Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and Due from Banks	$ 1,495	$ 806
Interest Earning Deposits in Banks	5,346	5,351
Total Cash and Cash Equivalents	6,841	6,157
Interest Earning Time Deposits in Banks	5,578	6,076
Securities Available for Sale, at Fair Value	5,892	6,210
Securities Held to Maturity	357	389
Mortgage Loans Held for Sale	1,489	284
Loans Receivable, Net of Unearned Income	105,031	102,954
Allowance for Loan Losses	(778)	(769)
Total Loans, Net	105,742	102,469
Premises and Equipment	6,532	5,857
Federal Home Loan Bank Stock	832	827
Bank Owned Life Insurance	2,166	2,153
Foreclosed Real Estate	0	0
Prepaid Expenses and Other Assets	1,341	1,294
Total Assets	135,281	131,432
LIABILITIES AND EQUITY
Interest Bearing Deposits	84,742	83,734
Noninterest Bearing Deposits	6,631	5,205
Total Deposits	91,373	88,939
Borrowed Funds	19,221	18,041
Advances from Borrowers for Taxes and Insurance	407	302
Accrued Expenses and Other Liabilities	1,084	966
Total Liabilities	112,085	108,248
Shareholders’ Equity
Preferred Stock, $0.01 Par Value, 1,000,000 Shares Authorized, None Issued
Common Stock, $0.01 Par Value, 9,000,000 Shares Authorized, 1,530,209 and 1,543,309 Shares Issued and Outstanding on March 31, 2020 and December 31, 2019	15	15
Additional Paid-in Capital	13,457	13,561
Unallocated common stock held by:
Employee Stock Ownership Plan (ESOP)	(1,164)	(1,164)
Retained Earnings	10,816	10,750
Accumulated Other Comprehensive Income (Loss)	72	22
Total Shareholders’ Equity	23,196	23,184
Total Liabilities and Shareholders’ Equity	$ 135,281	$ 131,432