Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income
Loans, including Fees	$ 1,373	$ 1,233
Investment Securities	37	30
Other Interest Earning Assets	66	65
Total Interest Income	1,476	1,328
Interest Expense
Deposits	346	280
Borrowed Funds	94	105
Total Interest Expense	440	385
Net Interest Income	1,036	943
Provision for Loan Losses	10
Net Interest Income after Provision for Loan Losses	1,026	943
Noninterest Income
Gain on Sale of Loans Originated for Sale	31	19
Loan Servicing Income	51	51
Other Income	35	28
Total Noninterest Income	117	98
Noninterest Expense
Salaries and Employee Benefits	656	576
Occupancy and Equipment	154	108
Data Processing	53	46
FDIC Insurance and Examination Fees	13	21
Director Compensation	16	18
Legal, Accounting and Professional Fees	50	66
Advertising	20	25
Telephone and Communications	14	17
Other	93	90
Total Noninterest Expense	1,069	967
Income Before Income Tax Expense	74	74
Income Tax Expense	8	17
Net Income	$ 66	$ 57
Earnings per share: Basic (in dollars per share)	$ 0.05	$ 0.04
Diluted (in dollars per share)	$ 0.05	$ 0.04