQ 100 Trust ETF ETF 631100104 923251 3467 SH SOLE 0 0 3467 Netflix Com Inc Com COM 64110L106 235927 800 SH SOLE 0 0 800 Newmont Mining Corp. COM 651639106 882691 18701 SH SOLE 0 0 18701 NIKE, Inc. COM 654106103 1490301 12737 SH SOLE 0 0 12737 Northrop Grumman Corp. COM 666807102 373788 685 SH SOLE 0 0 685 Nuveen Interm. Duration Muni. Term Fund CEF 670671106 570720 43500 SH SOLE 0 0 43500 NVIDIA Corp. COM 67066G104 956520 6545 SH SOLE 0 0 6545 Oracle Corp. COM 68389X105 934452 11432 SH SOLE 0 0 11432 Pagerduty, Inc. COM 69553P100 2067430 77840 SH SOLE 0 0 77840 Paychex, Inc. COM 704326107 2258265 19542 SH SOLE 0 0 19542 PepsiCo, Inc. COM 713448108 2516363 13929 SH SOLE 0 0 13929 Pfizer, Inc. COM 717081103 2749381 53657 SH SOLE 0 0 53657 Phillips 66 COM 718546104 231370 2223 SH SOLE 0 0 2223 Pioneer Natural Resources Co. COM 723787107 3434986 15040 SH SOLE 0 0 15040 PPL Corp. COM 69351T106 3447946 118000 SH SOLE 0 0 118000 Procter & Gamble COM 742718109 2777167 18324 SH SOLE 0 0 18324 Public Storage COM 74460D109 955448 3410 SH SOLE 0 0 3410 Raytheon Technologies Co COM 75513E101 369569 3662 SH SOLE 0 0 3662 Regeneron Pharmaceuticals COM 75886F107 2476875 3433 SH SOLE 0 0 3433 Rio Tinto Group ADR 767204100 448580 6300 SH SOLE 0 0 6300 Shopify, Inc. COM 82509L107 1202632 34648 SH SOLE 0 0 34648 SPDR Bloomberg Convertible Securities ETF ETF 78464A359 3954081 61456 SH SOLE 0 0 61456 SPDR Gold Trust ETF ETF 78463V107 4242357 25008 SH SOLE 0 0 25008 SPDR Mid Cap ETF ETF 78464A847 869550 20460 SH SOLE 0 0 20460 SPDR S&P 500 ETF ETF 78462f103 1273462 3330 SH SOLE 0 0 3330 SPDR S&P MidCap 400 ETF ETF 78467Y107 2540761 5738 SH SOLE 0 0 5738 Stryker Corp. COM 863667101 823198 3367 SH SOLE 0 0 3367 Tesla, Inc. COM 88160R101 820379 6660 SH SOLE 0 0 6660 The Boeing Company COM 097023105 303070 1591 SH SOLE 0 0 1591 The Coca-Cola Company COM 191216100 1018951 16019 SH SOLE 0 0 16019 The Trade Desk, Inc COM 88339J105 457266 10200 SH SOLE 0 0 10200 Truist Financial Corp. COM 89832Q109 1238317 28778 SH SOLE 0 0 28778 Unilever PLC ADR ADR 904767704 361312 7176 SH SOLE 0 0 7176 United Parcel Service, Inc. COM 911312106 3825366 22005 SH SOLE 0 0 22005 Van Eck BDC Income ETF ETF 92189F411 465957 32930 SH SOLE 0 0 32930 VanEck Junior Gold Miners ETF ETF 92189F791 784300 22000 SH SOLE 0 0 22000 VanEck Merck Gold ETF ETF 921078101 1494363 84475 SH SOLE 0 0 84475 VanEck Semiconductor ETF ETF 92189F676 223133 1100 SH SOLE 0 0 1100 VanEck Vectors Gold Miners ETF ETF 92189F106 6599858 230281 SH SOLE 0 0 230281 Vanguard Emerging Markets Stock Index ETF ETF 922042858 471541 12097 SH SOLE 0 0 12097 Vanguard Growth ETF ETF 922908736 261060 1225 SH SOLE 0 0 1225 Vanguard Total Bond Market Index ETF ETF 921937835 280176 3900 SH SOLE 0 0 3900 Vanguard Utilities ETF ETF 92204A876 1367204 8915 SH SOLE 0 0 8915 Verizon Communications COM 92343V104 4406607 111843 SH SOLE 0 0 111843 Visa, Inc. COM 92826C839 4619084 22233 SH SOLE 0 0 22233 Walmart, Inc. COM 931142103 2323693 16388 SH SOLE 0 0 16388 Walt Disney Co. COM 254687106 795421 9155 SH SOLE 0 0 9155 Waste Management, Inc. COM 94106L109 219369 1398 SH SOLE 0 0 1398